Kelly M. Shanas, Mortgage Lender NMLS 1447383, Cadence Bank NMLS 410279

02/06/2026

📍El Dorado, Ar

She’s so cute + cozy! 😍

02/06/2026

A little personal note as I step back onto your timeline!

While I may have been quieter on social in 2025, I was far from quiet in business. I had the honor of helping over 100 families with homeownership, all while prioritizing my career, my family, and supporting my husband as we continued building the businesses we own together.

This year marks 25 years in banking. I began my career in 2001, and through every rate cycle, market shift, and economic season, I’ve remained deeply grateful for this industry. It has provided for my family, carried me through seasons of loss and celebration, and allowed me to be part of some of the most meaningful milestones in my clients’ lives.

The future of home lending continues to evolve. Analysts are projecting a more balanced market through the end of 2026, with stabilizing rates and steady home values. In a market like this, preparation and strategy matter more than ever. (Pre-qualification is a must.)

I’m incredibly grateful for the clients who trust me, the community that supports me, and the journey that continues to unfold.

Twenty-five years in, and I’m still passionate about what I do. Proud of the legacy. Ready for what’s ahead!

Kelly
📲 870-314-4311

[special xoxo to Raelynne @ The Southern Spa & Boutique for making me feel pretty at 44 🫶🏼]

02/05/2026

📍El Dorado, Ar

This listing is perfect for a first-time homebuyer! 🏡 If you’ve been waiting for the right opportunity to step into homeownership, this could be it. I’d love to help you explore your financing options, walk you through the process, and get you prequalified so you can shop with confidence. Let me know if you’d like to see what you qualify for!

📲 https://cadencebank.com/personal/mortgage/find-a-loan-officer/kellyshanas

1421 Emmett is BACK ON THE MARKET at no fault of the sellers! This 2 bed/1 bath home is newly remodeled and full of charm and extra space. Give Kendra Smith, Realtor-Jan’s Realty a call today to take a look at this move-in ready gem!!

01/31/2026

📍Junction City, AR

Five acres isn’t just land around here, it’s a lifestyle! Get prequalified first!

📲 https://cadencebank.com/personal/mortgage/find-a-loan-officer/kellyshanas

Let’s talk numbers for a second 👇

🏡 5 acres + 4 bedroom home in Junction City
💰 USDA eligible, potentially $0 down
💵 Estimated payment around $1,800/month

For the amount of land + house you’re getting, this is a GREAT setup in today’s market.

If you’ve been waiting because you think buying isn’t possible right now… this might change your mind.

📩 Message me “USDA” and I’ll connect you with Kelly to get your pre approval 👏

Shares are encouraged, just a small gesture of a simple share goes a LONG WAY!

01/22/2026

This was a good one!
Many thanks to Title Guaranty Company, Madison Jackson for being a great listing agent to work with, and Ms. Marquita with Century 21 United El Dorado! 👏🏻

01/22/2026

📍El Dorado, AR
📉 Under $250k
Get prequalified today!

📲https://cadencebank.com/personal/mortgage/find-a-loan-officer/kellyshanas

01/15/2026

📍El Dorado, Ar
Great location on Mt. Holly!

📲 https://cadencebank.com/personal/mortgage/find-a-loan-officer/kellyshanas

Call today to take a look at this beautiful home!

01/13/2026

If purchasing a home in the next few months is your goal, small shifts now can make a BIG difference. Here are 5 realistic ways to boost your savings without feeling deprived:

1️⃣ Skip the Starbucks drive-thru (most days)
That $6 coffee adds up fast. Brew at home and transfer what you’d normally spend straight into your house fund.

2️⃣ Closet + garage clean-out
If you haven’t worn it, used it, or loved it in a year — sell it. Facebook Marketplace and consignment sales can turn clutter into closing cash.

3️⃣ Pick up overtime or extra shifts
Temporary effort, long-term payoff. Even a few extra hours a week can move the needle faster than you think.

4️⃣ Pause impulse spending
Before buying something non-essential, ask: Would I rather own this… or my future home? That mindset shift is powerful.

5️⃣ Automate your savings
Set up a weekly transfer — even $25–$50 — and let consistency do the work for you.

✨ Owning a home doesn’t happen overnight, but intentional habits make it possible. If 2026 is your year, I’d love to help you create a plan that works for you.

📩 Message me anytime — your future front door is closer than you think.

📲 https://cadencebank.com/personal/mortgage/find-a-loan-officer/kellyshanas

01/12/2026

📍El Dorado

Homes like this don’t wait. Get prequalified today and move with confidence.

📲 https://cadencebank.com/personal/mortgage/find-a-loan-officer/kellyshanas

01/11/2026

Buying a home can feel scary and vulnerable. I want you to hear this clearly.

1️⃣ How little you have saved
Once we find the right loan, we can make a plan and explore options for funds due at closing.

2️⃣ A blemish on your credit report
Mistakes happen. After 20+ years in lending, I know your past does not define your future.

3️⃣ How you spend your money
I do not judge bank statements. If something needs to be addressed, my underwriters will guide us and we handle it together.

4️⃣ Your total assets
Whether you have millions or none at all, I only document what is needed for loan approval.

5️⃣ Being perfect
You do not need a perfect financial story. You just need honesty and someone in your corner.

My job is to guide you, not judge you, and help you get to the closing table with confidence. 🏡🤍

📲 https://cadencebank.com/personal/mortgage/find-a-loan-officer/kellyshanas

02/04/2025

Come enjoy a FREE lunch and visit with me!

💰 Want to master your money game? 💳
Join us for CREDIT SAVVY: Building and Keeping a Strong Financial Future!

🎯 Learn expert tips on:
✔ Boosting your credit score
✔ Keeping your finances in check
✔ Securing a brighter financial future

📆 When: Thursday, February 20th, 12 PM
📍 Where: Mahony Family Library Auditorium, El Dorado, AR

🍴 Bonus: Free lunch for registered attendees!

💻 Sign up now: https://forms.microsoft.com/r/PvBSwLKrCs

This is your chance to take control of your finances and make 2025 your year of financial empowerment. Don't miss it! 🙌

01/30/2025

Join me TODAY!

On January 30, 2025, the Boys & Girls Clubs of Union County and Cadence Bank of El Dorado will be partnering up to host a family night that focuses on finances as we enter the new year!

During this event, Cadence Bank will provide information that assists families with repairing and maintaining credit, as we recognize the importance of not just having a good credit score and report, but also actively working to keep a good score and report.

This event is open to families in the community, so whether you are just starting your credit building process or just want to know more about it, make plans to attend this informative session!
Refreshments will be provided, and there will be door-prize giveaways, courtesy of Cadence Bank.

This event will take place the same night as some of our basketball games, so this will be the perfect opportunity for parents to stop in and get some information from Cadence Bank, while supporting their athletes!

You can use the link below to sign up for the event, OR you can sign up in person at our Club during regular hours of operation.
If you have any questions, contact our Club at (870) 863-8753 and ask for Neika Jamerson!

Link to sign up - https://forms.gle/tQik63vXHyUsYiFL6