Taylor, Lord & Hughes, Inc Insurance Agency

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Taylor, Lord & Hughes, Inc Insurance Agency Offering Business, Personal, Farm, Life, Health, and Bonds insurance needs. We are here to ensure you are properly insured.

Your local independent insurance agency specializing in business, personal, farm life and health insurance services. Let us help you protect your assets by customizing a plan best suitable for you, your family or your business at an affordable price. As an Indepedent Agency we represent reputable companies to provide you with the best coverage at an affordable price and with the best customer service around.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/20/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

Marketplace Open Enrollment begins November 1st, and whether you're looking to keep your current health plan, switch to ...
10/13/2026

Marketplace Open Enrollment begins November 1st, and whether you're looking to keep your current health plan, switch to something better, or find coverage for the first time, a little preparation now can make the process a whole lot smoother.

Swipe through for the key dates to know and a few steps to help you feel more prepared.

Navigating health insurance options can feel overwhelming, and we are here to help make sure you go into this enrollment period feeling informed and confident. So, if you'd like help reviewing your options or have questions about what plan might be the right fit, please don't hesitate to reach out to our team.

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about earl...
10/06/2026

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about early screening. Breast cancer remains one of the most common cancers in the U.S., and early detection through routine screenings can make a meaningful difference.

Swipe for a few important facts and statistics to keep in mind.

As a reminder, many health insurance plans cover preventive screenings at little or no cost, making it easier to take an active role in your health. And, if you're not sure whether your plan covers preventive breast cancer screenings, our team is happy to help. Please do not hesitate to reach out with any questions.

Our Medicare specialist, Meghan, presented Medicare 101 to a packed room at the Daily Press Senior Expo at the Highland ...
10/01/2026

Our Medicare specialist, Meghan, presented Medicare 101 to a packed room at the Daily Press Senior Expo at the Highland Golf Course this past Tuesday. Thank you to everyone who came out, and for all the great questions!

The Medicare Annual Enrollment Period (October 15 - December 7) is right around the corner. Plans can change each year, including costs, benefits, prescriptions, and provider networks, and this year is certainly no different. Part D plans are changing for 2027, and many people will see higher costs. Medigap premiums are also continuing to increase.

That's why it's worth taking a look before enrollment starts. We're happy to review your current plan and compare your options, no pressure and no obligation - reach out!

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and...
10/01/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. This increased activity can pose serious risks to drivers, and hitting a deer can be a distressing and upsetting experience.

With that in mind, our team wants to share a few reminders to help keep you and your passengers safe this season and navigate the aftermath of striking a deer. Swipe for more.

If you're not sure what your current policy includes or would like to review your coverage this fall, feel free to reach out. Our team would be happy to answer your questions and help you understand your options.

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder w...
09/29/2026

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder weather creates bigger problems.

Preventive maintenance helps protect your property’s value, reduce safety issues, limit business interruptions, and lower the risk of preventable claims. Swipe for a few maintenance areas to review this season.

We hope you found this list helpful as you prepare your property for the fall. As always, if you have any questions or any needs this season, don’t hesitate to give us a call. Our team is here to help!

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most c...
09/08/2026

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most common questions we hear from those nearing retirement is around the timeline for signing up for Medicare.

So, we wanted to share a few important reminders to help you stay on track:

✅Know your enrollment window. Your initial enrollment window lasts for seven months — three months before your 65th birthday, your birthday month, and three months after your birthday. Enrolling early in this timeframe can help ensure your coverage begins right when you need it.

✅Understand how to sign up. Some individuals are automatically enrolled in Original Medicare, while others need to take action themselves to enroll in Original Medicare. This often depends on whether you are already receiving Social Security benefits.

✅Do not delay without a plan. Waiting too long to enroll without qualifying coverage can result in delayed coverage start dates and ongoing late-enrollment penalties.

✅Be aware of other options. If you are still working and covered under an employer plan, you may qualify for a Special Enrollment Period that can allow you to defer your enrollment. However, missing all enrollment windows can limit your options and increase costs, so it's best to clarify this early.

Medicare decisions can feel overwhelming, but you do not have to navigate them alone. Whether you are approaching 65 or are simply evaluating your options, contact us for guidance tailored to your situation.

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, r...
09/04/2026

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

If your business provides services or advice to clients, professional liability insurance, also known as errors and omis...
08/25/2026

If your business provides services or advice to clients, professional liability insurance, also known as errors and omissions insurance, is one of the most important coverages you can carry. Swipe through for a quick overview of what this coverage is, which businesses need it, and why it matters.

If you have questions about your professional liability coverage, reach out to us today. We are here to help you stay covered and protected.

🎡It's Senior Day at the UP State Fairgrounds!🎡If you’re at the fair today, be sure to stop by the TLH Insurance table in...
08/19/2026

🎡It's Senior Day at the UP State Fairgrounds!🎡

If you’re at the fair today, be sure to stop by the TLH Insurance table in the Grand Stand and say hello!

One of our agents and Medicare specialists, Meghan, is there and would love to chat or answer any insurance questions you might have.

Come see us, grab some fair food, and enjoy the day!☀️💙

Address

1523 Ludington Street
Escanaba, MI
49829

Opening Hours

Monday 8:15am - 5pm
Tuesday 8:15am - 5pm
Wednesday 8:15am - 5pm
Thursday 8:15am - 5pm
Friday 8:15am - 3pm

Telephone

+19067862511

Website

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