05/28/2026
Most investors can name a deal that stalled at the financing stage.
The property was right. The numbers worked. The seller was ready. Then the lender came back with documentation requirements that had nothing to do with whether the asset performs and the timeline collapsed.
That is not bad luck. That is a financing structure problem.
DSCR loans are underwritten on rental income performance. Not on how your personal returns are structured. Not on your employment history. Not on documentation designed for a different type of buyer entirely.
๐น No seasoning in eligible scenarios
๐น Vacant property eligibility where applicable
๐น Rates from 5.375% for qualified scenarios
๐น 24-hour underwriting. Close in as little as 2 weeks
๐น 640 FICO minimum. $150K loan minimum
The deals you missed were not a market problem. The financing structure was.
๐ Start Quote: https://convoyfunding.com