Fresh Haven Consulting LLC

05/04/2026

01/05/2026

07/31/2025

Ready to start the new school year strong? 🎒

At Fresh Haven Consulting, we know that a smooth transition back to school starts with being prepared. Parents and students, now is the time to gather your school supplies, organize your study spaces, and create a routine that sets you up for success.

A little preparation goes a long way in reducing stress and boosting confidence. Let's make this the best school year yet!

07/30/2025

07/05/2025

🎉 Exciting News! 🎉 My book, "From Scarcity To Stability: Your Path to Lasting Financial Freedom," is officially RELEASED and available on Amazon!

This book is a heartfelt guide to transforming your financial journey. We demystify budgeting, conquer debt, build savings, explore earning potential, protect your future, and embrace the power of generosity. Drawing on timeless wisdom and real-life lessons, it's designed to empower you to break free from financial chains and build a legacy of hope.

I give all glory to God for the wisdom and ability to complete this project. This message is for ALL ages – it’s never too early or too late to begin again and win! Grab your copy today!



https://a.co/d/6QJqF8w

06/07/2025

03/08/2025

FICO vs. VantageScore
FICO and VantageScore are two of the most common credit scoring models used by lenders. They both use a variety of factors to assess an individual's creditworthiness, but they weight those factors differently.

FICO
FICO scores are the most widely used credit scores by lenders. They range from 300 to 850, with higher scores indicating better creditworthiness. FICO scores are used by lenders to determine whether to approve or deny a loan application, as well as to set interest rates and other terms.

VantageScore
VantageScore is a newer credit scoring model that is becoming increasingly popular. It also ranges from 300 to 850, but it uses a different set of factors to calculate the score. VantageScore is used by some lenders to make lending decisions, but it is not as widely used as FICO.

Both FICO and VantageScore are important tools for lenders to assess creditworthiness. However, it is important to remember that they are just one factor that lenders consider when making lending decisions. Other factors, such as income, employment history, and debt-to-income ratio, are also important.

Remember, building good credit takes time and effort. But it's an important step in achieving financial success.

03/05/2025

Feeling the pinch? 💸 Fresh Haven Consulting says: Review your budget, cut non-essentials, and automate savings. Small steps, big impact!