The Rueth Team - CrossCountry Mortgage

The Rueth Team - CrossCountry Mortgage Helping people use real estate to build wealth, create stability, and make smart money moves. Want a smooth process, open communication?

Personal NMLS239840
Branch NMLS1773803
Company NMLS3029
Equal Housing Opportunity
Licensed by the New Jersey Department of Banking and Insurance Local, Strategic, Solution Oriented, Service GUARANTEED home loans. Want to know you can reach your lender 7 days a week? As a Producing Branch Manager, I have full access to underwriters, programs and appraisal managers. Give us a call today and find out what simple lending looks like.

06/13/2026

In 1991 the typical first-time homebuyer was 28 years old. This year that number hit 40.

Sit with that for a second.

We have added more than a decade to how long people wait to own their first home, and almost no one is talking about what that decade actually costs them.

Here is the part the headlines skip. Renting is not the safe choice or the cheaper choice. Renting is a decision, and it quietly moves your wealth into someone else's name every single month.

Real estate has built more middle-class wealth than any other asset class in this country. The people who get there are not the ones who waited for the perfect market. They are the ones who decided to start.

The numbers will almost always look better for renting in the short term. Wealth was never built in the short term.

So the real question is not whether you can afford to buy. The real question is what waiting is costing you.

06/12/2026

I sit with people all the time who were told no by another lender, and somewhere along the way they decided that no meant the dream was over.

One door closing has never meant the whole house is gone.

Everything this business has taught me comes back to the same truth. The deal that falls apart is almost always making room for the one that was meant for you.

A no today is not a no forever. Most of the time it is a not yet, and a not yet just means we have work to do.

So we build the plan. We fix what needs fixing. We find the path that gets you to yes.

If a door just closed on you, please do not walk away from the dream. Let me show you the one that is about to open.

Because there is always a way.

06/11/2026

For a long time, I took every no personally. I would replay all of it, the client who went quiet, the deal that closed with someone else, the text that never came back, searching for the thing I did wrong.

Here is what finally set me free. Most of the time, it was never about me at all.

A no is not a verdict on your worth. It is information. It tells you who is aligned with you and who is not, and that is something to be grateful for, not wounded by.

The people who were meant to walk away will walk away. Let them. Every ounce of energy you spend trying to win back someone who was never yours is energy stolen from the people who are ready to build something real with you.

You are not for everyone. You were never supposed to be. You are the right fit for the people who share your values and are willing to do the work, and those are the only ones who deserve your all.

So stop chasing closed doors. Set the boundary, protect your peace, and go all in on the people actually standing in the room with you.

Rejection was never the end of your story. It was clearing the room for the right ones.

06/10/2026

I used to flinch when someone disagreed with me in public. Now I read it as a signal that I'm finally saying something worth disagreeing with.

Ask yourself today, where are you holding back? It may just be the thing that will create blessings for you and your community.

Thank you for having me on the podcast.

If you would like to listen to the full episode comment BUILD.

06/09/2026

My daughter bought her first home at 21 years old. It had nothing to do with luck.

It happened because we had a plan. A real one. The kind that starts years before you ever walk into a house, before you ever talk to a lender, before you even think you are ready.

That is what a duplicatable strategy looks like. It is not about your starting point. It is not about your income right now or your credit score today. It is about deciding that homeownership is the goal and then reverse engineering every single step to get there.

I watch people wait for the perfect moment every single day. What I know for certain is that the perfect moment does not show up on its own. You build it.

No matter where you are starting from, there is a path. You just need someone to help you see it.

If you need a plan, I’m here to help. Send me a message. Let’s get started.

06/08/2026

What if the detours weren't mistakes? What if they were always part of the plan?

God has a perfect path designed for every single one of us. There is also free will, which means we get to choose, and sometimes we choose the long way around.

But when you come back, none of it is wasted. Every experience gets unpacked. Every hard season is assigned a purpose.

I see this in my clients every single day. The ones who took the financial detour. The ones who were told no and believed it. The ones who thought they missed their window.

You’re not too late for your dreams. You are right on time!

Thank you for having me on the show !

06/08/2026

What if the detours weren't mistakes? What if they were always part of the plan?

God has a perfect path designed for every single one of us. There is also free will, which means we get to choose, and sometimes we choose the long way around.

But when you come back, none of it is wasted. Every experience gets unpacked. Every hard season is assigned a purpose.

I see this in my clients every single day. The ones who took the financial detour. The ones who were told no and believed it. The ones who thought they missed their window.

You’re not too late for your dreams. You are right on time!

Thank you for having me on the show !

06/06/2026

We are not promised tomorrow.

The days we are handed are the only ones we get and how we choose to spend our moments makes all the difference. Bet on yourself! Spend time doing what you love with the people you love.

I love helping families create a wealth path through real estate. The fact that I get to do this work alongside my husband has been a great gift. We have fun every day.

06/05/2026

$430,000 versus $10,000- This is the gap between the median homeowner's net worth at retirement and the median renter's net worth at retirement.

Two people can earn the same paycheck and live in the same city for thirty years. One reaches 65 with equity, leverage, and options. The other reaches 65 spending down savings with no appreciating asset underneath them. Same income, same city, same three decades, opposite outcomes.

One decision separates them, and it is the one most people keep putting off until later.

If you want to buy a home but need a plan to make it happen, send me a message.

Address

750 W Hampden Avenue, Ste 500
Englewood, CO
80110

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm
Sunday 8am - 6pm

Telephone

+13032146393

Website

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