JM Lifetime Strategies

01/25/2024

Donut Bacon Cheeseburger 🤤🍔🍩🥓

11/04/2023

Nice Idea

04/30/2020

When entering retirement, the rule of thumb states that an individual needs 80 percent of their income. Building an income floor is one of the most important pieces of a successful retirement. Once you figure out how much money you need, you can start to build that floor. Your floor should consist of a guaranteed income flow. Fixed Index Annuities are amazing financial products that offer guaranteed income for life! Give me a call and let’s discuss how a Fixed Index Annuity is right for you!

The rule of thumb states that an individual needs 80 percent of income during retirement. For example, you are earning Dollar 50,000 per year just before...

04/28/2020

When an annuity is mentioned, many people often have a lot of negative misconceptions come to mind. However, annuities are simply misunderstood and not all are created equal! This Article explains all of the different pieces that make up an annuity. Fixed Index Annuities offer guaranteed income for life! This is an income stream that you cannot outlive. Give me a call and let’s discuss if a Fixed Index Annuity is right for you!

With annuity income guarantees, controlling the money depends on the annuity type

04/23/2020

With the market currently in a slump, many speculate that an economic recession is inevitable. You may be thinking “What does this mean for my retirement?” or “How can I make my money recession-proof?” and you’re not alone! Give me a call!

Once again, pre-retirees and retirees are worrying about a recession damaging their financial security in retirement. Here are 10 steps you can take to protect your retirement.

04/21/2020

Before retirement, you should know ‘The Special Social Security Rule’ that will help you get the most out of your Social Security Benefits! If you have any questions give me a call!

This rule could affect your benefits early in retirement.

04/16/2020

When entering retirement, many do not know where to start! The first step should always be determining how much money you need to support your lifestyle through retirement. A great way to ensure that you have enough money to retire is to create an income floor. This should consist of a guaranteed income stream! Annuities are great for creating that income floor. This Article explains the benefits of adding an annuity to your portfolio!

Planning for retirement isn’t always easy. So you can just go through the pros and cons of having an annuity than stocks during your retirement...

04/16/2020

Social Security is one of the most prominently talked about topics regarding retirement. Similarly, one of the most prominent worries that retirees share is not being able to find a steady income stream that lasts. Fixed Index Annuities offer safe money options and guarantee income for life! Give me a call and let’s discuss why Fixed Index Annuities are right for you!

Annuities are the only financial product that guarantees a lifetime income stream

04/14/2020

For many retirees, running out of money is a pressing concern. One of the biggest threats facing retirement portfolios is called ‘sequence of return risk’. In essence, this is the risk of portfolio depletion due to withdrawing money during periods of market loss. Here are ‘5 Tips to Help Your Retirement Savings Last as Long as You Live’. If you are interested in speaking to a professional, give me a call and start planning your future, today!

Avoiding one of the biggest retirement risks out there takes careful planning. Here are five ways to help make sure your retirement portfolio can go the distance.

04/09/2020

Did you know that annuities are the only financial products that guarantee income streams that you can’t outlive? More notably, with Fixed Index Annuities, the initial premium plus any interest earned is protected from market loss! Give me a call and let’s discuss why Fixed Index Annuities are right for you!

Retirement income can be increased by adding contractually guaranteed income from annuities

04/07/2020

With the current market volatility, many are wondering whether we’ve really seen the worst of this dip. This Forbes’ Article goes so far as to compare current market conditions to those just before ‘Black Monday’. Fixed Index Annuities can protect your money from market loss! Don’t wait, start taking actions now for a better tomorrow. Give me a call and let's discuss how to avoid market loss.

Recent stock market gyrations “bear” a striking resemblance to “Black Monday”Author’s note: this article was posted to Forbes.com last Monday, March 2.

04/02/2020

Worried about this election year? With the lingering concern over the Coronavirus and recent Market Loss, it can be easy to worry. Fixed Indexed Annuities are guaranteed, safe money income investments that protect your money from market loss. Here’s how you can manage your risk in this very uncertain time! Give me a call and let’s discuss how we can protect your money from Market Loss.

Stock markets are unpredictable, but throw in an election year, and that makes things all the tougher on retirement savers. If you're worried, here are some steps to protect your retirement now (and always).