North Central Insurance Agency

North Central Insurance Agency North Central Insurance Agency is a multi-lines independent insurance agency. We are an independent agency located in Elk River, MN.

We strive to help our clients find the right coverage at the right price. We specialize in auto, home, business and life/health insurance. North Central Insurance covers Elk River, Otsego and the surrounding areas in Minnesota. Call us today for a free insurance quote at 763.241.7900 or 800-949-3536.

🚨 **MEDICARE OPEN ENROLLMENT IS COMING — IS YOUR CURRENT PLAN STILL THE RIGHT PLAN?** 🚨 One of the biggest Medicare mist...
08/24/2026

🚨 **MEDICARE OPEN ENROLLMENT IS COMING — IS YOUR CURRENT PLAN STILL THE RIGHT PLAN?** 🚨

One of the biggest Medicare mistakes is assuming that because your plan worked well this year, it will automatically be your best choice next year.

**Plans can change. Prescription coverage can change. Provider networks can change. Your healthcare needs can change.**

And the plan with the lowest monthly premium isn't always the plan that costs you the least overall.

Before Medicare Open Enrollment, it’s worth reviewing:

✅ Your current doctors and specialists
✅ Prescription drug coverage and costs
✅ Medicare Advantage vs. Medicare Supplement options
✅ Copays, deductibles and out-of-pocket exposure
✅ Changes to your current plan for the upcoming year

We put together a helpful guide explaining what Minnesota Medicare beneficiaries should be looking at before making their decisions. ([North Central Insurance Agency][1])

👉 **Read: Medicare Open Enrollment — Unlock Extra Savings**
https://northcentralinsurance.com/medicare-open-enrollment/

** Have Medicare questions? Talk with Ben, TODAY! **

📞 **Call Ben at 763-241-7900**

Don’t wait until the last minute. A Medicare review now can help you understand your options and make a more informed decision when enrollment begins.

** North Central Insurance Agency **
Serving Minnesota families with local, personal insurance guidance.



https://northcentralinsurance.com/medicare-open-enrollment/ "Medicare Open Enrollment: Unlock Extra Savings | North Central Insurance Agency"

Liberty Mutual Mascots LiMu Emu and Liberty Biberty, with NCIA Mascot Georgia! Stop by and say Hi... ;)If you'd like to ...
08/20/2026

Liberty Mutual Mascots LiMu Emu and Liberty Biberty, with NCIA Mascot Georgia! Stop by and say Hi... ;)

If you'd like to save some money on your insurance, give us a call today: 763.241.7900

🚗💸 Are You Overpaying for Auto Insurance? 💸🚗Many drivers are paying more than they should for auto insurance — but a few...
05/20/2026

🚗💸 Are You Overpaying for Auto Insurance? 💸🚗

Many drivers are paying more than they should for auto insurance — but a few simple changes could help you save BIG!

Here are a few smart ways to lower your premium:
✅ Bundle your home & auto policies
✅ Ask about safe driver discounts
✅ Review your coverage annually
✅ Increase deductibles strategically
✅ Compare rates from multiple carriers

At North Central Insurance Agency, we shop top insurance companies to help you find the best coverage at the best price — without sacrificing protection.

Small changes can lead to BIG savings. 💰
Let our local team help you review your policy and see if we can save you money today!

📞 Contact us for a FREE quote today, call: 763.241.7900
🌐 northcentralinsurance.com

🎉 Turning 65 Soon? Confused about Medicare options in Minnesota? You’re not alone.Choosing the right Medicare Advantage ...
05/12/2026

🎉 Turning 65 Soon? Confused about Medicare options in Minnesota? You’re not alone.

Choosing the right Medicare Advantage Plan can feel overwhelming — but the right coverage can save you money, improve your healthcare access, and give you peace of mind. 🇺🇸

We break down the best Medicare Advantage options for Minnesota residents, what to look for, and how to choose a plan that fits YOUR needs and budget.

✅ Prescription Coverage
✅ Dental & Vision Benefits
✅ Provider Networks
✅ Low-Cost Options
✅ Extra Perks & Benefits

Before you enroll, read this guide 👇
https://northcentralinsurance.com/which-medicare-advantage-plan-is-best/

Questions? North Central Insurance is here to help you navigate Medicare with confidence. 💙 Call Ben at 763.241.7900

Spring can affect driver awareness in more ways than one. From allergy medications that cause drowsiness to fatigue afte...
03/11/2026

Spring can affect driver awareness in more ways than one.

From allergy medications that cause drowsiness to fatigue after the clocks sprang forward, small changes can affect driver focus and reaction times. Swipe for reminders you can share with your fleet to help reduce risk on the road this season.

If you have questions about your commercial auto coverage this spring, give us a call. We’re here to help.

As your business evolves, it’s important that your insurance keeps pace. That’s where riders come in, helping to fill ga...
03/05/2026

As your business evolves, it’s important that your insurance keeps pace. That’s where riders come in, helping to fill gaps in your coverage and fine-tune your coverage. Swipe for a few riders that businesses may want to consider.

If you have questions about your current policy or want to explore what riders you need, give us a call. We are here to protect you and your business.

Ben attending the 2026 Dinner at the Minnesota Chamber’s Session Priorities, the state’s premier gathering of business a...
02/23/2026

Ben attending the 2026 Dinner at the Minnesota Chamber’s Session Priorities, the state’s premier gathering of business and policy leaders. This high-energy event brings together hundreds of decision-makers to spotlight the top issues facing Minnesota’s economy and chart a course for growth and competitiveness.

You might have heard our team describe ourselves as “independent agents.” But do you know why that’s so important? Today...
02/19/2026

You might have heard our team describe ourselves as “independent agents.” But do you know why that’s so important? Today, we’re offering insight into what an independent agent means and why it’s so important.

✅Captive agents work for an insurance company, selling that company’s policies. As such, they are limited to providing you with solutions sold by that company. We work for you.

✅ Independent agents have access to multiple insurance companies, not just one. By having our expert agents compare rates and terms across a wide swath of insurance companies, you receive the policy that works best for you and the potential to save.

Thinking of reviewing your coverage or getting a quote? Call our office today. We’re here to leverage our network and expertise to find the best policy for your needs and budget.

30 YEARS. 🚗One mission.Protecting what matters most.We’re proud to celebrate 30 years of partnership with Progressive In...
02/17/2026

30 YEARS. 🚗
One mission.
Protecting what matters most.

We’re proud to celebrate 30 years of partnership with Progressive Insurance — serving families and drivers right here in Elk River, Otsego, and Zimmerman. 💙

For three decades, our community has trusted us to deliver guidance, protection, and peace of mind. That trust means everything. 🙏

This milestone belongs to our loyal clients and our incredible team who make it happen every day.

And we’re just getting started. 💪

If you haven’t reviewed your coverage recently, now is a great time. Rates change. Life changes. Your protection should keep up.

📞 Call North Central Insurance today at 763.241.7900 for a quick coverage review or quote.

Local. Trusted. Here when you need us.

As 2026 unfolds, staying ahead of emerging business risks is more important than ever. Swipe for two key areas to keep a...
02/10/2026

As 2026 unfolds, staying ahead of emerging business risks is more important than ever. Swipe for two key areas to keep an eye on.

Want to make sure your business is prepared and protected? Call us today to review your policies and explore the best protections for your needs.

Address

16854 Highway 10
Elk River, MN
55330

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 10am - 1pm

Telephone

+17632417900

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