Andrew Wagner NMLS #1638034

Andrew Wagner NMLS #1638034 Andrew Wagner is a Branch Manager/Loan Originator in Ellicott City, MD.

BayFirst - Wagner

BayFirst is locally owned and operated since 1999, we serve the communities of Tampa Bay with high-quality banking services delivered in a personalized, friendly manner.

🎃🍂 Your October Market Minute has arrived! Stay updated on the latest mortgage industry trends, and feel free to reach o...
10/01/2024

🎃🍂 Your October Market Minute has arrived! Stay updated on the latest mortgage industry trends, and feel free to reach out with any questions. Let’s start the month off strong!

🪖 On Veterans of Foreign Wars Day, we remember the men and women who sacrifice their lives daily for our country oversea...
09/29/2024

🪖 On Veterans of Foreign Wars Day, we remember the men and women who sacrifice their lives daily for our country overseas - thank you for your service!

To celebrate National No Excuses Day, I’m asking the big question: what’s your main excuse for NOT buying a home right n...
09/27/2024

To celebrate National No Excuses Day, I’m asking the big question: what’s your main excuse for NOT buying a home right now?

No more excuses! How can I help you make a decision? Let’s chat today 💬

👨‍👩‍👧‍👦 Happy National Family Day! Whether your family is near or far, related by blood or by choice, today is a perfect...
09/23/2024

👨‍👩‍👧‍👦 Happy National Family Day! Whether your family is near or far, related by blood or by choice, today is a perfect day to reach out and connect with your loved ones. Show them some appreciation in the comments below ⬇️

Happy Self-Improvement Month! How about improving your equity this month?Chat with me about taking the easy steps to sec...
09/20/2024

Happy Self-Improvement Month! How about improving your equity this month?

Chat with me about taking the easy steps to securing future financial success - you won’t regret it.

🤔 Did you know that we do construction loans? If you’re wanting to build your dream home or increase the value of your c...
09/19/2024

🤔 Did you know that we do construction loans?

If you’re wanting to build your dream home or increase the value of your current home, we have options for that!

I’m happy to help you find the right loan for your situation. Take a look at our expert guide to construction loans down below ⬇️

https://www.churchillmortgage.com/loan-programs/construction?mlo=1638034

🏡💰💵 Mortgage jargon can be confusing! That's where a Total Cost Analysis (TCA) comes in - it helps you see the full pict...
09/19/2024

🏡💰💵 Mortgage jargon can be confusing! That's where a Total Cost Analysis (TCA) comes in - it helps you see the full picture when making important home-buying decisions. I'm committed to a transparent process and will keep you informed every step of the way.

Want to know more about the full cost of your loan options? Send me a DM - let’s connect today!

Great news for both current and future homeowners: the moment we've all been waiting for is here! The federal funds rate...
09/19/2024

Great news for both current and future homeowners: the moment we've all been waiting for is here! The federal funds rate has been lowered by half a point, now in the range of 4.75% to 5.0%. Mortgage rates have already been steadily dropping, and with this latest cut, you can move forward with confidence in your decision to buy or refinance your home. Now’s a great time to take the next step! www.churchillmortgage.com?mlo=1638034

📞 Reach out today to get started on your journey—give me a call or send a message!
443.541.4400

U.S - September 11th, 2001: A day we will never forget.Today, we remember and honor all those who suffered from this tra...
09/11/2024

U.S - September 11th, 2001: A day we will never forget.
Today, we remember and honor all those who suffered from this tragic attack. We pay tribute to the lives lost and to those who worked tirelessly to help their fellow Americans—we will never forget.

Happy Grandparents Day to all the amazing grandparents who brighten our lives! Today, we honor the wisdom they've shared...
09/08/2024

Happy Grandparents Day to all the amazing grandparents who brighten our lives! Today, we honor the wisdom they've shared, the stories they've lived, and the inspiration they continue to provide. Let's celebrate these special loved ones and strive to carry forward their legacy.

📱To my Gen Z and millennial friends, I know the housing market seems tough right now. Take a look at these tips, because...
09/05/2024

📱To my Gen Z and millennial friends, I know the housing market seems tough right now. Take a look at these tips, because home buying could be closer than you think!

1. CONSIDER YOUR DEBT: Your current debt load plays a significant role in determining what you can afford. Take a moment to assess your financial situation.
2. START SAVING NOW: Begin setting aside funds for your down payment as soon as possible. The sooner you start, the better positioned you'll be!
3. BECOME CERTIFIED: Churchill’s Certified Home Buyer Program gives you a competitive edge. Unlike a typical pre-approval, your documents are reviewed by our underwriting team earlier in the process, speeding up your home buying steps and putting you ahead of the competition. Check out our Certified Home Buyer Program here: https://www.churchillmortgage.com/certified-homebuyer?mlo=1638034
4. LOOK AT YOUR OPTIONS: There are a variety of loan options tailored to different needs. A knowledgeable Home Loan Specialist can guide you through the best choices for your situation.
5. FIRST-TIME HOME BUYER PROGRAMS: Take advantage of the many programs available for first-time home buyers, including loans, grants, and other opportunities that can give you an edge.
6. NEGOTIATE: Negotiation is key in the home buying process. With a skilled Home Loan Specialist and Realtor by your side, you’ll have the resources to reach an agreement that works for everyone.
7. CONSIDER ALL COSTS: Remember, the cost of a home includes more than just the purchase price. Consider the total price of a home and ask your Home Loan Specialist about a Total Cost Analysis, because a lower interest rate isn’t always the best deal.
8. WORK WITH A REALTOR: A trusted Realtor is essential in finding your dream home and making the process as smooth as possible.

Considering all of these tips, do you think you have the right tools to begin your journey to homeownership? Send me a message and let’s get started. 🏡🔑📞

💪⚒️🏡 Let’s celebrate the hard work and dedication that goes into making homeownership possible - Happy Labor Day!Gratefu...
09/02/2024

💪⚒️🏡 Let’s celebrate the hard work and dedication that goes into making homeownership possible - Happy Labor Day!

Grateful for the Realtors who trust me, the Churchill team for making the mortgage process seamless, and my clients who work hard to achieve their dream of homeownership.

Enjoy the day - you deserve it!

Address

Ellicott City, MD
21042

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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