Pandey Realty

08/19/2026

PENDING! 🏡🔥 What a way to kick off Pandey Realty!

After back-to-back open houses, follow-ups, conversations, and simply trusting the process—we are officially PENDING!

I still believe one of the most original and effective ways to sell real estate is the OPEN HOUSE. Open the doors, meet people face-to-face, create opportunities, and eventually the right buyer walks through. I trust the process.

And this one is special.

The FIRST deal for Pandey Realty—and what a banger to start with! 🚀

🏡 Representing both the Buyer & Seller
🤝 Helping the buyer navigate their financing
🇺🇸 Completing the purchase through a VA loan assumption
📉 Buyer assuming an incredible 2.4% VA interest rate

The VA assumption process is something I’m learning even more deeply through this transaction. Real estate and lending never stop teaching you.

Real estate is not an easy game. There are long days, negotiations, setbacks, open houses, phone calls, and plenty happening behind the scenes. But when everything starts moving in the right direction, it makes the work worth it.

To my buyers and sellers—THANK YOU for trusting me and Pandey Realty. ❤️

A new client today, hopefully a friend for life.

First Pandey Realty deal.
Representing both sides.
Assisting with the financing.
2.4% VA assumption.
PENDING. 🔥

Nayan Pandey
Broker | Mortgage Loan Originator
Pandey Realty, Inc.

CA DRE Broker #02174678
CA DRE Corporation #02446715
NMLS #2436273
Company NMLS #2877353

Home Easily. Loan Smoothly.™

🏡 10400 Montaria Way, Elk Grove, CA 95757🔥 Rare Opportunity – Ass...

08/12/2026

🏡 Big News from Pandey Realty!

I’m excited to share another major step forward for Pandey Realty.

In addition to being licensed to provide real estate brokerage services in California, Pandey Realty is now authorized to originate mortgage loans through our company. We are currently onboarding and building relationships with multiple wholesale mortgage lenders to offer our clients more financing options.

🚀 We’re Growing — and Looking for People to Grow With Us

If you are a California-licensed real estate professional and are interested in joining Pandey Realty, I’d love to connect.

We’re also interested in speaking with individuals who are licensed—or interested in becoming properly licensed and authorized—to originate mortgage loans and want to explore building their real estate and mortgage business together with us.

We already have several real estate professionals interested in what we are building, and our goal is to create an environment where we can learn, collaborate, generate business, and grow together.

🌎 Our Long-Term Vision

We are currently working through the licensing, compliance, partnerships, and infrastructure necessary to build something much bigger:

A true one-stop real estate experience.

🏠 Real Estate Brokerage
💰 Mortgage & Financing
🛡️ Insurance
📑 Title & Closing Services
🏢 Investment Real Estate
📈 Real Estate Guidance & Opportunities

Our vision is to eventually bring these services together so clients can have a more coordinated experience from finding a property → financing → closing → protecting and growing their investment.

California is just the beginning. As we understand and complete the licensing and compliance requirements, our goal is to expand Pandey Realty into additional states.

And as Pandey Realty grows, I’m not stepping away from my clients. I will continue personally working as your real estate broker, Realtor, mortgage loan originator, and real estate investment resource.

Whether you're looking to buy, sell, finance, refinance, invest, or build a career in real estate and lending, I’d love to hear from you.

If what we're building aligns with what you want to accomplish, let’s connect and see what we can build together.

Pandey Realty
Home Easily, Loan Smoothly.

CA DRE #02174678
Brokerage DRE #02446715
Individual NMLS #2436273
Company NMLS #2877353

We’re just getting started. 🚀

08/08/2026

🏡 OPEN HOUSE THIS WEEKEND!

📍 10400 Montaria Way, Elk Grove, CA 95757

📅 TODAY — SATURDAY

⏰ 12:00 PM – 4:00 PM

📅 TOMORROW — SUNDAY

⏰ 12:00 PM – 4:00 PM

✨ 4 Bedrooms | 3.5 Bathrooms

🏠 3,446 Sq. Ft.

🚗 3-Car Garage

🔥 MOTIVATED SELLER

💥 VA ASSUMABLE LOAN OPPORTUNITY

Qualified buyers may have the opportunity to assume the seller’s existing VA loan at an incredible approximately 2.3% interest rate, subject to lender/servicer approval, qualification, existing loan balance, and required cash/equity gap.

Beautiful, spacious home featuring a highly sought-after downstairs bedroom with a private full bathroom, stunning chef’s kitchen, luxurious primary suite, and plenty of space for entertaining.

✨ A rare opportunity to own an exceptional home AND potentially take advantage of an ultra-low assumable rate.

📩 DM me for assumable loan details, property information, or a private showing.

This 3446 square feet Single Family home has 4 bedrooms and 4 bathrooms. It is located at 10400 Montaria Way, Elk Grove, CA.

07/19/2026

🚨 Stop scrolling—this could be one of the best home-buying opportunities in Elk Grove.

Why settle for an ordinary home when you can own one that offers space, style, and a financial advantage that's hard to find in today's market?

🏡 10400 Montaria Way, Elk Grove, CA 95757

✨ Designed for the way you live:
✔️ Oversized corner lot with beautiful curb appeal
✔️ Bright open-concept kitchen and Great Room
✔️ Downstairs junior suite—ideal for guests or multigenerational living
✔️ Spacious upstairs loft for a media room, office, or playroom
✔️ Luxurious primary suite with dual walk-in closets
✔️ Covered patio and expansive backyard perfect for entertaining
✔️ Split 3-car garage
✔️ Leased solar for lower utility costs
✔️ Private gated courtyard

⭐ And here's what truly sets this home apart...

🇺🇸 Qualified VA buyers may be able to assume an incredible 2.4% VA loan. Opportunities like this are incredibly rare and could mean significantly lower monthly payments compared to current market rates.

If you've been waiting for a home that offers more value, more space, and more opportunity, this is one you don't want to miss.

📩 Message me today to know more about the property.

Nayan Pandey
🏡 Broker Associate | Everest Capital Group
📄 DRE #02174678
💰 Mortgage Loan Originator | NMLS #2436273
📱 469-407-5853

07/19/2026

🏡 JUST LISTED | 708 Potomac Ave, Santa Rosa, CA 95407

💰 Offered at $729,999

✨ Property Highlights
• 🛏️ 4 Bedrooms
• 🛁 2.5 Bathrooms
• 📐 1,913 Sq Ft Living Space
• 🌳 3,920 Sq Ft Lot
• ☀️ Fully Paid Solar
• 🏠 Brand-New Composition Roof
• ⚡ Tesla EV Charging Station
• 🍽️ Remodeled Kitchen with Quartz Countertops & White Cabinetry
• 🔥 Cozy Fireplace
• 🌄 Peaceful Open Field & Rolling Hill Views (No Rear Neighbors)
• 💻 Finished Detached Office – Perfect for Remote Work, a Gym, or Studio
• 🚗 Epoxy-Finished Garage with Built-In Storage
• 🌞 Soaring Cathedral Ceilings & Abundant Natural Light

📍 Conveniently located just minutes from Costco, Target, Highway 101, Downtown Santa Rosa, restaurants, shopping, and Taylor Mountain Regional Park.

Move-in ready with modern upgrades, energy-efficient features, and a location you'll love.

📲 DM me today to schedule your private showing!

Nayan Pandey
📞 469-477-5853
🏡 Realtor® | Mortgage Loan Originator
DRE #02174678
NMLS #2436263

04/30/2026

💡 Who Can Gift Funds for Your Home Purchase?

A lot of buyers don’t realize this — not all gift funds are treated equally depending on the loan type (FHA, Conventional, VA, etc.).

🚫 Not allowed as gift donors:

Real estate agents
Loan officers
Builders/contractors
Developers
Sellers (in most cases, except specific scenarios like gift of equity)

✅ Eligible gift donors usually include:

Family members (parents, siblings, grandparents, etc.)
Fiancé(e) or domestic partner
Close friends with a valid relationship
In some cases, employers or charitable organizations

👉 The key is: the donor must NOT be an “interested party” in the transaction.

Every loan program has slightly different rules — so if you’re planning to use gift funds, it’s important to structure it correctly from the start to avoid delays or denials.

📩 If you’re thinking about buying and want to understand how to maximize your options (including gift funds), feel free to reach out anytime.

—
Nayan Pandey
Realtor | Mortgage Loan Originator
DRE #02174678 | NMLS #2436273
📞 469-407-5853
📧 [email protected]