Downeast Insurance Solutions

Downeast Insurance Solutions Keith Smith owner and operator of Downeast Insurance Solutions Prior to this I managed a family retail business for 10 years.

Professional information:
Since obtaining my Life and Health and Securities Series 7 license in 1994, I have helped numerous individuals and small businesses with their life, health, and retirement saving and security needs. In addition to these licenses I have a bachelor’s degree in business administration with a major in accounting. During the past 18 years I have worked for two major life insur

ance companies and a local independent multi lines insurance agency. During this time I have earned two professional designations; the industry prestigious Chartered Financial Consultant(ChFC) and Life Underwriter Training Council Fellow(LUTCF). This experience has helped me understand the insurance and financial needs, and concerns of my clients. This experience has also led me to conclude that I can best help my clients by becoming completely independent and autonomous from corporate and management influences. So in late 2010 I decided to venture out on my own as a self-employed independent agent and together with the complimentary resources of several independent General Agencies I feel confident in meeting your insurance and retirement needs and expectations. I have experience in the following areas:
- Health and life insurance including, dental, disability, long term care, and Medicare supplements
- Annuities and retirement/income funding and planning
- Business owners /executive benefits/key man benefits
- Employee Benefits
- Small business succession planning
- Certified agent for Federal Facilitated Marketplace(Obama care Marketplace)

Personal information:
I am married and have resided and raised a family in Ellsworth for all of my professional career. When not working I like to spend time cooking with my wife. I also like to exercise, read, and enjoy the outdoors of this wonderful State. Service to my community:
- 10+ years on Ellsworth Planning Board
- 2+ years on Ellsworth Comprehensive Plan Committee
- Volunteer driver for Friends in Action
- Cub Scout leader

It's that time again, Medicare annual election period, runs October 15-December 7.  I can help you with Medicare Advanta...
10/17/2022

It's that time again, Medicare annual election period, runs October 15-December 7. I can help you with Medicare Advantage plans and take the mystery out of this confusing topic. Contact me.

https://www.youtube.com/watch?v=eXdoErzYjVQ
03/12/2019

https://www.youtube.com/watch?v=eXdoErzYjVQ

Learn how The Alliance Group harnesses the power of Living Benefits to protect your family not only in the event of your death, but also in the event of canc...

11/15/2018

ISO of any individuals or small businesses looking for cheaper alternatives to their expensive health insurance plans!

11/01/2018

Small businesses, self employed, or individuals, are you tired of writing that big check for Obamacare for you or your employees? Contact me, I have alternatives. It pays to know your choices!

10/31/2018

Save thousands of dollars a year on your healthcare costs by using a non-insurance alternative like
Medi-Share. It’s affordable and acceptable under the law.

Check out the "new" generation life insurance policies, you don't have to die to benefit!!  https://www.youtube.com/watc...
05/22/2018

Check out the "new" generation life insurance policies, you don't have to die to benefit!! https://www.youtube.com/watch?v=iuA0Azky9MY&feature=youtu.be

"Getting the Living Benefits was one of the best decisions I ever made." -Cornelia Steinberg, Cancer Survivor & Living Benefits Advocate

03/28/2018

Testimonial about how Index Annuities can protect retirement funds from losses and provide significant retirement income.

03/28/2018
03/26/2018
Will your life insurance policy give you unrestricted cash if you are diagnosed with a heart attack, cancer, stroke, ter...
03/22/2018

Will your life insurance policy give you unrestricted cash if you are diagnosed with a heart attack, cancer, stroke, terminal illness or long term care need?

Mine will!! Contact me to find out how affordable it can be. New policies, replacement of old policies, mortgage life insurance, all can have these benefits!

Do you have the "Old" type of life insurance or the "New" type?  Do you have to die to secure a benefit from your life i...
03/22/2018

Do you have the "Old" type of life insurance or the "New" type? Do you have to die to secure a benefit from your life insurance? Check this brief video to see how living benefits can help protect you and your loved ones. This can be term or permanent, mortgage protection or just about any other application! Cash to you in the event of heart attack, cancer, stroke, long term care and certain accidents. Cash that you control. Your health insurance won't pay your mortgage, car loan, and other non-medical bills!!!

**2015 Platinum MARCOM Awards winner! Learn more about Living Benefits and the "new kind" of life insurance at www.anallianceforlife.com or call Alliance Gro...

Consumer driven health care is a big part of the solution to the current problem with health care, please read for some ...
02/18/2018

Consumer driven health care is a big part of the solution to the current problem with health care, please read for some insight, especially the last few paragraphs!

Top benefits consultants, health care professionals and solution providers recently met in Tampa, Florida to discuss ways to fix America's broken health care system. Here are some of the highlights.

Address

46 Laurel Street
Ellsworth, ME
04605

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(207) 669-5464

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