CrossCountry Mortgage - Evans, GA

04/17/2025

Looking for something to do this weekend?

Join us at the annual FREE Easter Egg Hunt hosted by Monarch Real Estate Team and Warren Road Community Center. Bring the whole family for a day of fun. 10,000 EGGS are up for grabs!

In between hunts have fun exploring bounce houses, train rides, food trucks, and vendors. Stick around to the end of the event to find out the winner of our grand prize raffle drawing.

Find out more by clicking the link below.

bit.ly/MonarchEaster

02/07/2025

🏡 Getting ready to buy your first home? Check out these steps to set yourself up for success! From budgeting to closing, here’s what you need to know.

✨Set a Homebuying Budget: Having clients use an affordability calculator gives them a clearer picture of what they can comfortably afford.

✨Down Payment Decisions: Discusses how the right down payment size can impact their monthly payments.

✨Credit Check-Up: Ensuring they review their credit report for any errors or areas to improve. Aka a Credit Game Plan!

✨Exploring Mortgage Options: Tailoring a loan to their unique needs—I got them covered here!

01/30/2025

🏠 Get ready for 2025! Mortgage rates could stabilize, with forecasts ranging from 5.80% to 6.80%. It’s time to strategize— call your experts at CrossCountry today to get the scoop and invest in your financial future.

Here’s a full breakdown of rate predictions:
- Redfin: 6.80%
- Capital Economics: 6.75%
- Hunter Economics: 6.60%
- National Association of Home Builders (NAHB): 6.53%
- CoreLogic: 6.50%
- Wells Fargo: 6.40%
- Mortgage Bankers Association (MBA): 6.40%
- Federal Housing Finance Agency (FHFA): 6.40%
- PNC Bank: 6.36%
- Moody’s Analytics: 6.30%
- Morgan Stanley: 6.25%
- BrightMLS: 6.25%
- Fannie Mae: 6.20%
- Realtor.com: 6.20%
- Goldman Sachs: 6.10%
- TD Bank: 5.80%
- National Association of Realtors (NAR): 5.80%

Key Takeaways:
- Average forecast: 6.33%, with rates ranging from 5.80% to 6.80%.
- Higher-end predictions: Redfin and Capital Economics expect rates near 6.75%.
- Lower-end optimism: TD Bank and NAR are projecting a more buyer-friendly 5.80%.
- Mid-range consensus: Big names like Wells Fargo, MBA, and FHFA align around 6.40%.

01/23/2025

📢 Renters in Crisis! The U.S. Justice Department is tackling landlords accused of colluding on rent prices. Could this lead to fairer housing practices? Learn more at the link!

DENVER (AP) — The U.S. Justice Department is suing several large landlords for allegedly coordinating to keep Americans’ rents high by using both an algorithm to help set rents and privately sharin…

01/23/2025

Rain, snow, or sunshine- we do mortgages all the time! 🌧️❄️☀️

01/16/2025

Have you heard the latest???
🌟Game-changing news for buyers: The CFPB is removing $49 billion in medical debt from credit reports. Credit scores could rise 20 points, and 22,000 more mortgages will be approved yearly! Learn more at the link below!

Today, the Consumer Financial Protection Bureau (CFPB) finalized a rule to ban the inclusion of medical bills on credit reports used by lenders and prohibit lenders from using medical information in their lending decisions.

01/09/2025

The CFPB estimated this rule will remove $49 billion in medical bills from the credit reports for roughly 15 million Americans. “No one should be denied economic opportunity because they got sick or experienced a medical emergency.” Harris said.

Read more here: https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-rule-to-remove-medical-bills-from-credit-reports/?utm_source=www.mortgagenuggets.com&utm_medium=newsletter&utm_campaign=homebuyers-enter-2025-with-more-for-sale-listings&_bhlid=8e53601279a713951a253ab81efae9c2faad286b

01/09/2025

🏡 Millennials & Gen Z: The Future of Real Estate? The RE/MAX 2024 report reveals exciting trends about what today’s young buyers want. Move-in ready homes, strong social media presence, and community-focused living are key! Read more here: https://news.remax.com/whats-the-future-of-real-estate-remax-report-finds-out

The collection of timely data explores how today’s consumers – especially Gen Z and millennials – are navigating the housing market, finding professionals to work with, and taking steps to achieve homeownership.

01/02/2025

👍 Two thumbs up for two years at the top 👍

CCM is a Scotsman Guide Top Workplace for the second year in a row! We are exceptionally proud to be part of this team and share this win with all of our clients and partners.

01/02/2025

🌆 City Comeback Alert! NAR’s latest data shows a shift back to cities and suburbs as buyers return post-pandemic. Check out the surprising trends here!

For most home buyers, the purchase of real estate is one of the largest financial transactions they will make.