Insurance Shoppe - Ryan Jenkins Agency

Insurance Shoppe - Ryan Jenkins Agency A full-service, independent insurance agency that has been providing insurance services since 2003.

Our office will be closed September 7th for Labor Day!
09/04/2026

Our office will be closed September 7th for Labor Day!

07/14/2026

Landscaping equipment theft is up. Open trailers, unlocked trucks, job site storage — it's become a real problem in most metro markets.

And most lawn care owners aren't insured for it the way they think.

Here's the gap: your commercial auto covers the truck and trailer. It doesn't cover the equipment on the trailer. Your basic BOP may have an inland marine limit far below your actual equipment value.

What gets stolen and what it costs:
→ Zero-turn mowers: $8,000–$15,000
→ Backpack blowers, trimmers, edgers: $2,000–$5,000 per set
→ Irrigation equipment: $3,000–$8,000
→ Full trailer load: $25,000–$50,000

A proper tools and equipment / inland marine policy covers your equipment on trailers, in transit, and on job sites.

When did you last check the equipment limit on your policy against what you'd actually need to replace your fleet tomorrow?

07/13/2026

A retired librarian, entered a nursing home after a severe fall. At first, her family felt relief knowing she was safe. Then the bills arrived.
Private pay rates devoured her retirement savings at $11,000 per month. Month after month, her carefully built nest egg shrank. Investments were cashed out, accounts emptied, and every extra dollar funneled into care.
Within two years, nearly everything was gone. What remained of her life’s work had vanished into the relentless cost of round-the-clock nursing care, leaving her family stunned and her future security erased.
Nursing home expenses can wipe out a lifetime of saving faster than anyone expects. Plan early.

We offer life insurance policies that can help with this type of situation. Call or email to get an estimate.

(316)313-2181, [email protected]

5th of July
07/06/2026

5th of July

07/06/2026

A landscaping crew was installing new beds for a commercial property.

A shovel cut through an irrigation line nobody knew was there. The resulting water damage to the property's basement — $22,000.

The landscaper filed a claim. His GL carrier denied it.

Why? His policy had an underground property damage exclusion — common in basic GL policies, rarely explained at purchase.

He paid $22,000 out of pocket. On a business doing $400K in revenue, that's a rough year.

The policy that would have covered it costs roughly $400 more per year than what he had.

This is the part of insurance nobody talks about — not whether you have it, but whether what you have actually covers the situations you face every day.

If you dig, plant, grade, or run equipment near buried utilities — your policy should be reviewed.

06/23/2026

📌 Did you know that life insurance policies offer riders for long-term care costs?

Most people think life insurance is just for after you're gone. But what if it could also protect you while you're still here?
A Long-Term Care (LTC) Rider attached to your life insurance policy lets you access a portion of your death benefit early to help pay for long-term care needs like:
✅ In-home care
✅ Assisted living or nursing home costs
✅ Adult day care or rehabilitation

Key Advantages:

Double Duty Protection — One policy covers both your loved ones (death benefit) AND your own potential care needs.
Preserves Your Savings — Avoid draining retirement accounts or selling your home to pay for care.
More Affordable & Easier than buying a separate long-term care policy.
Flexible Benefits — Use the money however you need it — no restrictions to facilities only.
Peace of Mind — Helps protect your spouse, children, and legacy from the high cost of extended care (which can easily exceed $100,000 per year).

The reality is, nearly 70% of people over 65 will need some form of long-term care in their lifetime. Planning ahead with an LTC rider can be one of the most responsible and loving decisions you make for your family.

06/16/2026

A standard generic business insurance policy is a good start — but it often falls short for the unique risks faced by CPAs and tax preparation services.

Professional advice errors, data breaches, client disputes, and regulatory issues can create exposures that a basic policy simply doesn’t address.

At the Insurance Shoppe, we help you build comprehensive insurance programs tailored specifically for accounting and tax professionals — combining the right limits and coverages so your firm is better protected.

If you’re a CPA or tax firm owner, we’d be happy to perform a complimentary policy review. No pressure, no obligation.

You shouldn't rely solely on employer-provided (group) life insurance because it often fails to provide adequate, reliab...
06/11/2026

You shouldn't rely solely on employer-provided (group) life insurance because it often fails to provide adequate, reliable, and flexible protection for your family's long-term needs.

1. Coverage amounts are usually too low
2. Coverage usually ends if you leave the job, retire, are laid off, or are fired.
3. As you age or develop health problems, obtaining an affordable policy becomes more difficult or impossible.

Secure a policy that you own! Call me. (316)313-2181

06/05/2026

Client: Who helped me with my policy again?

Us: Yes.

Call or email for a quote today!
•
•
•
316-313-2181
[email protected]
•
•
•

Thank you to Emily Funk! She did a great job painting our window today.
06/04/2026

Thank you to Emily Funk! She did a great job painting our window today.

Address

El Dorado, KS
67042

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Insurance Shoppe - Ryan Jenkins Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Insurance Shoppe - Ryan Jenkins Agency:

Shortcuts

Share

Category