10/20/2026
Many states, Nevada included, exempt certain agricultural employers from being required to carry Workers Comp Insurance, including small farms, family farms, or operations that rely on seasonal labor. As a result, some farm owners assume workers compensation is optional and therefore unnecessary. In reality, it may be one of the most valuable risk management tools available.
Workers compensation helps ensure injured employees receive medical care and wage replacement benefits when accidents occur. Just as importantly, it can protect farm owners from potentially devastating out-of-pocket expenses and liability costs following a serious injury. A single catastrophic claim can impact not only a farm's profitability but also its long-term viability.
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Travelers has been providing workers compensation insurance coverage for more than 100 years. Purchase a workers comp business insurance policy today.