Clifton Gadsden - Licensed DMV Sales Agent

03/06/2023

03/06/2023

Left Your Job Recently...
Just left your job and have a 401(k) plan with your former employer? Here are a few things to consider before deciding what to do with your retirement savings:
Understand your options: When you leave your job, you generally have four options for your 401(k) plan. Make sure you understand the benefits and drawbacks of each option before making a decision.
Consider the tax implications: Cashing out your 401(k) means paying taxes on the entire balance at your current tax rate. On the other hand, rolling it over into an IRA or a new employer's plan lets you avoid immediate taxes and continue growing your savings tax-deferred.
Look at your investment options: Your former employer's 401(k) plan may offer investment options that aren't available in an IRA or another employer's plan. Make sure to compare your options before making a decision.
Think about your retirement goals: Consider your retirement goals and how your decision about your 401(k) plan will impact your ability to achieve them.
Seek professional advice: Unsure about what to do with your 401(k) plan? Consider seeking professional advice from a financial advisor or tax professional.
Remember, making the right decision about your 401(k) plan is crucial for your financial future. By considering these factors and seeking advice when necessary, you can make an informed decision that's right for you. .

10/12/2022

In this article, I'm going to break down some top considerations you need to make when making comparisons between IUL insurance, whole life insurance and a 401(k).

10/11/2022

Are you looking to generate wealth, preserve wealth, and pass on a legacy? Want to know how? Reach out to me and I'll help you get on that journey!

In this article, I'm going to break down some top considerations you need to make when making comparisons between IUL insurance, whole life insurance and a 401(k).

06/27/2022

Even if you haven’t exercised in years, it’s never too late to start. As little as one hour of walking per week can help you maintain mobility. All you need is a pair of supportive shoes to get going!

Always consult with your physician before starting any exercise routine or substituting items for exercise equipment.

Source: https://www.ajpmonline.org/article/S0749-3797(19)30045-5/fulltext

06/23/2022

This tree-like superfood does your body good. Jam packed with vitamins, minerals and antioxidants broccoli boasts bountiful nutrition benefits. Roast it, steam it, sauté it or serve it raw. Any way you chop it, this veggie makes a great addition to salads, sides and entrées.

Source: https://www.medicalnewstoday.com/articles/266765

06/21/2022

Maintaining your health doesn’t have to be a chore, especially when it comes to moving your body. From dancing to gardening, hiking to biking you can make physical activity a more exciting and rewarding part of your daily routine.

Always consult with your physician before starting any exercise routine or substituting items for exercise equipment.

06/16/2022

According to the U.S. Department of Agriculture, a healthy diet emphasizes vegetables and fruits with a moderate amount of whole grains and low-fat dairy. Lean meats, poultry, fish, beans, eggs and nuts are great sources of protein which are the building blocks for bones, muscles, cartilage, skin and blood.

Source: https://www.choosemyplate.gov/eathealthy/start-simple-myplate