Ronald Ciotoli at Prudential

Ronald Ciotoli at Prudential As a Financial Professional, I help people plan for financial freedom. The availability of other products varies by carrier and state. EEO IS THE LAW.

Licensed to sell Health insurance in the following state(s): MD, NY, VA
Licensed to sell Life insurance in the following state(s): MD, NY, OH, VA

"Prudential Advisors” is a brand name of The Prudential Insurance Company of America and its subsidiaries. Life insurance and annuities are issued by The Prudential Insurance Company of America, Newark, NJ, and its affiliates. All are Prudential Fina

ncial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, s*x, s*xual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. The Prudential Insurance Company of America, Newark, NJ and its affiliates. Prudential is an Employer that participates in E-Verify.

06/03/2026

LPL Research examines the technical setup supporting the rally in stocks, the catalysts driving momentum, and whether the current pace of gains is sustainable.

06/01/2026

The latest issue of Market Week is available.

05/08/2026

Required minimum distributions, often referred to as RMDs or minimum required distributions, are amounts that the federal government requires you to withdraw annually from traditional IRAs and work-based retirement plans after you reach age 73 (75 for those who reach age 73 after December 31, 2032;....

05/06/2026

When do you plan to retire? What kind of lifestyle do you desire? How much do you have right now that you can count on for your retirement? What about Social Security; do you know what kind of benefits you can expect? These are all factors you will need to consider when you determine how much you'll...

05/04/2026

A Roth individual retirement account (IRA) is a personal savings plan that offers certain tax benefits to encourage retirement savings. Contributions to a Roth IRA are never tax deductible on your federal income tax return, which means that you can contribute only after-tax dollars. But amounts cont...

05/02/2026

The latest issue of Market Month is available.

04/10/2026

Do you know the difference between growth and value investing?

04/08/2026

An individual 401(k) plan is a profit-sharing plan combined with a regular 401(k) plan. A self-employed individual or small business owner who has no full-time employees (unless the full-time employee is the owner's spouse) can implement this type of plan.

04/06/2026

Asset allocation can help you manage the level and type of risks you face as an investor.

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3401 E Main Street
Endwell, NY
13760

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