Johnny Delgadillo XPERT Home Lending Inc NMLS 237788 DRE 02053856

Johnny Delgadillo XPERT Home Lending Inc NMLS 237788 DRE 02053856 Johnny Delgadillo
FHA Loans, VA Loans, Down Payment Assistance, Conventional financing, Jumbo Loans

Johnny Delgadillo
FHA Loans, VA Loans, Down Payment Assistance, Conventional financing, Non-Conforming, Jumbo, CalHFA, Sapphire, USDA

As the year winds down, we're sending warm wishes your way. May this season bring peace, joy, and time to recharge with ...
12/22/2025

As the year winds down, we're sending warm wishes your way. May this season bring peace, joy, and time to recharge with those who matter most.

Please note: Our office will be closed from December 24th to 26th and January 1st to 2nd, allowing our team to spend time with their loved ones.

Wishing you a joyful holiday season and a healthy, happy start to 2026!

As we bid farewell to 2024, we want to thank all of our clients for the continued support. It’s been an incredible year ...
12/30/2024

As we bid farewell to 2024, we want to thank all of our clients for the continued support. It’s been an incredible year working with you, and we can’t wait to see what the new year brings!

Please note that our office will be closed on Wednesday, January 1, so our team can enjoy the New Year celebrations. We'll be back, refreshed and ready to rock, on Thursday, January 2.

If you need anything in the meantime, shoot us an email, and we'll get back to you ASAP.

Wishing you a bright and joyful New Year!

With the arrival of the holidays, we want to extend our warmest wishes to you and your loved ones. May your time be fill...
12/24/2024

With the arrival of the holidays, we want to extend our warmest wishes to you and your loved ones. May your time be filled with joy, rest, and cherished moments.

Please note that our office will be closed on December 24th and 25th so that our team can enjoy the holiday season with their families. We'll be back to our regular hours on December 26th.

Thank you for your continued trust and support. If you need anything during this time, reach out, and we'll get back to you as soon as possible.

Happy and peaceful holidays to all! 🎄

From our families to yours, we extend our warmest wishes for a wonderful Thanksgiving filled with great food, good compa...
11/28/2024

From our families to yours, we extend our warmest wishes for a wonderful Thanksgiving filled with great food, good company, and plenty of joy.

Our office will be closed on Thursday, November 28, and Friday, November 29, but we'll be back and ready to serve you on Monday, December 2.

Enjoy the holiday!

This Veterans Day, we invite you to join us in honoring the brave men and women who have served our nation.Our veterans ...
11/11/2024

This Veterans Day, we invite you to join us in honoring the brave men and women who have served our nation.

Our veterans have shown incredible bravery, dedication, and resilience, ensuring our freedoms and security. Whether serving at home or abroad, in times of peace or conflict, their contributions are invaluable.

To all the veterans in our network, thank you for your service.

If the thought of navigating the mortgage process has you spooked, fear not! Our team is here to guide you every step of...
10/31/2024

If the thought of navigating the mortgage process has you spooked, fear not! Our team is here to guide you every step of the way.

From pre-approval to closing, we offer clear, straightforward advice — no tricks, just the real treat of helping you purchase your dream home. Ready to take the next step? Reach out to us anytime!

Understanding loan cosigners is crucial for both borrowers and cosigners. A cosigner shares responsibility for loan paym...
10/09/2024

Understanding loan cosigners is crucial for both borrowers and cosigners. A cosigner shares responsibility for loan payments and acts as a guarantor for the loan, providing their creditworthiness to assure lenders.

Swipe through for some key points to consider. Have questions or need more info? Reach out to our team today! We're here to help guide you through the mortgage process and ensure you make informed decisions.

Ever wondered why advertised mortgage rates differ from the actual rates you receive? Here's why:📣 Advertised rates are ...
09/24/2024

Ever wondered why advertised mortgage rates differ from the actual rates you receive?

Here's why:

📣 Advertised rates are general reference points, not guarantees. Rate adjustments often occur based on your individual circumstances.
📝 These adjustments are made based on factors such as your loan amount, credit, down payment, and property type.
⚠️ Homebuyers can pay discount points, or mortgage points, that can end up lowering the mortgage rate from what was advertised.

One of the benefits of utilizing a local lender is that they often offer personalized rates and multiple loan options.

Have questions about mortgage rates? Drop them in the comments - that’s what we’re here for!

Today, as we commemorate Patriot Day, we honor and remember the lives tragically lost on September 11, 2001. This solemn...
09/11/2024

Today, as we commemorate Patriot Day, we honor and remember the lives tragically lost on September 11, 2001. This solemn anniversary reminds us of the resilience, bravery, and spirit of unity that define us as Americans.

Whether you have a personal memory of that day or know its impact through the stories of others, we hope you’ll join us in pausing to reflect on the freedoms we enjoy and the community we cherish.

May we never forget.

Wishing all of you a joyful Labor Day weekend! We hope it’s filled with relaxation and happiness in the company of frien...
08/30/2024

Wishing all of you a joyful Labor Day weekend! We hope it’s filled with relaxation and happiness in the company of friends and family 🌟

Our office will be closed on Monday, September 2, in celebration of the holiday. We’ll be back to assist you on Tuesday, September 3!

Our team has been lucky enough to help many amazing individuals and families secure financing for their dream homes 🏡 Al...
08/15/2024

Our team has been lucky enough to help many amazing individuals and families secure financing for their dream homes 🏡 Along this journey, we’ve observed some common borrower pitfalls.

We’re dedicated to sharing mortgage knowledge wherever we can, so today, we’re sharing a list of mistakes borrowers tend to make during the mortgage process and tips on how to avoid them.

Swipe through to check them out ↩️ As always, we are happy to answer any additional questions you have, whether you’re tentatively exploring your options or confidently entering the real estate market. Give us a call anytime!

Address

9401 E Stockton Boulevard , Suite 200
Elk Grove, CA
95624

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

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