PBS Capital - Premier Business Services

06/26/2023

Equipment Financing for any
Business Essential/Revenue
Generating Equipment

Terms:
Rates are 6% to mid 20’s
(usually between 6% to 12%)
Amounts are $20K to $10M
PG required. Corp-only guaranty with 10+yrs in biz & good biz credit
Monthly payments
Terms from 2-6 years
0 down options with 1-2 advance payments
Prepayment direct to dealer
Funding in 2–5 business days

Requirements:
• 590+ FICO (lower with large down payment 40% or more)
• Start up+
• Comp credit required above $60k

App-Only Submission up to $150k:
• Signed application for any owner 10% or more
• Invoice, estimate or online link with specs and price
• 3 months business bank statements preferred
• Funding in 2–5 business days

>$150k Submission:
• 3 months business bank statements
• 2 years personal tax returns for all owners 10%+
• 2 years business tax returns
• YTD P&L and Balance Sheet
• YTD A/R

Call us Today or go online to get started.
915-240-5044
PBS Capital – Small Business Lending
www.helpingelpasobusinessesgrow.com

05/18/2023

--Merchant Cash Advance Loans –Credit Card Sales To Finance Your Business

Turn your credit card sales into cash!

This program IS based on your merchant account.
Gain immediate access to cash when a portion of your future credit card sales are advanced to you through our Merchant Cash Advance loan.

We provide a fast, easy way for your business to gain access to working capital today by leveraging your future sales. Please read the requirements below and if you qualify, call us today to speak to a business loan specialist to get started.
915-240-5044

Requirements:
• 550 minimum FICO score
• 3 months in business
• $10,000 Monthly Bank Deposits Average or Monthly CC Average

www.helpingelpasobusnessesgrow.com

03/27/2023

Helping El Paso Businesses Grow

If you’re ready to improve your business’ performance, jumpstart growth and increase profits, we’re here to help.

We work with business owners just like you every day to find the easiest and least expensive way for your business to access capital.

No application fees, no prepayment penalties, no hidden charges
Apply in minutes, get funded in days.

We are dedicated to “Helping El Paso Small Businesses Grow” by helping small business owners who don't have access to bank financing or don't know where to start secure the capital they need to start, grow, meet payroll, purchase new equipment and inventory, pay taxes, pay rent, renovate and much more.

Call us today to speak to a Business Loan Specialist to find out what your loan options are or to learn more. 915-240-5044

PBS Capital – Small Business Lending
El Paso, Texas
www.helpingelpasobusinessesgrow.com

03/20/2023

When Businesses Are Turned Down By Local Banks, They Turn To Us.
Get Cash to Grow a Startup or Established Business Today

PBS Capital makes term business loans easy and can provide the capital needed to help you hire employees, purchase inventory, pay down high cost debt, or for general working capital.

$30,000 to $350,000 loan amounts
2 – 10 year repayment terms
Fixed interest rate from 6.99% to 26.99%*
Monthly repayments
No pre-payment penalties

*The interest rate depends on loan term and the applicant's credit and financial profile.

Qualifications
2+ years in business
Business owners must be U.S. citizens or legal permanent residents
Business owners must have personal credit scores above 650
Cash flow to support loan payments

Fast approvals - Fast funding- Professional and Experienced Team!CALL US TODAY FOR A FAST PRE-APPROVAL!
PBS Capital – Small Business Lending – El Paso, Texas
915-240-5044
HelpingElPasoBusinessesGrow.com

03/17/2023

1-day Start-up and New Businesses Loans
From $500 to $50,000

Do you need to upgrade or add equipment to your business but you don’t want to tie up your capital? Equipment financing is available with little or no down payment, in both loan and lease options.

We provide financing to businesses in all stages of development. From day 1 start-ups and new businesses to well established businesses.

Fast Approval Process
Application Only Up to $150,000
100% Finance Programs
ZERO Down, No payments for 90 days Financing Programs
New or Used Equipment OK
Terms 12 – 60 months
1-day Start Ups, New & Established Businesses
550+ Credit Score
Corp. Only Programs Available
Co-signers OK

Here are some examples of office furniture and business equipment that can be financed; Desks, cubicles, copy machines, conference tables, networks, computers and software, mailing systems, phone systems, POS systems, specialty graphics and signage, audio/visual equipment and other furniture and equipment. If you don't see the equipment you need on this list, don't worry! Contact us to see if your purchase is eligible for financing.

At the PBS Capital we take the time to get to know you and your business needs regardless of your credit history or if you are just starting out. Our specialists will work with you to develop a custom finance program. Let's get started today! Simply call 915-240-5044 to speak with a representative!

915-240-5044
PBS Capital - Small Business Lending
El Paso, Texas
HelpingElpasoBusinessesGrow.com

02/09/2023

Get the business tools and office furniture your company needs with help from PBS Capital’s financial programs

New and Pre-owned Office Equipment and Furniture Financing is Available.

From 1-day startups to growing operations to large enterprises, every company needs furniture and business machines to support their teams and host their clients and vendors. What’s more, every new hire and floor plan expansion means more office furniture and equipment must be purchased to support the growth. With everyone from CFOs to founders to investors scrutinizing the bottom line, it’s critical to minimize upfront cost and keep a healthy cash reserve for future initiatives.

Fortunately, PBS Capital can help. Our financial tools let you acquire the desks, cubicles, copy machines, file cabinets, conference tables, and other furniture and equipment your company needs ASAP, while giving you the flexibility to pay for it all in manageable monthly installments. Since your new equipment starts supporting increased revenue right away, you can use the profit your expanded operation generates to budget your monthly payments while you keep critical cash on hand to cover payroll and plan for future growth.

Our financial programs are designed to help your company get needed technology, machines, and furniture as quickly and easily as possible. From whiteboards to workstations, PBS Capital’s office furniture and business equipment specialists are here to help you scale up your enterprise profitably.

If you don't already have a business equipment or office furniture provider in mind, our friendly support team will help match you with a PBS Capital-authorized vendor ready to serve your needs. If you are an office equipment or furniture supplier or provider, call us today to learn more about our Vendor Program.

Don't let a financial roadblock get between your company and success. Apply today.

915-240-5044
PBS Capital
Small Business Lending
HelpingElpasoBusinessesGrow.com

Below are some examples of office furniture and business equipment that can be financed. If you don't see the equipment you need on this list, don't worry! Contact us to see if your purchase is eligible for financing.

-Office Furniture
Office Desks
Office Chairs
Workstations
Conference Tables
File Cabinets
Storage Shelving
Cubicles & Partitions

-Office Equipment
Copiers
Scanners
Printers
Fax Machines
Postage Machines
Laminators
Shredders

-Other Equipment & Tech
Whiteboards
Video Conferencing Equipment
Projectors & Screens
Business Phone Systems
Computers and Mobile Devices
Enterprise Software
Telecom, VoIP & IT Equipment
Security Systems and Cameras

CALL US TODAY FOR A FAST PRE-APPROVAL!
All credit profiles considered. Businesses in all stages of development form day 1 start-ups to the well established business.

915-240-5044
PBS Capital - Small Business Lending
HelpingElpasoBusinessesGrow.com

02/07/2023

Hi El Paso Business Owners,

Regional banks are struggling to fund local business like yours.

So, where do you go when the bank says “NO”?

We've heard there's a trend that regional banks are adding stricter rules for local businesses. That's why we started PBS Capital in the first place, to allow small businesses like yours who don't have access to bank financing or don't know where to start, secure the capital they need to start, grow and expand their businesses. We can help.

Without as many local restrictions, it's easier than ever for businesses to get access to quick capital in as little as 24 hours. We will help guide you every step of the way so you can get approved in a matter of days rather than weeks or months.

Working capital, equipment leasing, SBA loans, unsecured lines of credit or merchant cash advances, whatever the solution is, you can be confident we will get you the funding you need—quickly, safely and economically.

Call us today to speak to a Business Loan Specialist to get started or to learn more. 915-240-5044

PBS Capital - Small Business Lending
El Paso , Texas
www.helpingelpasobusinessesgrow.com

02/06/2023

An Equipment Loan Could Skyrocket Your Business!

Having the right equipment for your business is crucial. Whether that equipment is pizza ovens, heavy machinery, computers or something else, you need the right stuff to get the job done.

Faulty equipment makes it very difficult to move forward confidently in growing your business. If you knew you could double your profits by having the right equipment, would you let that stand in your way? If the answer is no, you should definitely consider getting an equipment loan.

Why Should I Use an Equipment Loan?
If you’re looking for a piece of equipment that’s going to boost your revenue, but you don’t have the money to buy it, it can be frustrating. Fortunately, there’s equipment loans.

What Is An Equipment Loan?
Business equipment loans can help you get equipment that may be too expensive to buy with cash. It's a great way to grow your revenue. Most of the time, the immediate ROI from the equipment pays for the loan earlier than expected, making it a great financing option.

A business equipment loan is great because the purchased item itself acts as collateral. Because of this, qualifying for an equipment loan is relatively easy. But lenders will still carefully take into account your credit score, time in business, cash flow and other factors. If you default on the loan, the bank can repossess the equipment.

What are the Benefits of an Equipment Loan?

>Relatively Easy to Obtain. Equipment loans have the collateral built right in, which makes it less of a risk for the lender or bank. This makes it easier for you to get approved.

>Preserves Cash Flow. One of the best things about equipment loans is you can often find financing with no down-payment. This allows you to use your working capital for other pressing needs.

>Adds to Net Value. Equipment loans can boost your net value quickly while protecting your cash flow.

>Increases Revenue. If you’ve done your research right, it’s going to increase your income without the big hit to your operating capital.

There are options available for nearly every type of equipment you can think of, so check it out and see if an equipment loan could be a good fit for your business!

Don’t wait to let us help you. Give us a call TODAY to get started now!

915-240-5044
PBS Capital – Small Business Lending
www.helpingelpasobusinessesgrow.com

01/19/2023

Fast, Easy and Affordable Equipment Financing.
$0 DOWN, NO PAYMENTS FOR 90 DAYS! *OAC

Financing is available to small businesses for equipment acquisitions with little to no down payment. The process is fast and the payment schedule is affordable.

Fast Approval Process
Application Only Up to $150,000
100% Finance Programs
ZERO Down, No payments for 90 days Financing Programs
New or Used Office Furniture and Equipment OK
Terms 12 – 60 months
1-day Start Ups, New & Established Businesses
550+ Credit Score
Corp. Only Programs Available
Co-signers OK

Here are some examples of equipment that can be financed;
Office furniture and equipment, copy machines, computers, telephone and communication systems, point of sale (POS) systems, specialty graphics and signage, security systems, auto repair and diagnostics, fitness and gym equipment, pet care and grooming, restaurant equipment, salon and spa equipment . If you don't see the equipment you need on this list, don't worry! Contact us to see if your purchase is eligible for financing.

If you don't already have an office furniture or business equipment provider in mind, our friendly support team will help match you with a one of our authorized vendor ready to serve your needs.

CALL US TODAY FOR A FAST PRE-APPROVAL!
All credit profiles considered. Businesses in all stages of development form day 1 start-ups to the well established business.

915-240-5044
PBS Capital - Small Business Lending
HelpingElpasoBusinessesGrow.com
El Paso, Texas

01/17/2023

Do you need to upgrade or add office furniture & equipment to your business but don't have the available cash or credit you need? If so, we can help!

Financing is available to small business for equipment and office furniture acquisitions with little or no down payment. The process is fast and the payment schedule is affordable.

Fast Approval Process
Application Only Up to $150,000
100% Finance Programs
ZERO Down, No payments for 90 days Financing Programs
New or Used Office Furniture and Equipment OK
Terms 12 – 60 months
1-day Start Ups, New & Established Businesses
550+ Credit Score
Corp. Only Programs Available
Co-signers OK

START YOUR OFFICE EQUIPMENT LEASE TODAY!
At the PBS Capital we take the time to get to know you and your business needs regardless of your credit history or if you are just starting out. Our specialists will work with you to develop a custom finance program. Let's get started today! Simply call 915-240-5044 to speak with a representative!

915-240-5044
PBS Capital - Small Business Lending
HelpingElpasoBusinessesGrow.com

No Application Fees Approval in Less than 24 Hrs No Upfront Cost Startups OK Bad Credit OK

01/11/2023

Helping El Paso Businesses Grow

If you’re ready to improve your business’ performance, jumpstart growth and increase profits, we’re here to help.

We work with business owners just like you every day to find the easiest and least expensive way for your business to access capital.

No application fees, no prepayment penalties, no hidden charges
Apply in minutes, get funded in days.

We are dedicated to “Helping El Paso Small Businesses Grow” by helping small business owners who don't have access to bank financing or don't know where to start secure the capital they need to start, grow, meet payroll, purchase new equipment and inventory, pay taxes, pay rent, renovate and much more.

Call us today to speak to a Business Loan Specialist to find out what your loan options are or to learn more. 915-240-5044

PBS Capital – Small Business Lending
El Paso, Texas
www.helpingelpasobusinessesgrow.com

09/16/2022

4 Ways to Grow Your Business

How do you grow your business into something bigger and better? While there is no silver bullet, there are certain things that will vastly increase your chances of success.

Plan ahead. You can’t successfully grow your business blindly. You need to have a plan. How much do you want to grow? What is your plan to get there?

Embrace technology. What forms of payment do you currently accept? Are you still a cash-only business or do you accept cards? What about mobile payment options? Accept as many forms of payment as possible to ensure you don’t turn away potential customers.

Tap into e-commerce. Does your business have an updated website? Is it optimized for mobile? Can customers purchase products on it? Over two thirds (69%) of US online adults shop online at least monthly and more are doing so from their mobile devices. Make sure you don’t miss out on those revenues!

Access capital to fuel growth. You probably have a good idea of some things you need to do to grow your business, but may not have the funds to do them. There are business loans out there for just about any need you can imagine. At PBS Capital we have made this process super easy. We make sure that the plan we design for you is the best plan to achieve your business goals. Working capital, equipment leasing, SBA loans, unsecured lines of credit or merchant cash advances, whatever the solution is, you can be confident we will get you the funding you need—quickly, safely and economically.

For a confidential NO OBLIGATION discussion on your funding needs, Call us today to speak to a Business Loan Specialist to get started or to learn more. 915-240-5044

PBS Capital - Small Business Lending
El Paso, Texas
915-240-5044
www.helpingelpasobusinessesgrow.com