Vanessa AEM Loan Advisor

Vanessa AEM Loan Advisor COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS

OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

Let’s get this show on the road and have the best week yet.
04/18/2022

Let’s get this show on the road and have the best week yet.

Spring is in the air! This season, we’re wishing you days filled with sunshine.
04/17/2022

Spring is in the air! This season, we’re wishing you days filled with sunshine.

Finding ways to conserve water is just one way we can all help out. What are some things you do to help save water? Shar...
04/14/2022

Finding ways to conserve water is just one way we can all help out. What are some things you do to help save water? Share them in the comments below!

Greenhouse-gas emissions increase when natural gas replaces hydropower during water shortages.

How can you assess your financial wellness? Ask yourself these questions to check on the current state of your finances....
04/13/2022

How can you assess your financial wellness? Ask yourself these questions to check on the current state of your finances.

Are you financially prepared in case of an emergency?
Do you have active plans in place for your short-term and long-term financial goals?
Do you have a budget, and do you adhere to it?

Financial education can make all the difference to one's future. What's something you learned recently that helped you w...
04/13/2022

Financial education can make all the difference to one's future. What's something you learned recently that helped you with your financial goals? Share it in the comments below!

A lack of financial literacy can affect everything from the amount of money you save to the debt you owe.

Looking to downsize? If you’re retiring and looking for a home with a little less maintenance, now is a great time to st...
04/12/2022

Looking to downsize? If you’re retiring and looking for a home with a little less maintenance, now is a great time to start planning! Ask us how we can help today. In the meantime, start:

Donating unwanted belongings
Deciding on a new location
Figure out what you can put in storage

Exercise may be good for us but that doesn't mean we always feel motivated to do it. What are some things you do to get ...
04/12/2022

Exercise may be good for us but that doesn't mean we always feel motivated to do it. What are some things you do to get moving? Share what works for you in the comments!

The hardest part about starting a new exercise routine is actually, well, starting.

Work/life balance is so important. Set up something this week for you and your loved ones to enjoy over the weekend.    ...
04/11/2022

Work/life balance is so important. Set up something this week for you and your loved ones to enjoy over the weekend.

Math lovers, rejoice!
04/07/2022

Math lovers, rejoice!

A new proof significantly strengthens a decades-old result about the ubiquity of ways to represent whole numbers as sums of unit fractions.

Setting a household budget is important to maintaining healthy finances, and using the 50/30/20 rule is one of the easie...
04/06/2022

Setting a household budget is important to maintaining healthy finances, and using the 50/30/20 rule is one of the easiest ways to start.

50% of income goes toward needs (food, rent, clothing)
30% of income goes toward wants (travel, entertainment, takeout)
20% of income goes toward savings

What are some of your retirement goals and what tips have helped you work towards reaching them?
04/06/2022

What are some of your retirement goals and what tips have helped you work towards reaching them?

Retirement might seem like a long way off but it’ll come sooner than you expect. When it does, you’ll be glad you took some easy steps toward constructing a diverse retirement portfolio.

You don’t always need a 20% down payment in order to purchase a home. You can put down as little as 3.5%! 62% of America...
04/05/2022

You don’t always need a 20% down payment in order to purchase a home. You can put down as little as 3.5%! 62% of Americans still believe you need to put down 20% to buy a home. (Nerdwallet)

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El Paso, TX
79912

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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