Julie Myers VP of Mortgage Lending

Julie Myers VP of Mortgage Lending I am a VP of Mortgage Lending, Personal NMLS #277030
Guaranteed Rate Affinity NMLS ID 1598647 Helping People achieve their dreams!

06/15/2026

Not everything shows up on your timeline, and big financial decisions don’t always come with a clear plan. A Home Equity Line of Credit (HELOC)* could give you flexibility to access funds when you need them without taking on more than you need upfront. You use what makes sense for you, when it makes sense. It’s a way to stay prepared without putting unnecessary pressure on your finances.

If you want to think through how this could fit into your plans, I’m here to help.
https://myoc.io/buci3wREvUg/X39Cx



NMLS #277030

06/11/2026

You’re closer to homeownership than you might realize and I’m here to bring clarity to your home search. Let’s talk and I’ll walk you through the options that work best for you.
https://myoc.io/buci3wREvUg/i2l55

NMLS #277030

Keeping up with the housing market could be your key to success. More Americans are on the move, with existing-home sale...
06/09/2026

Keeping up with the housing market could be your key to success. More Americans are on the move, with existing-home sales climbing in May and affordability driving momentum in the Northeast, Midwest and South. With excellent news like this, homebuyers could be in a better position to succeed.

I’ll help you run the numbers.
https://myoc.io/buci3wREvUg/AU9X5



NMLS #277030

06/08/2026

As you move into homeownership, terms like escrow start to matter more. Escrow helps take the guesswork out of homeownership costs. Instead of paying taxes and insurance all at once, they’re built into your monthly payment. I’ll help you understand what to expect so you can plan with confidence. Let's connect.
https://myoc.io/buci3wREvUg/zFmmS



NMLS #277030

06/04/2026

Closing costs aren’t one-sided. They’re shared across the transaction and can shift based on how the deal comes together. Understanding that early helps you plan with more confidence and fewer hiccups regarding costs when you’re closing. Reach out and we can work through your options.
https://myoc.io/buci3wREvUg/OcYCj



NMLS #277030

06/02/2026

A lot of buyers feel unsure about what it really costs to own a home, and that’s completely understandable. There’s more to it than the mortgage, but once you see the full picture, it starts to feel much more manageable. If you want help thinking it through, I’m here to guide you.
https://myoc.io/buci3wREvUg/BGV9x



NMLS #277030

06/01/2026

June is National Homeownership Month. You’ve already made the right move to buy. And now your home is a powerful investment that’s built equity over time. But have you put it to work for you? It could help you make big moves like renovating, consolidating debt or planning that next big thing. See how to tap into your equity and set your other plans in motion.
https://myoc.io/buci3wREvUg/PrlMf



NMLS #277030

05/29/2026

After mortgage pre-approval, it’s time to team up with an agent, explore properties and narrow in on the ones that feel right. Contact me to learn more.

https://myoc.io/buci3wREvUg/iXCrc

NMLS #277030

05/29/2026

After mortgage pre-approval, it’s time to team up with an agent, explore properties and narrow in on the ones that feel right. Contact me to learn more.

https://myoc.io/buci3wREvUg/I3xRo

NMLS #277030

Address

1472 Encinitas Boulevard
Encinitas, CA
92024

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