Ryan Haas Loan Officer

Ryan Haas Loan Officer Ryan Haas Loan Officer

If your rate is 4+ percent, call today to discuss your refinancing options!
03/05/2020

If your rate is 4+ percent, call today to discuss your refinancing options!

Customize your loan to fit your budget and choose any term from 8-30 years with Flex Term! Call me now to learn how you ...
02/24/2020

Customize your loan to fit your budget and choose any term from 8-30 years with Flex Term! Call me now to learn how you can potentially save thousands of dollars in interest.

Remembering the ones that didn't get to come home. 🇺🇸🇺🇸🇺🇸Happy Memorial Day!
05/28/2019

Remembering the ones that didn't get to come home. 🇺🇸🇺🇸🇺🇸
Happy Memorial Day!

05/23/2019

What are you waiting for? The time to refinance is now. Contact me today to start the process!

Want to find your dream home before summer?! I can help! Call me today to learn more about our loan programs. ...
05/21/2019

Want to find your dream home before summer?! I can help! Call me today to learn more about our loan programs.

05/20/2019

Happy Monday!

Mortgage Market Commentary

During a week of mixed economic data, mortgage rates managed to slip slightly downward. The most significant factor pushing rates down last week was the escalating trade war with China. Stocks fell which drove some additional funds into bond markets, helping push interest rates on most products downward, especially early in the week. Both Retail Sales and Industrial Production slipped into negative reading, but Leading Economic Indicators and Housing Starts both picked up. While most experts agree that the recent tariffs will dampen economic growth and increase consumer prices on some products, the recent slowdown in inflationary pressure gives the Federal Reserve some additional breathing room before raising rates again due to increasing price pressures.

This week is a bit lighter in terms of economic data, so we could see another week with concerns over trade disputes keeping the market on edge. Mortgage rates are unlikely to rise much without some surprise news that would provide markets with hopes of economic growth accelerating.
Quick Article

How About an Extra $10K in Your Pocket?

According to research released by the National Association of Realtors, a typical homeowner pocketed about $9,500 in equity gain over the last year. In the first quarter of this year, the median home price in the United States was $254,800. For the same period in 2018, it was $245,300. Even with incomes rising, NAR reports that housing affordability is decreasing, and more affordable areas may begin to see population growth as people seek more affordable housing.

Bonehead of the Week

A “too incompetent to be a criminal” bonehead award goes to Brett Kerr in Christchurch, New Zealand. While robbing a house, Kerr managed to fall down a flight of stairs, badly injuring his head. He then wandered into the kitchen where he started a small fire as he fumbled around. Rather than flee, he roamed around the house looking for more items to steal. However, when he got back upstairs, he decided to crawl into one of the beds, and fell asleep, where the homeowner found him.

Worth Remembering Quotation

Who is richer? The man who is seen, but cannot see? Or the man who is not being seen, but can see?

-Babe Ruth

Click HERE to Open A PDF Version of My Newsletter for Printing
http://www.mortgageupdate.biz/RyanHaasMondayMarketWeekly.pdf

Click HERE to Open the Real Estate Report Card for Lane County, OR
http://www.mbshighway.com/view/Ajr-rc

Click HERE to view a Buy v. Rent Comparison at $300,000 in Lane County, OR
https://www.mbshighway.com/view/7LI-br

Now may be the right time to refinance and potentially save hundreds of dollars each month! Call me for more details! ...
05/14/2019

Now may be the right time to refinance and potentially save hundreds of dollars each month! Call me for more details!

05/14/2019

Happy Belated Monday!

Mortgage Market Commentary

Mortgage rates were pressured downward for much of last week as concerns over the potential escalation of a trade war with China dominated the financial news. The fears pushed money out of stocks and into bonds. Additionally, the PPI and CPI reported another month of relatively tame increases to inflation, even as overall economic growth continues to press forward. Countering the downdraft that rates were experiencing was weak demand for the latest Treasure Department auction of new 10-year notes. Generally, this creates some reasonable upward pressure on interest rates, but this round it only slowed the decrease in rates. The week ended with some positive comments from the President on the potential outcome of trade talks, which pushed rates slightly upward on Friday.

This week may be dominated by Retail Sales and Industrial Production reports. If Retail Sales blasts past estimates, like last month, then mortgage rates will have a hard time not rising. Rates would move higher even quicker if IP comes in high. Of course, politics could muddy the financial waters.

Quick Article

Homeowners Believe that Owning is Easier

One of the findings of a recent LendingTree survey revealed that homeowners believe that owning a home is easier than renting a home. A full 67% of owners responded that owning is easier compared to only 15% who thought renting was easier. Interestingly, the likelihood of believing that owning is easier climbs the longer than you own a home. That trend drops for people who have owned a home longer than ten years but remains higher than thinking that renting is easier.

Bonehead of the Week

A “too dumb to be criminals” bonehead award goes to Lonnie Meckwood and Phillip Weeks in Kirkwood, NY. The pair entered an upstate gas station and pulled a knife on the clerk. The clerk handed over the cash from the register, and the pair fled. The clerk called the police, who arrived within minutes. After taking the pair’s description, along with a description of their car, police were amused to find the pair about one mile away. Apparently, the one thing they forgot at the gas station was gas for the car!

Worth Remembering Quotation

Those who are lifting the world upward and onward are those who encourage more than criticize.

-Elizabeth Harrison

Click HERE to Open A PDF Version of My Newsletter for Printing
http://www.mortgageupdate.biz/RyanHaasMondayMarketWeekly.pdf

Click HERE to Open the Real Estate Report Card for Lane County, OR
https://www.mbshighway.com/view/93N-rc

Click HERE to view a Buy v. Rent Comparison at $300,000 in Lane County, OR
https://www.mbshighway.com/view/7LI-br

Planning to buy a home soon? Make sure you ask yourself these five questions!
05/10/2019

Planning to buy a home soon? Make sure you ask yourself these five questions!

Address

Eugene, OR
97408

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15417298522

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