North Central Insurance Agency

North Central Insurance Agency North Central Insurance Agency is a multi-lines independent insurance agency. We are an independent agency located in Elk River, MN.

We strive to help our clients find the right coverage at the right price. We specialize in auto, home, business and life/health insurance. North Central Insurance covers Elk River, Otsego and the surrounding areas in Minnesota. Call us today for a free insurance quote at 763.241.7900 or 800-949-3536.

Spring can affect driver awareness in more ways than one. From allergy medications that cause drowsiness to fatigue afte...
03/11/2026

Spring can affect driver awareness in more ways than one.

From allergy medications that cause drowsiness to fatigue after the clocks sprang forward, small changes can affect driver focus and reaction times. Swipe for reminders you can share with your fleet to help reduce risk on the road this season.

If you have questions about your commercial auto coverage this spring, give us a call. We’re here to help.

As your business evolves, it’s important that your insurance keeps pace. That’s where riders come in, helping to fill ga...
03/05/2026

As your business evolves, it’s important that your insurance keeps pace. That’s where riders come in, helping to fill gaps in your coverage and fine-tune your coverage. Swipe for a few riders that businesses may want to consider.

If you have questions about your current policy or want to explore what riders you need, give us a call. We are here to protect you and your business.

Ben attending the 2026 Dinner at the Minnesota Chamber’s Session Priorities, the state’s premier gathering of business a...
02/23/2026

Ben attending the 2026 Dinner at the Minnesota Chamber’s Session Priorities, the state’s premier gathering of business and policy leaders. This high-energy event brings together hundreds of decision-makers to spotlight the top issues facing Minnesota’s economy and chart a course for growth and competitiveness.

You might have heard our team describe ourselves as “independent agents.” But do you know why that’s so important? Today...
02/19/2026

You might have heard our team describe ourselves as “independent agents.” But do you know why that’s so important? Today, we’re offering insight into what an independent agent means and why it’s so important.

✅Captive agents work for an insurance company, selling that company’s policies. As such, they are limited to providing you with solutions sold by that company. We work for you.

✅ Independent agents have access to multiple insurance companies, not just one. By having our expert agents compare rates and terms across a wide swath of insurance companies, you receive the policy that works best for you and the potential to save.

Thinking of reviewing your coverage or getting a quote? Call our office today. We’re here to leverage our network and expertise to find the best policy for your needs and budget.

30 YEARS. 🚗One mission.Protecting what matters most.We’re proud to celebrate 30 years of partnership with Progressive In...
02/17/2026

30 YEARS. 🚗
One mission.
Protecting what matters most.

We’re proud to celebrate 30 years of partnership with Progressive Insurance — serving families and drivers right here in Elk River, Otsego, and Zimmerman. 💙

For three decades, our community has trusted us to deliver guidance, protection, and peace of mind. That trust means everything. 🙏

This milestone belongs to our loyal clients and our incredible team who make it happen every day.

And we’re just getting started. 💪

If you haven’t reviewed your coverage recently, now is a great time. Rates change. Life changes. Your protection should keep up.

📞 Call North Central Insurance today at 763.241.7900 for a quick coverage review or quote.

Local. Trusted. Here when you need us.

As 2026 unfolds, staying ahead of emerging business risks is more important than ever. Swipe for two key areas to keep a...
02/10/2026

As 2026 unfolds, staying ahead of emerging business risks is more important than ever. Swipe for two key areas to keep an eye on.

Want to make sure your business is prepared and protected? Call us today to review your policies and explore the best protections for your needs.

🏆 We’re Honored to Be a “Best of Star News” Winner! 🏆We’re incredibly proud—and deeply grateful—to share that North Cent...
02/04/2026

🏆 We’re Honored to Be a “Best of Star News” Winner! 🏆

We’re incredibly proud—and deeply grateful—to share that North Central Insurance Agency has been named a Best of Star News winner! This recognition means the world to us because it comes straight from the community we serve every single day.

Winning Best of Star News isn’t about a trophy on a shelf—it’s about trust. It reflects the relationships we’ve built, the conversations we’ve had, and the commitment we bring to helping individuals, families, and businesses protect what matters most.

This award belongs to you—our clients, friends, and neighbors—who chose to vote, refer, and support a local agency that puts people first. Your confidence in us fuels everything we do.

We promise to keep earning that trust by:
✔️ Offering personalized guidance (not cookie-cutter policies)
✔️ Making insurance simple, clear, and approachable
✔️ Showing up when it matters most

From all of us at North Central Insurance Agency—thank you for helping us achieve this honor and for allowing us to serve this community with integrity and care.

Here’s to continuing to raise the bar together. 💙

February is Insure Your Love Month, a time to celebrate the people who matter most by protecting their future. Life insu...
02/04/2026

February is Insure Your Love Month, a time to celebrate the people who matter most by protecting their future. Life insurance isn’t only for what-if scenarios; it’s also a lifelong tool that can support your goals while you’re here:

💙 Offers financial protection for your family after you’re gone.
💙 Death benefits are often paid out tax-free to your beneficiaries.
💙 Access to living benefits like cash value can help support costs related to medical bills or even support a family’s education costs.
💙 Riders like return of premium or long-term care can provide additional value and protection for you and your family while you’re alive.
💙 Leaves a lasting legacy for loved ones or your favorite cause while taking care of your family’s financial picture.

Call us today to review your life insurance options or make sure your current policy still fits your family’s needs.

With the new year in full swing, it is essential to understand the emerging risks that could impact your business. Swipe...
02/03/2026

With the new year in full swing, it is essential to understand the emerging risks that could impact your business. Swipe to learn about two to keep top of mind.

Have questions about your current coverage or cyber preparedness? Call us today to ensure your business is protected.

Gaps in coverage can create big problems. The good news is that a quick review now could prevent them from occurring in ...
01/20/2026

Gaps in coverage can create big problems. The good news is that a quick review now could prevent them from occurring in the first place.

Commonly overlooked coverages that we can consider include:

✔️ Business interruption - Covers lost income during unexpected closures
✔️ Cyber liability - Protects against rising cyberattacks
✔️ Employment practices liability insurance (EPLI) - Defends against employee-related claims

Call our office today to schedule your 2026 coverage review.

January is Teen Driving Awareness Month, the perfect time to talk about safety with any young drivers in your life. Swip...
01/15/2026

January is Teen Driving Awareness Month, the perfect time to talk about safety with any young drivers in your life. Swipe for practical tips every teen should know before hitting the road.

Have questions about coverage for your teen driver? Call our office today. We’d be happy to walk you through your options to make sure your family is fully protected.

The start of a new year is the perfect time to pause and review how your business has changed over the past year. Any ma...
01/15/2026

The start of a new year is the perfect time to pause and review how your business has changed over the past year. Any major developments can impact the type and scope of coverage your team needs.

Swipe through to see what to consider, then give our office a call to schedule a quick coverage review. It’s a simple step that helps ensure your business is protected in 2026.

Address

16854 Highway 10
Elk River, MN
55330

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 10am - 1pm

Telephone

+17632417900

Website

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