Denise Cuddeback Montgomery - NMLS #57734

10/20/2026

Talk with your mortgage advisor to explore your options. In some cases, negotiating a seller credit to help reduce your interest rate or closing costs can provide greater financial benefits than simply negotiating a lower purchase price.

10/19/2026

One of my favorite parts is helping first-time homebuyers navigate the homebuying process! From answering all the questions along the way to celebrating the moment they get their keys, there’s nothing more rewarding than helping turn the dream of homeownership into reality! -Denise

10/16/2026

Interest rate buydowns have been a hot topic over the past year, and many buyers want to know the difference between a temporary vs. permanent rate buydown, as well as which one makes the most sense in today's market.

So guess what...? We've got a great team, and we're ready to answer all your questions about buydowns. Send us a DM to connect!

10/15/2026

Thinking about moving but not sure where to start?

Most homeowners think the first step is browsing listings.

It's not.

The smartest moves start with a plan:

✓ Understand the equity you've built
✓ Explore financing options
✓ Determine your buying power
✓ Create a strategy tha

10/14/2026

Now may be the perfect to make your move!

10/12/2026

The 20% down payment rule isn't the rule anymore. Many buyers purchase a home with far less. The best first step isn't saving more, it's understanding what's actually available to you. We're happy to walk through the numbers.

10/12/2026

Thank you so much Giulia and congrations on your FIRST HOME! We are all so happy for you!

10/08/2026

10/08/2026

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify with credit that isn't flawless. You might be a lot closer to owning a home than you think. Let's look at where you actually stand.

10/08/2026

Another happy homeowner and another successful closing! Thanks to Amy Thompson with Hybrid Real Estate and Kevin Brown with ICON Real Estate group. One of my favorite parts of what I do is helping people navigate the mortgage process and finding solutions that fit their individual situation. Every buyer and every loan is different, and sometimes it just takes experience and a little creativity to find the right path forward. -Denise

Type of Loan: Investment Property
Buyers Agent: Amy Thompson @ Hybrid Real Estate
Sellers Agent: Kevin J. Brown @ ICON Real Estate Group
Escrow: Shannon Burgess @ CTC Escrow Company an Oregon Corporation dba Cascade Escrow