Equity Financial Group

07/23/2026

With traditional pensions in decline, other work-based plans that are driven primarily by employee contributions, such as 401(k), 403(b), and 457(b) plans, are the bedrock of the U.S. retirement system.

This means it’s up to you to build savings.

With traditional pensions in decline, it’s up to the individual employee to build retirement savings in a work-based account.

05/13/2026

Congratulations to a well deserved group of young men!

STATE CHAMPS! 🏆

05/05/2026

If you’re a parent or grandparent thinking about your child’s long-term financial future, the new Trump accounts could be one of the most interesting tools to hit the market in years.

They’re not a replacement for 529 plans or Roth IRAs, but they offer something unique: the ability to start serious, tax-advantaged investing the day a child is born - without needing earned income.

Equity Financial Group | Serving Oklahoma Families Since 1969

(580) 234 - 0100
equityfg.net
102 S. Van Buren Ste. B | Enid, OK

If you’re a parent or grandparent thinking about your child’s long-term financial future, the new Trump accounts could be one of the most interesting tools to hit the market in years. They’re not a replacement for 529 plans or Roth IRAs, but they offer something unique: the ability to start se...

03/17/2026

An RMD is a minimum amount you must withdraw each year from most tax-deferred (non-Roth) retirement accounts after you reach your “RMD age.”

Think of it as the government saying: “You’ve had decades of tax deferral—now it’s time to start recognizing that income.”

An RMD is a minimum amount you must withdraw each year from most tax-deferred (non-Roth) retirement accounts after you reach your “RMD age.” Think of it as the government saying: “You’ve had decades of tax deferral—now it’s time to start recognizing that income.”

03/06/2026

01/26/2026

From building wealth to preserving it, we have helped provide Oklahoma families and individuals with trusted financial guidance since 1969.

Whether you're just starting your retirement journey or getting close to the end, our team is here to help you grow, protect, and plan for the future.

Equity Financial Group | Serving Oklahoma Families Since 1969
📞 (580) 234 - 0100
🔗 equityfg.net
📍 102 S. Van Buren Ste. B | Enid, OK

12/10/2025

The Federal Reserve cut interest rates again this afternoon, lowering the federal funds rate by 0.25% to a new range of 3.5%–3.75% - its third straight cut this year. The is the final rate decision for 2025, leaving one less catalyst on the table between now and the end of the year.

Why does this matter?

• Borrowing costs: Over time, today’s move can put gentle downward pressure on rates for things like credit cards, home equity lines, and some other short-term loans. It’s not an overnight change, but directionally it matters for households carrying debt. 

• Savings & income: If cuts continue, banks may eventually trim yields on savings accounts, CDs, and money markets. That makes it even more important for retirees and savers to be intentional about where their “safe money” lives.

• Markets & your plan: The Fed itself is split on what comes next, and there’s no clear consensus for 2026—some members want more cuts, some want to pause.  That uncertainty can translate into more market volatility in the short run, even if the economic outlook still calls for modest growth. 

Our view: your financial plan should not swing with every Fed meeting. Instead, this is a good moment to:

• Revisit your cash reserves and debt strategy

• Check whether your portfolio still lines up with your time horizon and risk comfort

• Make sure your retirement income plan assumes a range of interest-rate environments, not just today’s level

If you’re wondering what today’s decision means for your mortgage, savings, or retirement strategy, we’re happy to walk through it with you and adjust your plan as needed.

This post is for educational purposes only and is not individualized investment, tax, or legal advice. Please consult with a qualified professional about your specific situation.t onten jow

11/11/2025

Honoring those who served and sacrificed for our freedom.

Thank you, Veterans!

11/03/2025

Family-owned firms do things differently. At Equity Financial Group, our 55-year tradition of family and trust means our clients aren’t just account numbers — they’re part of our story. Here’s why that difference matters.

Equity Financial Group | Serving Oklahoma Families Since 1969

(580) 234 - 0100
equityfg.net
102 S. Van Buren Ste. B | Enid, OK

For over half a century, Equity Financial Group has remained proudly independent and family-owned. In a world dominated by corporate firms and call centers, here’s why that difference matters more than ever — especially when it comes to your financial future.