ReAnn Gonzalez, NMLS #219070

ReAnn Gonzalez, NMLS #219070 Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout Texas and New Mexico.

7 TAC §80.200(b)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A
RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A
COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE
LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT
FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S
WEBSITE ATWWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS
AVA

ILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF
CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS
CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A
WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND
MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE
PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,
PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

01/09/2026

Mortgage Market Update

President Trump announced he’s directing Fannie Mae and Freddie Mac to purchase $200 BILLION in mortgage bonds (MBS) in an effort to help bring mortgage rates down and improve affordability. 

Why this matters:
When demand for mortgage bonds goes up, it can put downward pressure on mortgage rates, which may lead to lower monthly payments for buyers and refinancers. The big asterisk: experts say the impact could be modest and not guaranteed, and the market can change fast. 

What you should do right now:
✅ If you’re thinking about buying in 2026
✅ Or you want to see if a refinance makes sense
Send me a message. I’ll run the numbers, show you options, and help you make a smart move with today’s pricing—no guesswork.

01/09/2026

Buying a home in El Paso in 2026? Here's a step-by-step guide: discovery, budget clarity, pre-approval, home tours, smart offer, and guided underwriting. No guesswork, just a plan. Message me ‘2026’ if you're buying!

01/08/2026

Want to buy a home in 2026? Here's the real process: discovery, pre-approval, house shopping, offer strategy (not emotion!), and contract to keys. It's simpler than you think. Want a simple plan? Message me 2026

Getting financially fit now can set you up for a smoother homebuying journey down the road. 💪🏡 Knowing where you stand w...
01/07/2026

Getting financially fit now can set you up for a smoother homebuying journey down the road. 💪🏡 Knowing where you stand with your credit, savings, and monthly budget helps you make confident, informed decisions. Taking a clear look at your overall financial picture today can make tomorrow’s goals feel much more achievable. I’m here to help you connect the dots and create a plan that works for you. Ready to take the next step? Let’s chat and build your roadmap to homeownership.

Take a look at this 5 bedroom, 4 bath home located on the westside of El Paso! Contact Karmin Strain at 915-539-3653 for...
01/07/2026

Take a look at this 5 bedroom, 4 bath home located on the westside of El Paso! Contact Karmin Strain at 915-539-3653 for more information!

12/31/2025

Thank you for your support in 2025! In 2026, our goal is to serve double the families through strong teamwork, clean pre-approvals, and smooth closings. Agents, message me 'Team' to plan your 2026 wins!

12/24/2025

Wishing you a Merry Christmas and happy holidays from my family to yours! Thank you for your trust and support, it means more than you know. Happy Holidays!

12/18/2025
12/18/2025

2025 mortgage trends revealed! You're watching videos about protecting low rates and handling high property tax appraisals. Clear answers, not hype, are what you need. Comment 'top 2025' for the links!

Realtor friends — this is why being brokered matters.This snapshot is the number of loans I closed this year with just o...
12/17/2025

Realtor friends — this is why being brokered matters.
This snapshot is the number of loans I closed this year with just one of my lending partners.

Different clients need different solutions, and having access to multiple lenders helps me shop the best fit for your buyer — so we can get to the closing table with less stress and more confidence.

Thank you for the trust this year. Let’s keep serving our clients well. 🙌🏡

Congratulations Monica Molinar on your recent closing!
12/16/2025

Congratulations Monica Molinar on your recent closing!

Congratulations Tonie Trujillo on your recent closing!
12/16/2025

Congratulations Tonie Trujillo on your recent closing!

Address

El Paso, TX
79936

Opening Hours

Monday 8:30am - 8pm
Tuesday 8:30am - 8pm
Wednesday 8:30am - 8pm
Thursday 8:30am - 8pm
Friday 8:30am - 8pm
Saturday 8:30am - 6pm
Sunday 10am - 6pm

Telephone

+19155951112

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