InterLinc Mortgage - Elk City, OK

09/15/2026

Here's something people don't always realize:

A mortgage pre-approval isn't something you get once and keep forever.
Why?

Because your financial picture can change.

Income can change. Debts can change. Credit can change. Bank statements get updated. Interest rates move.

So if you were pre-approved several months ago and then decided to put your home search on hold, don't assume those old numbers are still your current numbers.

It doesn't mean you're starting all over.

It simply means it's time for a quick update before you start making decisions based on information that's several months old.

That's a much easier conversation to have before you find something you love.

📞 580-799-0905
🌐 www.RondaSmithLoans.com

09/11/2026

5.0 star review received on Experience.com for Ronda Smith by Carol A R - Very helpful

Click to see all 1635 reviews of Ronda Smith, Branch Manager | NMLS # 478526

09/11/2026

Twenty five years ago today, everything changed. We're pausing to remember the lives lost on September 11, 2001, and to honor the first responders who ran toward the danger while everyone else ran away. We will never forget. 🇺🇸

09/11/2026

5.0 star review received on Experience.com for Ronda Smith by Lloyd D R - Ronda was a great help

Click to see all 1635 reviews of Ronda Smith, Branch Manager | NMLS # 478526

09/09/2026

Experience in mortgage lending isn't just about knowing how to get from application to closing.

It's knowing what to do when something doesn't go exactly according to plan.

Because sometimes it doesn't.

A document raises another question.

An appraisal comes back differently than expected.

A deadline gets tight.

A borrower's situation doesn't fit neatly into the first option.

Those are the moments when experience really matters.

I've spent more than 20 years working through different markets, different loan scenarios, and a whole lot of situations that didn't come with an instruction manual.

I can't promise every transaction will be perfectly predictable.

I can promise you won't be figuring it out alone.

That's the kind of lender I've always wanted to be.

📞 580-799-0905
🌐 www.RondaSmithLoans.com

09/07/2026

Happy No-Labor Day! Hope you spend your time working hard at doing only the things you enjoy. Have a safe and happy one! InterLinc Mortgage is an Equal Housing Lender.

09/07/2026

Happy Labor Day! 🇺🇸 Today is for everyone who shows up and puts in the work all year long. We hope yours looks like good food, good company, and absolutely nothing on the to do list.

09/07/2026

No spreadsheets.

No emails.

No "I'll just get one little thing done."

Okay...we all know that last one is probably unrealistic. 😂

But I hope you get to enjoy a slower Monday, spend some time with people you love, eat something good, and do as little actual labor as possible on Labor Day.

Tomorrow we'll get back to being responsible adults.

Happy Labor Day!

09/04/2026

It’s RODEO WEEKEND in Elk City! 🤠

And around here, that means the weekend plans are pretty much made for us.

Friday night? Rodeo.

Saturday morning? Parade.

Saturday night? Back to the rodeo.

Sunday? You guessed it… rodeo again.

Throw in good food, seeing half the town everywhere you go, a whole lot of boots and belt buckles, and probably a little Oklahoma dust—and you've got one of my favorite Elk City weekends of the year.

Have fun, be safe, cheer loud, and enjoy all the craziness that comes with rodeo weekend!

I'll see y'all out there!

09/03/2026

"What's today's mortgage rate?"

I get this question all the time, and I completely understand why.

But here's the part that doesn't always make it into the headlines:

There isn't necessarily one mortgage rate that applies to everyone.

The rate available to you can depend on several things, including your credit profile, loan program, down payment, property type, and when you choose to lock your rate.

That's also why hearing what your neighbor, coworker, or friend received doesn't necessarily tell you what your options will be.

Same day. Same lender. Two borrowers. Potentially two different scenarios.

So yes, I'll happily talk rates with you.

I just want to talk about your rate—not a number pulled from a headline that may have very little to do with your situation.

📞 580-799-0905
🌐 www.RondaSmithLoans.com