Investment Change Evaluations, LLC

05/19/2020

It's all about structure.

Every investment consulting firm I have reviewed for plan sponsors is filled with competent, smart and credentialed professionals with advanced degrees. They have manager search departments, perform deep analysis and create proprietary allocation models.

05/06/2020

Two simple ways to improve your long-term results.

If your plan’s peer rankings are better than the 25th percentile over the last 10 years, you should be pleased with the people and processes that delivered those results. Conversely, if your rankings are worse than the 75th percentile, you might be looking for a change in personnel, strategy or st...

03/09/2020

A timely piece given the market volatility.

With historic equity index point swings, all-time low interest rates, central bank intervention and potential “black swans” swirling around the globe, there is heightened volatility in financial markets. Volatility is opportunity for skilled investors.

02/04/2020

If you use an OCIO, every plan sponsor should consider one of these performance-based fee methods.

Why should an OCIO that did not add value during the last 10 years get a continual fee increase? Worse yet, why should one that is adding value in a protracted bear market suffer continual fee cuts? Performance-based fees solve these contradictions. Current Fee Structure Today, most outsourced chi

01/21/2020

Plan sponsors subject to ERISA are held to the highest fiduciary standards known in U.S.

01/13/2020

To perform as prudent fiduciaries, institutional plan sponsors must continually monitor their investment process, professionals and results. These 5 questions for your first 2020 meeting will help you meet your responsibilities and unearth ways to improve future outcomes.

01/10/2020

The 60/40 has long been a gauge for performance comparison. You can invest in it for virtually free. How does your plan compare?

01/07/2020

Want to be a better investor? Start with what you cannot know.

Can wisdom from 2,500 years ago help today’s plan sponsors better manage their investments? This short essay inspired by one of history’s greatest minds offers insights for every aspect of your investment strategy thus improving outcomes. Virtually everyone reading this has heard the name Socrat...

11/18/2019

Considering "going OCIO," then listen to this interview of me.

Increasingly, plan sponsors are redefining their investment consulting relationships by affording the consultant discretionary authority over investment decisions. This concept is known as Outside Chief Investment Officer or OCIO. As this is a r...

10/01/2019

I'd love to meet you in San Diego at the IFEBP

06/17/2019

In last month's Benefits Magazine. A first-ever article on this new and important topic.

http://www.icevaluations.com/3%20Simple%20Strategies%20for%20Adopting%20a%20Passive%20Investment%20Consulting%20Approach.pdf

05/30/2019

Many investment consultants are asking for fee increases. Here is how prudent fiduciaries should respond.

With a decade-long bull market, funding improvements and a “booming economy,” investment consultants have been emboldened to asking for extraordinary fee increases. According to my sources, these are not just cost of living increases, but substantial increases as high as 30%.