CDA Insurance LLC

CDA Insurance LLC CDA Insurance LLC is an local, independent insurance agency. Our service area includes all counties in Oregon, Washington, Idaho and Texas.

Our goal is to find the coverage that suits your current and future needs as a Medicare eligible individual.

Navigating benefits and enrollment can feel overwhelming, especially when you are sorting through plan details, costs, a...
06/15/2026

Navigating benefits and enrollment can feel overwhelming, especially when you are sorting through plan details, costs, and important deadlines. Keeping everything in one place, whether in a folder or a digital file, makes it easier to review your coverage, understand your costs, and spot changes, so you can make confident decisions for the year ahead.

Keep current ID cards somewhere easily accessible, and store plan documents, important letters, and digital backups in one place so you can easily review your coverage and stay organized.

If you want to feel more prepared navigating your benefits, our team is here to help you get organized and review your coverage with confidence. Reach out today to get started.

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most c...
06/01/2026

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most common questions we hear from those nearing retirement is around the timeline for signing up for Medicare.

So, I wanted to share a few important reminders to help you stay on track:

✅Know your enrollment window. Your initial enrollment window lasts for seven months — three months before your 65th birthday, your birthday month, and three months after your birthday. Enrolling early in this timeframe can help ensure your coverage begins right when you need it.

✅Understand how to sign up. Some individuals are automatically enrolled in Original Medicare, while others need to take action themselves to enroll in Original Medicare. This often depends on whether you are already receiving Social Security benefits.

✅Do not delay without a plan. Waiting too long to enroll without qualifying coverage can result in delayed coverage start dates and ongoing late-enrollment penalties.

✅Be aware of other options. If you are still working and covered under an employer plan, you may qualify for a Special Enrollment Period that can allow you to defer your enrollment. However, missing all enrollment windows can limit your options and increase costs, so it's best to clarify this early.

Medicare decisions can feel overwhelming, but you do not have to navigate them alone. Whether you are approaching 65 or are simply evaluating your options, contact us for guidance tailored to your situation.

Extreme summer heat is more than uncomfortable. It can pose serious health risks for people of all ages and health condi...
05/18/2026

Extreme summer heat is more than uncomfortable. It can pose serious health risks for people of all ages and health conditions.

A few simple habits can make a big difference on very hot days:

🔸 Stay indoors during the hottest hours of the day when possible.
🔸 Drink water regularly, even if you don’t feel thirsty.
🔸 Wear lightweight, light-colored, loose-fitting clothing when outside.
🔸 Use fans or air conditioning, or visit a cooling center or public place with air conditioning if your home is too warm.
🔸 Watch for signs of heat exhaustion, such as dizziness, headache, confusion, or nausea, and reach out to medical professionals if necessary.

These steps can help prevent heat-related illness and keep you and the people you care about safer all summer long. If you have questions about how heat might affect your health or medications, talk with your doctor or health care team.

As always, know that I am here for you if you would like to review your coverage.

Your Medicare coverage should not be something you only think about once a year. Certain life changes, plan questions, o...
05/07/2026

Your Medicare coverage should not be something you only think about once a year. Certain life changes, plan questions, or coverage issues are good reasons to reach out sooner to avoid surprises and make sure your plan still fits your needs.

The best time to call your Medicare agent is before a small question becomes a bigger coverage problem. If you need help reviewing your plan, preparing for enrollment, or understanding a recent life change, contact my office at any time.

Address

2160 W 11th Avenue Ste D
Eugene, OR
97402

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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