Old West Lending, LLC

03/18/2026

02/16/2026

Before you file, you need to know your options. Don't get caught off guard.

I have seen divorce decrees that state you have xx # of days to refinance the home. Unfortunately not everyone is eligible. Let me review your personal situation and advise you as to the best steps necessary to ensure you keep your home if possible.

02/11/2026

Mortgages are not one size fits all. The right structure depends on your goals, whether that is keeping monthly payments comfortable, building equity faster, planning for a move in a few years, or creating long term stability for your family.

My job is not just to quote a rate. It is to walk you through the strategy behind it so you can make a decision that feels smart and aligned with your bigger picture.

If you have ever wondered:
• How much would we realistically qualify for?
• Does it actually make sense to buy right now?
• What would refinancing look like for us?
• How much do we truly need for a down payment?

I am always happy to be a sounding board. No pressure. No obligation. Sometimes just having clarity makes the next step feel much more manageable.

Home financing should feel empowering, not overwhelming. You deserve to understand all your options

02/04/2026

Rate choice is less about guessing the market and more about understanding your own timeline.
A fixed rate prioritizes stability and long-term planning.
An adjustable rate can make sense when flexibility or shorter-term ownership is part of the plan.

Neither option is “better” on its own. The context matters.

Understanding the difference makes it easier to choose what fits your plans.

Alyssa Kane | NMLS #2298253 | Old West Lending