Stephen Testa II - The Mortgage Dad

Stephen Testa II - The Mortgage Dad Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | NMLS 1301792

5.0 star review received on Experience.com for Stephen Testa II by Leilani A - stephen is great Verry helpful anytim...
04/13/2026

5.0 star review received on Experience.com for Stephen Testa II by Leilani A - stephen is great Verry helpful anytime you need him he is availabel.

Click to see all 48 reviews of Stephen Testa II, Mortgage Advisor | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Albert A - Stephen is verry helpful any time you...
04/13/2026

5.0 star review received on Experience.com for Stephen Testa II by Albert A - Stephen is verry helpful any time you call him his respond and if i want to see him in person his available.

Click to see all 48 reviews of Stephen Testa II, Mortgage Advisor | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Jennifer S - Stephen. Stephen made it so great. He's ...
03/09/2026

5.0 star review received on Experience.com for Stephen Testa II by Jennifer S - Stephen. Stephen made it so great. He's exceptional at his job. Not only that, but he adds a personal element that takes the experience to the next level. He's not just my Mortgage Guy, he's my friend too!

Click to see all 46 reviews of Stephen Testa II, Mortgage Advisor | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Shaun H - As my realtor put it, Stephen reached "supe...
12/29/2025

5.0 star review received on Experience.com for Stephen Testa II by Shaun H - As my realtor put it, Stephen reached "super-hero" status when working on my loan. We were on a tight timeline during the Christmas holiday and he delivered on time as promised. He was quick with responses and happy to answer any questions I had. This is the third time I've worked with him for a loan and I will absolutely be contacting him again for any future loans.

Click to see all 45 reviews of Stephen Testa II, Loan Officer | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Michelle T - Stephen was professional, knowledgeable...
11/17/2025

5.0 star review received on Experience.com for Stephen Testa II by Michelle T - Stephen was professional, knowledgeable and kind. I knew what was happening every step of the process and would absolutely refer him to friends and family

Click to see all 44 reviews of Stephen Testa II, Loan Officer | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Breeann H - Coming in as a first time home buy...
09/04/2025

5.0 star review received on Experience.com for Stephen Testa II by Breeann H - Coming in as a first time home buyer I knew nothing ! Stephen was always available and able to break things down to where it was understandable and I could formulate my own decisions

Click to see all 43 reviews of Stephen Testa II, Loan Officer | NMLS # 1301792

4.83 star review received on Experience.com for Stephen Testa II by Domenique M - He went anove and beyond and comm...
04/07/2025

4.83 star review received on Experience.com for Stephen Testa II by Domenique M - He went anove and beyond and communivated communicated everything to us every step of the way . He made the mortgage part of it painless

Click to see all 41 reviews of Stephen Testa II, Loan Officer | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Jennifer S - Stephen was AMAZING! Truly, this was a v...
02/11/2025

5.0 star review received on Experience.com for Stephen Testa II by Jennifer S - Stephen was AMAZING! Truly, this was a very bumpy time for me and he helped me to navigate through it all. He is incredibly knowledgable and professional, while still maintaining a very warm and welcoming approach. Mr. Mortgage Dad was extremely responsive and communicative, and very helpful with all of my questions and requests. I honestly could not have done this without him, and will forever be grateful for his guidance and support!

Click to see all 39 reviews of Stephen Testa II, Loan Officer | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Kevin H - Very helpfu answering all of the questions ...
12/02/2024

5.0 star review received on Experience.com for Stephen Testa II by Kevin H - Very helpfu answering all of the questions I had and made the process very smooth and easy.

Click to see all 37 reviews of Stephen Testa II, Loan Officer | NMLS # 1301792

5.0 star review received on Experience.com for Stephen Testa II by Michael P - Stephen is great at his job. He's very h...
04/23/2024

5.0 star review received on Experience.com for Stephen Testa II by Michael P - Stephen is great at his job. He's very helpful, courteous, knowledgeable and respectful. He made the entire process very easy. I would definitely reccomend Stephen and Countywide to all my friends and family. Thank you Stephen!!

Click to see all 36 reviews of Stephen Testa II, Loan Officer | NMLS # 1301792

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Escondido, CA
92025

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