Colorado Lending Team

Colorado Lending Team Trusted mortgage partner. Diverse products, exceptional service. Hassle-free homeownership journey. We have access to programs most banks don't offer.

Less cost and lower rates, giving homeowners access to more affordability. Our specialties include but are not limited to:

First Time Homebuyers
FHA
VA
USDA
Jumbo
ARMs
Multiple Properties
Doctor Loan
Manufactured Housing
Recent BK and FC
Non-Warrantable Condos
Fix-n-Flip
Bridge Loans
Refinance

Other Financing Options - Primary Residence/2nd Homes:

No credit scores – FHA
Reverse Mortgages
No i

ncome verification required
No Income/No Assets
Bank Statement
1099 Only
ITIN borrowers
DACA/Dreamer FHA loan
1st Lien HELOC to 90% LTV
Trailing Primary - Ignore debt from current home when buying a new one
Condo-tels
Manufactured outbuildings
Asset Depletion

Other Financing Options - Investment Loans:

DSCR and No Ratio
Foreign Nationals
Can vest title in an LLC
Unlimited Properties
Bank Statement
1099 Only

06/18/2026

We are honored to have been alongside you for this move into your beautiful new home. Thank you so much for your wonderful review! We are always here for you, no matter where your home journey takes you. We look forward to assisting you again in the future!

06/16/2026

When your buyer gets pre-approved… It’s go time 🕺

Now everyone’s in motion:
🏡 Realtor — finding the one
💼 Buyer — ready to make moves
📄 Loan officer — making it happen behind the scenes

This is where the fun starts.

Pre-approval isn’t just a step, it’s the green light 🚦

Know someone thinking about buying?
Tell them to start here 👍

06/15/2026

Here’s the part people don’t talk about:
When rates drop → more buyers jump in → prices go UP

And waiting for 3% rates?
Probably not happening anytime soon

Real talk:
You marry the house… You date the rate

Meaning 👇
You can refinance later
You can’t go back and buy at yesterday’s price

Bottom line:
Don’t try to time the market
Time your LIFE

If you’re ready and it makes sense for you, that’s your window 👍

Want to run your numbers? DM “HOME HISTORY” and let’s break it down

06/14/2026

Mortgage tip most people don’t know 👇

A 30-year mortgage doesn’t mean you’re stuck for 30 years.
You can cut YEARS off your loan with small extra payments.

Here’s the idea:
• 1 extra payment a year = years saved
• 2 extra payments = even more
• It adds up fast

Why?
Because you’re paying down the principal quicker, less interest builds over time.

One important thing:
👉 Make sure your extra payments go toward PRINCIPAL
That’s how you actually shorten the loan.

It’s not complicated… just intentional.

Want help seeing what this could look like for you? We got you 👍

06/13/2026

A lot of renters are already paying what a mortgage could be 👀

But most people assume they’re not ready yet…

Then we run the numbers — and they’re surprised by what’s actually possible.

Your buying power comes down to:
• Income
• Credit score
• Loan program
• Down payment

That’s it.

And in many cases, rent is already close to a potential mortgage payment.

We’ll walk you through it 👍

And if credit is the only thing holding you back, don’t stress.
There are real strategies and programs to help you get there.

Thinking about buying a home in Colorado? Your down payment is only one part of the picture.You may also want to plan fo...
06/12/2026

Thinking about buying a home in Colorado? Your down payment is only one part of the picture.

You may also want to plan for closing costs, earnest money, moving expenses, and emergency savings after closing.

The good news? You may not need 20% down to get started. A clear plan can help you understand your options and feel more confident. 🏡

06/11/2026

The World Cup is coming, and we’re already in game mode.

Teamwork. Strategy. Quick decisions under pressure.

Turns out those skills work pretty well in mortgages, too.

Until kickoff, we’ll stick to helping buyers score goals of their own.

Happy birthday to the queen of mortgages! We wish you an amazing day!
06/11/2026

Happy birthday to the queen of mortgages! We wish you an amazing day!

Renting can feel safer because it feels simple.You pay rent, and that’s it.But renting is not always cheaper than owning...
06/10/2026

Renting can feel safer because it feels simple.

You pay rent, and that’s it.

But renting is not always cheaper than owning.

When you own a home, your monthly payment may be higher in some cases. But part of that payment can help you build equity over time.

With renting, your payment helps your landlord build theirs.

That does not mean buying is always the right move. It depends on:

How long you plan to stay
Your monthly budget
Your savings
Your debt
Your goals

The best thing to do is compare the real numbers side by side.

Have you ever wondered what buying would look like compared to your rent?

Comment “RENT” or send us a DM, and we can help you take a look.

We've had the privilege of helping Bill and Kathy with home purchases and refinances over the past 8 years, and we're ex...
06/09/2026

We've had the privilege of helping Bill and Kathy with home purchases and refinances over the past 8 years, and we're excited to be helping them again as they add an investment property to their portfolio.

One of the best parts of this business is working with amazing clients year after year, and Bill and Kathy are a perfect example of that.

We're also thrilled to be partnering with Ali again. She's always a pleasure to work with and helps make every transaction a success.

Congratulations, Bill and Kathy. We're grateful to be part of another chapter in your real estate journey!

Address

7887 E Belleview Avenue #1100
Englewood, CO
80111

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