Community Credit Club

09/27/2019

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A FICO credit score is a number ranging from 300 to 850 (up to 900 for certain industry scores) that’s calculated using information from your credit reports.The Fair Isaac Corporation (FICO) introduced the first FICO credit bureau risk score in 1981. Since then, the FICO score is now recognized as...

09/24/2019

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https://josejt.com/blog/2019/09/05/american-spending-habits-in-2019/

09/24/2019

Check out this great article guys!

It’s no surprise that Americans spend a lot of money. To understand how to market to different groups, there are a few keynotes to take into consideration. It’s essential to know where all of our money goes, why we tend to spend more money on certain products and services, and how the economy fu...

09/08/2019

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It’s no surprise that Americans spend a lot of money. To understand how to market to different groups, there are a few keynotes to take into consideration. It’s essential to know where all of our money goes, why we tend to spend more money on certain products and services, and how the economy fu...

09/05/2019

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08/23/2019

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Student loans have the same effect on your credit score that other lending types like credit cards, auto loans, or mortgages hold. Like any other lending form reported on your credit report, your credit score can fluctuate based on your student loan repayment habits. How your credit score is calcula...

08/07/2019

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Balance transfer cards are a way for consumers to migrate the total amount of revolving credit owed from one lender to another. When a balance transfer is issued the original lender effectively transfers the balance from the first card to the new card. Balance transfers can decrease the amount of in...

08/02/2019

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Baby boomers are regarded as hard-working individuals who value relationships and positivity above all else. There are 73.4 million baby boomers in the U.S. that are close to or already in their retirement years. Baby boomers were the largest generational group up until the era of millennials. This....