Clayton Robison - Your Mortgage Sensei

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Clayton Robison - Your Mortgage Sensei About Your Mortgage Sensei

Clay Robison is a nationally recognized award-winning Mortgage Advisor, with over 30 years of Mortgage Lending experience.

Clayton Robison (NMLS: 275897 / 1850 Licensed in CA, CO, AZ BK, TN) a Mortgage Advisor at American Pacific Mortgage Corporation, a Banking Firm dedicated to helping home owners achieve wealth and financial security. With his educational approach in the mortgage process, Clay has helped over 2,400 families obtain financing to secure the home of their dreams. As a consistent Top 1% Mortgage Loan Originator who has secured more than $1 Billion Dollars of loan volume for his clients. Clay uses his vast knowledge in the industry to guide his clients through the complexities of the lending process with easy-to-understand concepts to simplify the lending process. With his commitment to providing “World Class Service,” Clay has been acknowledged as a Top “5” Star Mortgage Professional. Clay’s thoughts and insights have been featured in numerous publications such as San Diego Magazine and 5 Star Professional. He is a graduate of San Diego State University, a licensed real estate broker, and a register investment advisor. As a mortgage advisor, Clay can simplify the complexities of the mortgage process for anyone who is looking to secure their first, second or investment property. Why Your Mortgage Sensei? Many people have asked me what is a Mortgage Sensei? Simply put Sensei is a Japanese word for Teacher. When you are financing the largest transaction of your life, you want to know that the person you are working with is a professional. That they can guide you through the mortgage process. You want someone who can be your “guide” or “sensei”. Most of my life, I have been involved in Japanese Karate and Martial Arts. I have been blessed and fortunate to have been trained, taught, and guided by some of the most accomplished and amazing Sensei’s in the World. They have helped me become an accomplished martial artist. With over 30 years of Mortgage Lending, Real Estate and Financial Experience, I share my knowledge with my clients to teach and guide them through the sometime complex environment of Mortgage Lending. After you do something repeatedly through repetition you become a Master. By being a Sensei, I am a guide to assist you in the intricate, complex, and volatile world of Mortgages. I am here to be Your Mortgage Sensei, to guide you through your journey. CONTACT:
Clay Robison
Your Mortgage Sensei
American Pacific Mortgage
NMLS # 275897 | 1810

515 Encinitas Blvd. Suite 202 | Encinitas, CA 92021
858.335.5626 Mobile
760-452-2565 Fax
Email: [email protected]

https://calendly.com/clay-robison
www.ampmortgage.com/ClayRobison
www.ClayRobison.com

A division of American Pacific Mortgage Corporation 1850 Equal Housing Opportunity

10/15/2026

Average Mortgage Rates
1976 8.87%
1986 10.19%
1996 7.81%
2006 6.41%
2016 3.65%
2026 6.4% ytd

Average Home Price
1976 $38,100
1986 $80,300
1996 $119,900
2006 $221,900
2016 $233,800
2026 $419,100 ytd

10/14/2026

Arms got a bad rap in the past but today's arms are different

And can be a smart play in certain situation and can offer lower initial payments

If you plan to move or refinance before the adjustment they could save you thousands

Is an arm right for you I don't know does it work for your financial plan

DM me arm for a balance discussion

10/13/2026

The Most Expensive US Cities for Raising a Child in 2026

10/08/2026

Where workers keep the most of their monthly pay.

10/07/2026

30+ years in the mortgage lending

What have I Learned the market and it's easy to get caught up in the short term noise
but experience teaches us patterns

I've navigated the biggest lessons and always focusing on the client's

That's what I bring to every conversation benefit from my experience

Book a 15 minute call to discuss your unique situation

Follow for more financial and mortgage trends

Link In my bio

10/07/2026

401K Balances in the US Average Balances by Age

10/07/2026

Cost of living in every US State in 2026

10/06/2026

Don't let closing costs surprise you
many buyers are caught off guard by the extra fees of closing

But they don't have to be a mystery

Closing costs typically range from 2% to 5%

They cover things like appraisal fees
title, insurance, lender fees

Always ask for a Detailed Breakdown Upfront

Wanna Clear estimate of your closing cost

DM "Closing Cost" for a breakdown

10/06/2026

To our veterans and active military

Are you maximizing your VA loan benefits???

Many eligible service members
don't realize the full power of their VA loan

It's more than 0% down VA loan offers no down payment
no mortgage insurance and competitive rates

It's a powerful tool to achieve home ownership
and it's my privilege to help you use it!

Ready to use your well deserved VA benefits?

DM "VA" to get started

10/01/2026

Want to buy a home with less stress think

spring and summer are crowded with buyers that means bidding wars and rush decisions

In September many buyers pull back this means less competition for you and more negotiating power and a smoother path to your dream home

Ready to seize the fall advantage DM me "fall buying" for personalized insights

Address

527 Encinitas Boulevard Suite 202
Encinitas, CA
92024

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+18583355626

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