01/09/2026
Mortgage Market Update
President Trump announced he’s directing Fannie Mae and Freddie Mac to purchase $200 BILLION in mortgage bonds (MBS) in an effort to help bring mortgage rates down and improve affordability. 
Why this matters:
When demand for mortgage bonds goes up, it can put downward pressure on mortgage rates, which may lead to lower monthly payments for buyers and refinancers. The big asterisk: experts say the impact could be modest and not guaranteed, and the market can change fast. 
What you should do right now:
✅ If you’re thinking about buying in 2026
✅ Or you want to see if a refinance makes sense
Send me a message. I’ll run the numbers, show you options, and help you make a smart move with today’s pricing—no guesswork.