03/06/2026
Most homeowners don’t realize they may be responsible for the utility lines running from the street to their house, including water, sewer, and electrical lines ⚡️
If one of those lines fails, repairs often require excavation to reach the pipe. That can mean digging up your yard, driveway, or sidewalk.
In many cases, the homeowner is responsible not only for fixing the line, but also for the excavation and restoring the property afterward.
Service line coverage helps protect against these unexpected costs. It’s a simple endorsement that can be added to many homeowners policies, and our team is always happy to help review your coverage and make sure you’re protected.