Karey Louthan-Insurance Agent for Northwest Insurance

Karey Louthan-Insurance Agent for Northwest Insurance Specializing in Equine Mortality, Farms/Ranches, Home/Auto, Commercial, Workers Comp, Flood

06/02/2026

When I say I know what your horses mean to you, I truly do—because I’m right there with you. Horses aren’t just animals; they’re partners, investments, family, and a way of life.

That’s why, when you’re a client of mine, you’re never just a policy number. I take the time to understand your operation, your goals, and what matters most to you. Whether you’re a trainer, breeder, boarding facility, or horse owner, my commitment is to help protect the horses and business you’ve worked so hard to build.

Because the right coverage starts with someone who understands the horse industry—and cares about it as much as you do.”

Protecting your passion. Protecting your livelihood. Protecting what matters most. 🐴🤝

Once cattle are on grass and horses are in the pasture, your operation looks completely different than it did in January...
05/31/2026

Once cattle are on grass and horses are in the pasture, your operation looks completely different than it did in January...and so does your liability exposure.

Animals near roads, more fence line to cover, grazing on leased ground.

It's worth a quick call just to make sure your coverage still matches how you're running things right now.

Call, text, or DM me anytime.

Bringing on help this summer? Even part time?Call me first.A lot of farm and ranch policies have limitations around seas...
05/30/2026

Bringing on help this summer?
Even part time?
Call me first.

A lot of farm and ranch policies have limitations around seasonal workers that most people don't know about until someone gets hurt.

It's a quick conversation and it's worth having before your crew shows up.

Reach out anytime.

If you're hauling to your first show of the season soon, take two minutes and look at your equine policy, specifically w...
05/28/2026

If you're hauling to your first show of the season soon, take two minutes and look at your equine policy, specifically what's covered away from home.

Transit, competition, off-property incidents.

There are gaps in a lot of policies that people don't know about until something happens on the road.

DM me before you hook up the trailer. I'm happy to take a look.

It's planting season and storm season at the same time. That's not a great combination if your farm policy hasn't been l...
05/26/2026

It's planting season and storm season at the same time.

That's not a great combination if your farm policy hasn't been looked at since last fall!

Equipment values have changed.
What you're running may not match what's on paper.
A hail claim or a flooded field is a bad time to find that out.

Give me a call. I'll take a look at what you have and tell you where you stand.

05/21/2026

Owning livestock when the weather gets wild can always be a little nerve-wracking! We live in Colorado, and the late spring and early summer storms are no joke.
I always suggest calling to know what your policy covers this time of year.
The last time you want to find out something isn't covered is when you want to file a claim!
If you don't have coverage for your livestock, facilities, or events yet, call me and we can get a policy in place!

Did you know coverage can start as an embryo?Whether you are flushing your own mare or buying one, make sure you are cov...
05/15/2026

Did you know coverage can start as an embryo?
Whether you are flushing your own mare or buying one, make sure you are covered from the start.
I proudly offer Pro Foal Coverage!
Message me or call me to get a quote.

05/12/2026

Always worth stopping to watch.
This mare is so special, and seeing her continued success is the sort of thing you dream of when you are breeding, raising, and showing your own!

Get your bulls covered before you turn them out.Breeding season is here. Your bulls are heading out to pasture, and a lo...
04/23/2026

Get your bulls covered before you turn them out.

Breeding season is here. Your bulls are heading out to pasture, and a lot is riding on them: the calf crop, the year, the investment you made when you bought them.

We offer 180-day breeding season coverage and full 12-month coverage.
Mortality, etc we'll find what fits your operation.

Call me, DM me, or drop a comment below.

Cover them before they go out, not after something goes wrong.

Address

Karey Louthan Insurance Agent
Elbert, CO
80106

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