Nick Carter Loans

03/31/2026

We are always available to assist our clients to make the home buying process as stress free as possible.

02/11/2026

Nice little dip in rates!

Mortgage rates fell on Tuesday following a downbeat Retail Sales report. At 0.05%, it was the largest single-day drop since the uncommonly big 0.15% drop on January 9th. This also takes the average 30yr fixed rate to 6.11%, easily below its recently narrow range of 6.15-6.20. The bonds that drive mo...

12/08/2025

If you or someone you know has not owned a home in the last 3-years and is wanting to purchase a home in 2026, please watch this video. -Nick Carter, NMLS-200547, Director’s Mortgage, equal housing lender.

07/11/2025

Oregon Bond just got a facelift! If you are thinking about purchasing a home in Oregon please call/text me to learn more about this awesome program. Low rates on conventional and government loans, down payment assistance is available, reduced PMI on conventional loans and all of the other great benefits by working with Directors Mortgage. Zero pressure, would love to have a conversation, 541-520-2968

07/07/2025

Not a political post, just news relating to the housing world.

In a marked political win for President Donald J. Trump and his Administration, H.R. 1, the One Big Beautiful Bill Act, defied very long odds and endured intense opposition to find passage and a place on the President’s desk — and with his signature now added, it is law. But put aside all the D....

03/19/2025

Yep!!

Directors Mortgage has been named one of the 100 Best Companies to Work for in the Oregon Business Magazine! 🎉 Our team members' hard work and dedication to our principles has made this recognition possible. We are incredibly grateful to everyone for making Directors Mortgage what it is today, and what it will be for years ahead. Thank you to all the people that make DM a great place to work! 🙌

03/02/2025

Oregon has an amazing state VA home loan program that not many people know about. If you would like to know the difference between the state and federal VA loan program, give me a call, 541-520-2968. Licensed in OR, WA, CA, AZ, ID, CO & MT, I’m here to help 🇺🇸

01/13/2025

12/20/2024

Attention first time home buyers! Brand new loan program called FirstHome that provides down payment assistance for Conventional and FHA. These loans have amazing rates and are available for those that plan to buy in Oregon only. Finally, some amazing news in the housing world!!! 541-520-2968, NMLS-200547, Directors Mortgage.