Ted Todd Insurance

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Ted Todd Insurance Protecting Florida families since 1986, Ted Todd Insurance specializes in auto, home, and life insurance—and so much more.

Trust us for expert advice and personalized coverage. Visit tedtoddinsurance.com to learn more! I have been an insurance agent since 1986 in the state of Florida and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. At Ted Todd Insurance, we can help you protect the things that are important – your family, home, car, boat and more. I am proud to say that we are a company who has been helping customers for over 38 years. Our goal is to offer quality insurance but most importantly provide easy access for you to contact us in person, over the phone, by email - wherever and whenever you need. We know the importance of service to create a long-lasting relationship. As your local agent, we can help you understand how the choices you make – such as collision coverages, how much you insure your personal property or other structures – affect your insurance rate. I’m committed to helping you get the coverage and protection you will need when it matters most.

07/27/2026

They doubted the vision. But you know home improvements are expensive.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/27/2026

Not me getting emotional over a home upgrade.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/26/2026

Thermostat set. Vibes set. We’re good over here.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/22/2026

They said magic wasn't real. Then it stopped leaking.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/21/2026

The pricey upgrade spoke and we listened.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

What is umbrella insurance and do you need it?Umbrella coverage provides additional liability protection beyond the limi...
03/24/2026

What is umbrella insurance and do you need it?

Umbrella coverage provides additional liability protection beyond the limits of your home, auto, or boat insurance policies. It’s designed to help if a covered claim exceeds those underlying limits.

In today’s environment, liability claims can sometimes be larger than expected. An umbrella policy may help add an extra layer of financial protection, depending on your situation.

It’s often considered by homeowners, drivers, boat owners, landlords, and anyone looking to help safeguard assets from unexpected lawsuits or major claims.

Not sure if your current liability limits are enough? A quick coverage review could help you better understand your options.

📞 239-561-1100
🌐 TedToddInsurance.com







Think new cars are always more expensive to insure? Not necessarily.While newer vehicles can cost more to repair, many a...
03/20/2026

Think new cars are always more expensive to insure? Not necessarily.

While newer vehicles can cost more to repair, many also come equipped with advanced safety features which may reduce risk and potentially influence your auto insurance premium.

Auto insurance rates aren’t one-size-fits-all. That’s why it may help to review your options with a licensed agent before making assumptions.

Buying a new car in Florida? Let’s talk through what it could mean for your coverage.

📞 239-561-1100
🌐 TedToddInsurance.com







After a car accident, simple mistakes could complicate your auto insurance claim.Common missteps include:• Not calling l...
03/12/2026

After a car accident, simple mistakes could complicate your auto insurance claim.

Common missteps include:
• Not calling law enforcement
• Forgetting to take photos
• Admitting fault too quickly
• Filing a claim without reviewing your coverage

If you’re involved in an accident in Florida, documenting the scene and contacting your insurance agent first may help you better understand your options.

Have questions about your auto insurance coverage or the claims process? We’re here to help.

📞 239-561-1100
🌐 TedToddInsurance.com

Not all insurance questions are created equal.The right ones could help you better understand your auto or home insuranc...
03/10/2026

Not all insurance questions are created equal.

The right ones could help you better understand your auto or home insurance coverage and potentially avoid costly surprises later.

Here are 5 questions your insurance agent may want to ask:

1️⃣ Have you had a wind mitigation inspection?
Depending on your home’s features, it may impact your Florida homeowner's insurance premium.

2️⃣ When was your last annual policy review?
Your coverage should ideally reflect your current property value, drivers, and lifestyle.

3️⃣ Do you know what’s actually included in your policy?
Understanding deductibles, exclusions, and limits can make a difference at claim time.

4️⃣ Are you aware that standard homeowner's insurance typically does not cover flood damage?
Separate flood insurance may be required depending on your location.

5️⃣ If a loss happens, do you know who to call?
Having a reliable local agency may help streamline the process.

Insurance isn’t just about having a policy — it’s about understanding how it works for you.

If it’s been a while since your last review, this may be a good time to connect.
📞 239-561-1100







Life changes. Your insurance coverage may need to as well.If you’ve recently updated drivers, purchased a vehicle, renov...
03/06/2026

Life changes. Your insurance coverage may need to as well.

If you’ve recently updated drivers, purchased a vehicle, renovated your home, or experienced a life milestone, a policy review could help ensure your coverage still aligns with your needs.

A quick review may also help you:
• Update drivers, vehicles, or home value
• Review beneficiaries
• Identify available auto or home insurance discounts
• Reduce the risk of being underinsured

Insurance policies aren’t one-size-fits-all and what worked last year may not reflect today’s circumstances.

If your renewal is coming up, this could be a good time to ask questions and explore your options.

Call Ted Todd Insurance at 239-561-1100 to schedule a review.

💡 Life insurance isn’t just for young families.That’s a common myth. In reality, life insurance can play a role at many ...
03/04/2026

💡 Life insurance isn’t just for young families.

That’s a common myth. In reality, life insurance can play a role at many stages of life whether it’s helping protect loved ones, support future plans, or provide added financial flexibility depending on your situation.

Coverage needs change over time, and the right option looks different for everyone. That’s why we focus on education first, not assumptions.

Have questions about life insurance in Florida? A local is here to help explain your options.

📲 (239) 561-1100







⭐️ Local service. Real advocacy.Reviews like this mean everything to us. Helping Florida homeowners understand their cov...
02/27/2026

⭐️ Local service. Real advocacy.

Reviews like this mean everything to us. Helping Florida homeowners understand their coverage, feel confident in their decisions, and find ways to save is what we’re here for, every step of the way.

From policy reviews to answering questions in plain language, our team takes pride in being patient, knowledgeable, and truly on your side.

If you’re looking for an insurance agency that treats you like a person and not a policy number, we’re always happy to help.

📲 (239) 561-1100







🎉 Happy 2-Year Work Anniversary, Cassandra!For the past two years, Cassandra has been a dedicated part of our team, cons...
02/19/2026

🎉 Happy 2-Year Work Anniversary, Cassandra!

For the past two years, Cassandra has been a dedicated part of our team, consistently showing up with care, professionalism, and a commitment to helping our clients feel supported and confident in their coverage.

We’re grateful for the positive energy she brings to our office every day.

Fun fact: When she’s not taking care of our customers, she’s an amazing mom who loves attending concerts and making memories with her family. 🎶

Join us in congratulating Cassandra on her anniversary! 👏







🏍️ Riding in Florida? Coverage matters.Florida laws around motorcycle insurance can be specific and the right policy may...
02/18/2026

🏍️ Riding in Florida? Coverage matters.

Florida laws around motorcycle insurance can be specific and the right policy may help with more than just meeting legal requirements. Depending on your coverage, motorcycle insurance can help address injuries, damage to your bike, and potential liability after an accident.

If you ride in Southwest Florida, it’s worth taking a closer look at your options so you can ride with confidence, not questions.

Have questions about motorcycle insurance? Talk with a local agent today. 📲 (239) 561-1100







❤️ This Valentine’s Day, think long-term love.While flowers and dinner are sweet, life insurance may be one way to help ...
02/15/2026

❤️ This Valentine’s Day, think long-term love.

While flowers and dinner are sweet, life insurance may be one way to help protect the people who matter most, if the unexpected happens. Coverage options can vary, and the right fit depends on your goals, family, and future plans.

If you’ve been meaning to review or explore life insurance, we’re here to help answer questions and talk through your options.

📲 (239) 561-1100







In an inside sales role, you'll use your expertise to find affordable solutions that help people protect what matters mo...
12/10/2025

In an inside sales role, you'll use your expertise to find affordable solutions that help people protect what matters most in their lives. Sound like something you're interested in?

Take control of your career journey and apply today: http://spr.ly/6008C64f6

12/03/2025

From free therapy sessions to personalized financial services and virtual fitness classes, Allstate takes employee wellbeing seriously. We even have an entire group of Wellbeing Champions committed to growing our culture of wellness by sharing valuable updates, helping employees locate resources and checking in on their fellow Allstaters.

See how Allstate supports you at work and beyond. Check out our wellbeing benefits:
http://spr.ly/600872ZHy

When employees have the resources to challenge themselves, they don't just grow — they drive change and make a differenc...
11/12/2025

When employees have the resources to challenge themselves, they don't just grow — they drive change and make a difference. Our intrapreneurs group is a community of dreamers and doers that spark innovation across the company, and the entire insurance industry, by encouraging their fellow Allstaters to think creatively to solve the real problems facing us and our customers.

Want to drive lasting change at work and in the world? Join a team that's not afraid to think outside the box. http://spr.ly/60027n8Ow

This is what community looks like. We're proud of the Allstaters in Dallas-Fort Worth for showing up in a major way for ...
11/04/2025

This is what community looks like. We're proud of the Allstaters in Dallas-Fort Worth for showing up in a major way for Genesis Women's Shelter & Support. They packed hundreds of toiletry bags and hosted a food drive to help support women in need on their healing journey.

Our employees' passions become ours. This is why each Allstate employee gets PTO to volunteer their time to causes they care about.

Discover how we help our people thrive while making an impact. http://spr.ly/60097KcF7

Address

23160 Fashion Drive, Ste 223
Estero, FL
33928

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12395611100

Website

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