Sergio A. Adame, Financial Services Professional with Nylife Securities LLC

04/11/2025

Learn about the low-buy challenge whose purpose is to redirect saved money toward meaningful financial goals and move toward underconsumption.

Low-buy challenges help stop overconsumption in its tracks. To get started, identify your pain points, set realistic goals and track your progress to see the best results.

04/09/2025

Your IRS tax refund may arrive sooner than you think. Here’s a schedule for when you can expect your check or direct deposit.

Your 2025 IRS tax refund may arrive sooner than you think. Here’s a schedule for when you can expect your check or direct deposit.

04/07/2025

Tax refunds are coming in bigger this year, and you may have to thank inflation for the boost.

Inflation-related changes to the tax code could result in a larger refund for some, but you’ll have to wait.

04/01/2025

The sudden loss of control over your life, the unpredictability of your parent’s needs, the struggle to find reliable support — these are the key ingredients of caregiver stress. But caregiver stress relief can be possible.

Caregiver stress is real. Here are five techniques to protect your health and happiness while caring for a loved one.

03/28/2025

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 12% interest rate for the first year and 5% for subsequent years on a Premium Deposit Account for select whole life insurance products. Speak to me today to learn more. https://nyl.co/4j7Zdck

03/27/2025

Do you have a sizable estate and want to ensure both income protection for your family and easy access to cash value? Sounds like a tricky balance, but with the right strategy, it can be possible to provide long-term financial security for your loved ones while maintaining access to tax-preferred cash values. Watch this story and then let’s see how a similar approach could work for you.

This is "Planning for Retirement Income with Estate Protection (aka RALA)" by The Nautilus Group® on Vimeo, the home for high quality videos and the…

03/26/2025

When Dr. Brown unexpectedly passed away, his family faced challenges beyond grief. Though he was a successful professional, the lack of proper planning left his loved ones struggling to maintain their lifestyle. The cost of education for his children, ongoing household expenses, and future financial goals were suddenly uncertain. Watch Dr. Brown’s story to see why life insurance isn’t just for replacing income, and contact us today to start securing your family’s future and ensuring they can continue the life you’ve worked so hard to provide.

This is "Protecting Family Income with Life Insurance" by The Nautilus Group® on Vimeo, the home for high quality videos and the people who love them.

03/26/2025

Depending on where you’re from, retiring in Costa Rica could see your inheritance and estate tax go way down, while you may enjoy property tax savings, and obtain a lower cost of living.

Costa Rica may be a good place for retirement if you like the low cost of living and savings for your heirs.

03/25/2025

U.S. equity markets are experiencing a significant selloff, driven by policy uncertainty. Join the Global Market Strategists at New York Life Investments on Market Matters to understand the key drivers and how to navigate this volatility.
https://bit.ly/42nIOKf

03/24/2025

Want to prepay your life insurance premiums while reducing your out-of-pocket costs? For a limited time, New York Life is offering a 12% first year interest rate and 5% for subsequent years on the Premium Deposit Account for select whole life insurance products. Speak to me today to learn more.

03/18/2025

Caring for an aging parent is never easy, especially for LGBTQ+ individuals facing their own unique obstacles. But there are steps you can take to ease the financial burden. As someone who understands the emotional and financial toll firsthand, reach out, and let's navigate the complexities of long-term care planning together.

Are you part of the "Sandwich Generation," caring for aging relatives and raising children? Balancing these responsibilities can be financially challenging.

03/14/2025

Early tax refund choices for your return and what they mean to you.

Don’t be fooled into thinking you’re not getting a loan — because you really are.