Insurance Shoppe - Ryan Jenkins Agency

Insurance Shoppe - Ryan Jenkins Agency A full-service, independent insurance agency that has been providing insurance services since 2003.

06/01/2026

A respected tax preparation firm in the Midwest did work for a large client.

During the busy season, one of their accountants overlooked a significant deduction on the client’s return. The client was hit with unexpected tax penalties and interest totaling over $68,000. They sued the firm for the amount plus legal fees.

Because the firm only had a basic general liability policy, the claim was denied — their policy didn’t include Professional Liability (E&O) coverage.

The firm had to pay the settlement and legal costs out of pocket, which strained their cash flow and took months to recover from.

Stories like this are more common than most firm owners realize. When was the last time you reviewed your liability policies?

05/29/2026

It’s tough out here….
•
•
•
Call or email for an auto quote today!
316-313-2181
[email protected]
•
•
•

05/27/2026

Many CPAs and tax preparation firm owners assume their standard business insurance package fully protects them.

Unfortunately, that’s often not the case.

One major coverage gap is Professional Liability (E&O). A client who receives incorrect tax advice, misses a filing deadline, or faces IRS penalties due to an oversight can sue your firm — even if the error was unintentional. Most general liability policies exclude these professional services claims entirely.

During tax season, when your firm handles hundreds of sensitive returns, this exposure becomes especially significant.

What risks keep you up at night as a tax professional?

If you're driving for Uber (or Lyft, DoorDash, etc.) , you MUST notify your insurance agent and let them know you're usi...
05/26/2026

If you're driving for Uber (or Lyft, DoorDash, etc.) , you MUST notify your insurance agent and let them know you're using your personal vehicle for rideshare.

Most standard auto insurance policies do not cover you while you're logged into the Uber app and driving passengers. Your personal coverage can be voided during those times, which means you could be on the hook for everything if something happens.

Uber does provide some insurance, but there are big gaps — especially before you accept a trip or between rides. The only way to make sure you have proper coverage is to talk to your agent and add the right rideshare endorsement.

Thank you to all who serve and have served 🇺🇸.
05/25/2026

Thank you to all who serve and have served 🇺🇸.

05/18/2026

☀️ Summer Referral Drawing at Insurance Shoppe-Ryan Jenkins Agency! ☀️

We’re so grateful for our wonderful clients — thank you for trusting us with your insurance protection all year long!
This summer, we’re excited to give back in a fun way. For every friend, family member, or coworker you refer, your name will be entered into our weekly gift card drawing! 🎟️🎁

The more referrals you send, the more chances you have to win!
✨ Weekly drawings all summer long
✨ One entry per referral
✨ Easy to participate — just have them mention your name when they reach out!

Whether it’s home, auto, life, business insurance, or more — if you know someone who could use our help, send them our way this summer.

Comment below or message us with any questions. We can’t wait to see your name in the drawing and reward your loyalty!

*No purchase necessary!*

05/11/2026

HVAC contractors, here are the five insurance mistakes that show up most often — and hurt most when a claim hits:

1. Misclassified workers comp — if your policy was written when you only did residential and you've added commercial work, your classification may be wrong.

2. Personal auto used for work — if your tech uses their personal truck to drive to jobs and gets in an accident, your commercial auto may not cover it.

3. No tools and equipment coverage — one truck break-in can cost $10–30K in tools.

4. Expired certificates on commercial accounts — if your GL limits don't meet a commercial client's requirements, you lose the contract.

5. No umbrella policy — your GL has a limit. One serious injury claim can exceed it.

Any of these sound familiar?

I work with home service businesses to make sure none of these gaps exist. Happy to do a free policy review.

05/07/2026

🍞 Your neighborhood bakery is more than just fresh bread and pastries — it’s a community staple.

But behind the warm smells and morning lines are real business risks: ovens running hot all day, busy foot traffic, valuable equipment, and perishable inventory that can spoil in hours.

Most local bakery owners are surprised by how many gaps exist in standard policies. A basic small business policy often falls short when it comes to commercial realities.

That’s why tailored commercial insurance matters. It protects the heart of your operation — so you can focus on baking, not worrying about what-ifs.

Have you reviewed your bakery’s insurance lately?

05/04/2026

An HVAC company installed a new unit for a commercial client.

Six months later, the unit failed. The client's server room flooded. $180,000 in damage.

The HVAC company had general liability. Their agent told them they were ""fully covered.""

They weren't.

Their GL policy had a ""your work"" exclusion — meaning damage caused by a failure of the work they performed wasn't covered. It's one of the most common exclusions in contractor GL policies, and one of the least explained.

By the time they figured it out, the lawsuit was filed. The business owner nearly lost everything.

This isn't a scare tactic. It's what happens when a policy is purchased on price instead of fit.

If you're an HVAC contractor — when did you last sit down with your agent and actually go through what your GL policy excludes?

02/11/2026

There are many insurance companies that require their agents to submit a certain number of life applications and issue a certain number of policies each year. This often leads to agents going for what is easy or what the company is pushing at the time instead of what is best for their clients. I have helped two of my clients make the most of these type of situations in the last week. If you don't have life insurance you should call me. I have a lot of options and work with a great team. If you do have it, there is a good chance I can still help you out. Many times people don't know the problems they have until it is too late to fix them. Reach out to me at 316-313-2181.

Address

El Dorado, KS
67042

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Insurance Shoppe - Ryan Jenkins Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Insurance Shoppe - Ryan Jenkins Agency:

Shortcuts

Share

Category