Luke Ivers / Mortgage Loan Officer

Luke Ivers / Mortgage Loan Officer Helping Utah buyers navigate home financing with clear communication and fast closings.

Specializing in conventional, FHA, VA, DSCR, jumbo, and investment property loans.

Hey everyone! My name is Luke, and I'm a local Loan Broker here in Utah. I work with investors ranging from first-time h...
07/02/2026

Hey everyone! My name is Luke, and I'm a local Loan Broker here in Utah. I work with investors ranging from first-time house hackers to experienced investors adding to their portfolios.

A lot of investors don't realize there may be financing options available beyond the traditional 20-25% down investment loan. Depending on the scenario, there are programs that can help with:

✅ DSCR loans (qualify based on property cash flow instead of personal income)
✅ Jumbo and luxury investment financing
✅ Conventional and portfolio loan options
✅ Financing for short-term and long-term rentals
✅ Cash-out refinance options to pull equity for your next deal
✅ Guidance on structuring financing for your next investment purchase

I'm not here to spam the group or pitch anyone. I genuinely enjoy talking real estate and would love to be a resource for anyone who has questions about financing, wants a second opinion on a deal, or needs help running numbers on an investment property.

If you're an investor in Utah, I'd love to connect. Feel free to comment below, send me a message, or reach out if I can help in any way.

Looking forward to networking with everyone and seeing the deals you're working on!

One of the biggest mistakes buyers make is focusing only on the purchase price.A home's price doesn't tell you what it w...
06/17/2026

One of the biggest mistakes buyers make is focusing only on the purchase price.

A home's price doesn't tell you what it will actually cost each month.

I've seen buyers comfortably afford homes they thought were out of reach, and I've seen others surprised by the monthly payment on a lower-priced home.

Before you start house hunting, know your numbers.

A quick conversation can help you understand:
✅ Your buying power
✅ Your estimated monthly payment
✅ What loan options fit your goals

Message me "PAYMENT" and I'll run some numbers for you.

06/16/2026

🏠 Still renting because you think you need 20% down?

You might be closer to homeownership than you think.

DM me “HOME” and I’ll help you explore your options.

🏡 Home Buying Myth #1: "I Need 20% Down to Buy a House"This is one of the biggest misconceptions I hear.Many buyers are...
06/11/2026

🏡 Home Buying Myth #1: "I Need 20% Down to Buy a House"

This is one of the biggest misconceptions I hear.

Many buyers are surprised to learn that there are loan programs that may allow them to purchase a home with much less than 20% down.

I've spoken with people who spent years renting because they assumed they needed tens of thousands of dollars saved before even talking to a lender.

The reality? Every situation is different, and many people are closer to homeownership than they think.

If you've been wondering whether buying a home is possible for you, send me a message. I'm happy to run the numbers and answer questions—no pressure and no obligation.

📩 Curious what you might qualify for? Let's chat.

I'm excited to continue my career growth as a Mortgage Loan Originator with PBT Bancorp.Over the past several weeks, I'v...
06/11/2026

I'm excited to continue my career growth as a Mortgage Loan Originator with PBT Bancorp.
Over the past several weeks, I've been diving deep into loan products, lending guidelines, and the home financing process so I can better serve borrowers and referral partners.
Whether it's a first-time homebuyer, a move-up buyer, an investor, or a client struggling to get financing, my focus is simple:
✅ Clear communication
✅ Fast responses
✅ Reliable service from application to closing
To all the real estate professionals in my network, I'm looking forward to building relationships and finding ways to help your clients achieve their goals.
If you're an agent, investor, or homebuyer and have questions about financing, feel free to reach out. I'd love to connect.

Address

Remote
Elk Ridge, UT
84651

Website

,

Alerts

Be the first to know and let us send you an email when Luke Ivers / Mortgage Loan Officer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category