Banner Mortgage, Inc.

Banner Mortgage, Inc. Mortgage Loan Originator for residential home loans in Elizabeth, CO serving the entire state of Col Colorado License #10018249 | NMLS #251447
Div.

Honest, tried and trusted and true, for over 25 years at the same location I have educated clients through the entire loan process from application to closing. My services are unique as my contact with former clients never ends, I am available long after the loan closes, becoming a friend and advisor in the mortgage industry. Offering services and pricing of large banks with the highest level of c

ustomer service available. No numbers to hit to speak with me or loan numbers to remember, I will know you by name 5 weeks or years after your loan has closed. I will become your friend in the mortgage industry with customized service to meet your specific needs because I understand, it’s not just a house, it is your home! Attending continuing education weekly to offer the knowledge and experience on all loan programs and changes in the market. As a mortgage broker I have the ability to shop your loan and offer some of the lowest interest rates and closing costs in the industry. Over the past 25 years I have helped hundreds of clients obtain the dream of homeownership. My job is to help you to determine your budget, meaning your first step is to complete my budget worksheet. In order for homeownership to be your dream, it should not be a burden but a joy. I will help you determine how much you should pay for a home and to stay within your budget to obtain your dream and maintain your lifestyle. I am honored former clients are now bringing their grown children to me to guide and educate them through the loan process. Communication and education are a must when looking to purchase or refinance a home. I am available to my clients and their agents 7 days a week by phone, email and text messaging. I am a highly experienced home loan specialist in all government and conforming loan programs. FHA, FHA 203K – rehabilitation loan (construction loan), VA, Conforming, Rural Development (100% purchase program), down payment assistance and home loan educating. Universal Lending Corporation NMLS #2996
Regulated by the Division of Real Estate
Equal Housing Opportunity

Link to individual NMLS Consumer Site http://www.nmlsconsumeraccess.org/
Licensing Statement https://www.ulc.com/aboutus/licensingstatement

09/03/2026

A LOW OR NO-CLOSING-COST LOAN MAY COME WITH A HIGHER RATE.
When comparing mortgage options, ask:
• Am I accepting a higher rate for lender credits?
• Am I paying points for a permanently lower rate?
• Is the buydown temporary or permanent?
• What are my total costs, APR and monthly payment?
Mortgage information on social media can be incomplete or misleading. 🙄
Ask for a side-by-side comparison so you understand what you’re paying—and choose the option that best fits your budget and future plans.

5.0 star review received on Experience.com for Lisa Lessard by Todd M B - Lisa stayed connected at all point in process ...
08/30/2026

5.0 star review received on Experience.com for Lisa Lessard by Todd M B - Lisa stayed connected at all point in process and was always available to answer questions. She was amazing to work with.

Click to see all 79 reviews of Lisa Lessard, Branch Manager | NMLS # 251447

5.0 star review received on Experience.com for Lisa Lessard by Bristol L H - Lisa made communication very easy an answer...
08/25/2026

5.0 star review received on Experience.com for Lisa Lessard by Bristol L H - Lisa made communication very easy an answered all of my questions. Great work!

Click to see all 78 reviews of Lisa Lessard, Branch Manager | NMLS # 251447

🏡 Have a home to sell, but ready to make a move?Don’t let your current mortgage hold you back from your next home.I now ...
08/07/2026

🏡 Have a home to sell, but ready to make a move?
Don’t let your current mortgage hold you back from your next home.
I now offer several Buy Now, Sell Later options that may allow you to purchase your new home before selling your current one.
More flexibility. Less pressure. More options.
Let’s chat about your situation and see how we may be able to make your next move a reality!

💜 Purple Heart Day 💜Today is a day to recognize the men and women who gave so much while serving our country. 🇺🇸Behind e...
08/07/2026

💜 Purple Heart Day 💜
Today is a day to recognize the men and women who gave so much while serving our country. 🇺🇸
Behind every Purple Heart is a person, a family, and a story that deserves to be remembered.
If you know a Purple Heart recipient, take a moment today to reach out, thank them for their service, and let them know they are remembered. 🇺🇸💜
To all Purple Heart recipients and the families who have stood beside them — thank you. It is an honor to recognize you today!

08/06/2026

🏡 Doctors, Dentists & Medical Professionals... Homeownership May Be Closer Than You Think! 🩺🦷
Many medical professionals assume they need years to save for a large down payment before buying a home. The good news - That may not be the case.
If you're a physician, dentist, or other eligible licensed medical professional, you may qualify for a home loan designed specifically for your profession.
✔️ Up to 100% financing available (little to no down payment)
✔️ No Private Mortgage Insurance
✔️ Flexible underwriting
✔️Primary residence only
✔️ Available for both first-time and repeat homebuyers
Whether you're just completing residency, starting a new position, or have been practicing for years, there may be financing options that help you become a homeowner sooner than you expected. with little or no money down!
📞 Let's discuss your homeownership goals and see if this program is the right fit for you!

Mortgage Loan Originator for residential home loans in Elizabeth, CO serving the entire state of Col

🔮 If only we had a crystal ball...Everyone wants to know where mortgage rates are headed, but the truth is, no one can p...
08/04/2026

🔮 If only we had a crystal ball...
Everyone wants to know where mortgage rates are headed, but the truth is, no one can predict the future with certainty.
The Federal Reserve held the Federal Funds Rate steady for the fifth meeting in a row. While many people assume this means mortgage rates will stay the same, the Fed does not directly set mortgage rates. Mortgage rates are influenced by many factors, including inflation, the bond market, economic data, oil prices and global events.
There was some encouraging news. Inflation continued to cool in June, moving closer to the Fed's long-term goal. That's a positive sign, but inflation still remains above the Fed's 2% target, so the Fed continues to take a cautious approach.
What does this mean if you're buying or refinancing?
Trying to "time the market" is nearly impossible. The better strategy is understanding your options, your budget, and having a plan. If rates improve later, refinancing may be an option—but waiting for the "perfect" rate could mean missing out on the right home or paying more if home prices continue to rise.
Have questions a how this impacts your home financing goals? I'm always happy to help you understand your options!

5.0 star review received on Experience.com for Lisa Lessard by Deanna R M - Lisa was awesome!! The process was smooth, n...
08/02/2026

5.0 star review received on Experience.com for Lisa Lessard by Deanna R M - Lisa was awesome!! The process was smooth, not a single question went unanswered, we closed on time, and her response times were amazing. I would highly recommend!!

Click to see all 76 reviews of Lisa Lessard, Loan Officer

🏡 Great news for homebuyers!  You may not need 3%, 5%, or even 20% down to purchase a home.  Qualified buyers may be abl...
07/31/2026

🏡 Great news for homebuyers!
You may not need 3%, 5%, or even 20% down to purchase a home. Qualified buyers may be able to purchase with as little as 1% down and receive a lender grant equal to 2% of the loan amount (up to $4,500) through the ONE by Lower program.
At Banner Mortgage, I'm committed to helping you find the financing solution that best fits your goals, your budget, and your future!
If you're wondering whether now is the right time to buy, let's have a conversation. I'd be happy to review your options, answer your questions, and help you create a plan that works for you.
📞 Call Lisa Lessard with Banner Mortgage today!
303-883-7688
** Not a commitment to lend. Subject to underwriting approval. Program eligibility, income, purchase price, and loan limits apply. Restrictions apply.**

I am truly humbled and incredibly grateful to have been voted Best Mortgage Company and Best Loan Consultant in the Elbe...
07/30/2026

I am truly humbled and incredibly grateful to have been voted Best Mortgage Company and Best Loan Consultant in the Elbert County Best of the Best Awards once again!
There really aren't enough words to express what this honor means to me. For more than 30 years, I've had the privilege of helping families achieve their dream of homeownership and also saving money when refinancing their homes while being part of a community that I love so much!
Thank you to my amazing realtor partners for your trust, friendship, and teamwork! Thank you to my wonderful clients for allowing me to be part of such an important milestone in your lives and for referring your family and friends to me! Thank you to my family and friends for your constant encouragement, support, and belief in me!
One of the greatest blessings of this business has been the opportunity to give back by supporting local events, our schools, first responders, veterans, healthcare professionals, educators, and the organizations that make Elbert County such a special place to call home.
Most importantly, thank you to everyone who took the time to vote for me! Your trust, confidence, and support mean more than I could ever express. I never take for granted the faith you place in me, and I am honored every time you refer your family, friends, neighbors, and coworkers.❤
I am grateful beyond words to be part of this incredible community and to do what I love every day.❤ Thank you for your trust, your friendship, and your support over the past 30+ years. I look forward to continuing to serve Elbert County and the surrounding communities for many years to come!
With heartfelt gratitude,
Lisa Lessard
Banner Mortgage, Inc.

Address

276 E Kiowa Avenue # 400
Elizabeth, CO
80107

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+13038837688

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