Distinction Risk Solutions

10/15/2026

🔐 October is Cybersecurity Awareness Month 🔐

Strong cybersecurity starts with awareness and communication. This week's graphic focuses on the importance of reporting suspicious activity and creating a culture of cyber awareness.

Take a moment to review the infographic below.

10/08/2026

🔐October is Cybersecurity Awareness Month🔐

Cybersecurity isn't just about preventing attacks. It's also about preparing for the possibility that one may occur.

Take a moment to review the infographic below and consider whether your organization is prepared to respond and recover if a cyber incident occurs.

10/05/2026

With the recent heavy rain and flooding in our area, we wanted to share a quick reminder about flood insurance.

Many homeowners are surprised to learn that flood damage is generally not covered by a standard homeowners insurance policy and may require separate flood insurance coverage.

The graphic below provides a brief overview of how flood insurance works and why it's important to understand your options before the next storm arrives.

Stay safe, stay informed, and don't hesitate to ask questions about your coverage

09/28/2026

School pickup, practices, appointments, and family activities mean many children spend a lot of time in the car. Child Passenger Safety Week is a great reminder to make sure car seats, booster seats, and seat belts are being used correctly every trip, every time.

09/27/2026

🍂 September Insurance Insights: Are Your Coverage Limits Still Enough?

Tap the image below to expand and read this month's insurance newsletter.

09/26/2026

Are you part of an RIA firm, or do you know someone who is?

This article explores a commonly misunderstood area of Cyber and Fidelity coverage that may affect fraud-related exposures.

If you're part of an RIA firm, or know someone who is, this article explores a common misconception surrounding Cyber Insurance and highlights potential fraud-related coverage gaps that advisory firms should understand.

09/26/2026

🍂 Fall Home Maintenance Checklist: Small Tasks That Can Prevent Big Problems

09/25/2026

🍂 Fall Driving Safety: Simple Steps to Reduce Risk and Arrive Safely

This Workplace Safety Bulletin covers fall-specific driving hazards and the safe driving practices workers should follow to reduce their risk of a crash.

07/17/2026

𝟏𝟎 𝐂𝐨𝐦𝐦𝐨𝐧𝐥𝐲 𝐎𝐯𝐞𝐫𝐥𝐨𝐨𝐤𝐞𝐝 𝐆𝐚𝐩𝐬 𝐢𝐧 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 — 𝐆𝐚𝐩 #𝟏𝟎

𝗦𝗲𝘁 𝗜𝘁 𝗮𝗻𝗱 𝗙𝗼𝗿𝗴𝗲𝘁 𝗜𝘁 𝗣𝗼𝗹𝗶𝗰𝗶𝗲𝘀

Insurance should change as your life changes, but many policies are left untouched for years.

Home renovations, new vehicles, increased income or assets, and lifestyle changes can all affect the coverage you may need.

Without regular coverage reviews, your policy may no longer reflect the life you have today.

The policy that fit your life 3 to 5 years ago may not protect you the way you expect now.

07/15/2026

𝟏𝟎 𝐂𝐨𝐦𝐦𝐨𝐧𝐥𝐲 𝐎𝐯𝐞𝐫𝐥𝐨𝐨𝐤𝐞𝐝 𝐆𝐚𝐩𝐬 𝐢𝐧 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 — 𝐆𝐚𝐩 #𝟗

𝗢𝗿𝗱𝗶𝗻𝗮𝗻𝗰𝗲 𝗼𝗿 𝗟𝗮𝘄 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲

Building codes can change over time, and an older home may not meet the same requirements as a newly built home.

After a covered loss, you may be required to rebuild or repair certain parts of your home to current building codes.

Those required upgrades can add significant cost, and a basic policy may not provide enough coverage for them.

Ordinance or law coverage helps address the gap between rebuilding what was there and rebuilding what is required today.