08/27/2026
Did you know the 5 years before and after retirement are the most critical for your portfolio? 📊
This window is known as the "Retirement Risk Zone." A sharp market downturn during this transition can jeopardize decades of disciplined saving—especially once withdrawals begin.
According to retirement expert Dr. Wade Pfau (via Morningstar), protecting your wealth during this phase requires proactive planning:
✅ Structuring a predictable income stream for immediate cash flow needs
✅ Building a "delay bridge" if holding off on Social Security
✅ De-risking vulnerable assets before retirement without sacrificing long-term inflation protection
You've worked hard to build your retirement savings—let's make sure it's protected against sequence-of-returns risk.
📩 Send us a message or visit Dempsey Weiss & Associates to ensure your retirement distribution plan is built to weather any market cycle. Full article here: https://www.morningstar.com/retirement/what-is-retirement-risk-zone
