Julie Myers VP of Mortgage Lending

Julie Myers VP of Mortgage Lending I am a VP of Mortgage Lending, Personal NMLS #277030
Guaranteed Rate Affinity NMLS ID 1598647 Helping People achieve their dreams!

09/08/2026

Your home search starts long before you start browsing listings online. Taking the time to understand your mortgage options can help you stay on budget and make an offer you feel confident about. While pre-qualification gives you a general idea of what loan you may qualify for, pre-approval takes a closer look at your finances to provide a more solid and reliable picture.

Ready to take the first step? Let’s talk it through.
https://myoc.io/buci3wREvUg/n5SzO



NMLS # 277030

09/07/2026

This Labor Day is a moment to celebrate the ones who keep our communities moving, one day at a time. We appreciate, acknowledge and thank you for building something special. Kick back, relax and enjoy the time off. You deserve it.
https://myoc.io/buci3wREvUg



NMLS # 277030

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/buci3wREvUg/1LjQQ



NMLS # 277030

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/buci3wREvUg



NMLS # 277030

08/31/2026

The best part of owning is not the house. It is everyone you fit inside it. Your space, your people, your call on how the night goes. So tell me, what would you host first? Let me know in the comments below.

And whether you're ready to buy now or are just starting to think about it, I'm here to help you navigate the path home.
https://myoc.io/buci3wREvUg/HlvfZ



NMLS # 277030

08/27/2026

There is a smarter way to think about home projects than just chasing the biggest one. A little know-how goes a long way when you are deciding where to spend. Which home project gave you the best bang for your buck?

Tell me in the comments. And if your next one is already on your mind, reach out and let’s talk it through.
https://myoc.io/buci3wREvUg/ZED2e



NMLS # 277030

08/26/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/buci3wREvUg/3rFRK



NMLS # 277030

08/24/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/buci3wREvUg/3KIN4



NMLS # 277030

08/20/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/buci3wREvUg/0RBrF



NMLS # 277030

Address

1472 Encinitas Boulevard
Encinitas, CA
92024

Website

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