Jesse Hinaman - Equip Mortgage - NMLS# 1411475

Jesse Hinaman - Equip Mortgage - NMLS# 1411475 I am always available to help with all your Home Loan needs. Specializing in Purchase and Refinance loans. NMLS #1411475

Having fallen in love with real estate early on as the son of a General Contractor, itโ€™s no wonder my fascination for homes, and all things real estate have led me steadfast into this industry. I graduated from Sacramento State with a Bachelorโ€™s in Business Real Estate, Construction Management, and a minor in Economics. I began working in the real estate industry nearly a decade ago, and understa

nd whole-heartedly the many intricacies of the mortgage lending industry, both on a personal and professional level. I grew up in the Bay Area, but have been a resident of the Sacramento region for 14 years. I now live in El Dorado Hills with my beautiful family; of which, are my two school-aged boys that keep me busy with coaching T-ball, basketball, soccer, and staying active in the community. I have devoted myself to maintaining a deep understanding of the mortgage sector, its correlation with the financial sector, and regulatory agencies. As a licensed mortgage advisor, it is my fiduciary responsibility to provide my clients the highest level of service, knowledge, integrity, and guidance throughout the mortgage process. It is far more than just my obligation, but is my absolute pleasure to empower my clients to realize the dream of home ownership and turn it into a reality. Most importantly, I believe in building a long term relationship that encompasses far more than only the current mortgage transaction; I want my clients to know they can confidently rely on me with all of their questions and needs in any phase of home ownership.

"I'll buy when prices drop"I hear this daily from renters, but here's what market data is actually showing:๐Ÿ”… Sacramento ...
04/26/2025

"I'll buy when prices drop"

I hear this daily from renters, but here's what market data is actually showing:

๐Ÿ”… Sacramento housing inventory remains near historic lows
๐Ÿ“ˆ Population growth continues to drive demand
๐Ÿ—๏ธ New construction isn't keeping pace

Translation? The "perfect time" you're waiting for might never come.
Every month of waiting means:

- More rent payments you'll never see again
- Missing out on potential appreciation
- Delaying your wealth-building journey

Give me a call: (916) 934-3457

That dream kitchen renovation? The backyard oasis you've been planning for years? They're closer than you think.With hom...
04/24/2025

That dream kitchen renovation? The backyard oasis you've been planning for years? They're closer than you think.

With home values in El Dorado Hills up 12% since last year, most homeowners are sitting on significant equity they don't realize they can access.

A cash-out refinance could fund your renovation while potentially:

๐Ÿ’ฐMaintaining a similar monthly payment
๐Ÿ’ตProviding tax benefits (consult your tax advisor)
๐Ÿ“ˆAdding substantial value to your property

What would you transform first in your home?

Here's What Your Money Could ACTUALLY Be BuyingEvery month, thousands of Sacramento renters send $2,500+ to their landlo...
04/22/2025

Here's What Your Money Could ACTUALLY Be Buying

Every month, thousands of Sacramento renters send $2,500+ to their landlords. Meanwhile, homeowners are building wealth with each payment.

The truth? With today's interest rates at 4.8%, your $2,500 rent could potentially cover a $450,000 mortgage - that's real estate YOU own.

Stop building someone else's wealth. Let's talk about how your rent check could become a wealth-building investment. Let's talk! ๐Ÿ“ž(916) 934-3457

Many homeowners don't realize that refinancing could:- Lower monthly payments- Reduce total interest paid- Access home e...
04/11/2025

Many homeowners don't realize that refinancing could:

- Lower monthly payments
- Reduce total interest paid
- Access home equity

Quick math: Even a 0.5% rate reduction could save you $2,500 annually.
Not sure if you qualify? Let's chat. No pressure, just numbers.

When Brad first reached us out, they thought buying a home was impossible. Fast forward 60 days - keys in hand, dream ac...
04/09/2025

When Brad first reached us out, they thought buying a home was impossible. Fast forward 60 days - keys in hand, dream achieved! Real people, real results. No fancy talk, just genuine support and expert guidance. DM me if you have any mortgage questions! ๐Ÿ™†๐Ÿผโ€โ™‚๏ธ

Top 3 tips I tell ALL my first-time buyers:1. Check your credit BEFORE house hunting2. Get pre-approved (not just pre-qu...
04/07/2025

Top 3 tips I tell ALL my first-time buyers:

1. Check your credit BEFORE house hunting
2. Get pre-approved (not just pre-qualified)
3. Budget for more than just the mortgage

Navigating the home buying process can feel like solving a complex puzzle. But what if you had a local expert walking you through each step? Give me a call: (916) 934-3457

3 Mortgage Myths Killing Your Homeownership Dreams ๐Ÿ’ฅMyth 1: Perfect credit is mandatoryMyth 2: You need a 20% down payme...
04/04/2025

3 Mortgage Myths Killing Your Homeownership Dreams ๐Ÿ’ฅ
Myth 1: Perfect credit is mandatory
Myth 2: You need a 20% down payment
Myth 3: Buying is more expensive than renting
SPOILER: These are FALSE.

I've helped families with less-than-perfect scenarios secure their dream homes. Your situation is unique, and there are more options than you think.

Keeping yourself busy is good. But when there's just too many tasks, it can result in stress and burnout. As loan office...
07/13/2022

Keeping yourself busy is good. But when there's just too many tasks, it can result in stress and burnout. As loan officers, what can you do when there's too many tasks but very little time? ๐Ÿค”

Read full article here: https://bit.ly/3c4PS7L

Too Many Tasks for Too Little Time? Leave a Comment / Loan Officers / By EquippedLO Facebook Instagram Link Keeping yourself busy is good. You become more productive and it allows you to stay in the moment. But being overly active can cause more harm than good. And as mortgage loan officers who jugg...

If you don't have a CRM yet, you're doing your business wrong. Here's why loan officers need a powerful CRM and what it ...
06/27/2022

If you don't have a CRM yet, you're doing your business wrong. Here's why loan officers need a powerful CRM and what it can do the business: ๐Ÿ’ก

Why Loan Officers Need a Powerful CRM Leave a Comment / Loan Officers / By EquippedLO Facebook Instagram Link We know you knowโ€ฆIt takes more than just finding and organizing leads to succeed in your mortgage business.The key is to maintain and nurture your relationships with them. Systematizing yo...

Hello, Loan Officers! ๐Ÿ“ข๐Ÿ“ขAre you frustrated with the slow and tedious contract processing in the broker world? We hear yo...
06/10/2022

Hello, Loan Officers! ๐Ÿ“ข๐Ÿ“ข

Are you frustrated with the slow and tedious contract processing in the broker world? We hear you!

After years of breaking down every process, and combining technology and automation with a specialized team, we have created the perfect end-to-end loan management system!

We designed EquippedLO to help busy MLOs like you get back your time and focus on what you do best.

Our services include:
โœ… Quote prep, review, registration, and disclosure
โœ… Reviewing applications, documents, credit, income, and other application documents ๐Ÿ“„
โœ… Expert processing/UWing oversight
โœ… Comprehensive CRM and tech stack for automation

Learn more about our services here:
๐Ÿ”—www.equippedlo.com
๐Ÿ”—www.equippedlo.com
๐Ÿ”—www.equippedlo.com

Or give me a call and request for demo:

๐Ÿ“ฑ(916) 934-3457
๐Ÿ“ฑ(916) 934-3457

While there are a ton of great reasons to switch from renter to buyer, getting the opportunity to become a pet owner may...
04/08/2022

While there are a ton of great reasons to switch from renter to buyer, getting the opportunity to become a pet owner may be the best!

Reach out to get started:

๐Ÿ‘‰๐Ÿป linktr.ee/equipmortgage
๐Ÿ‘‰๐Ÿป linktr.ee/equipmortgage
๐Ÿ‘‰๐Ÿป linktr.ee/equipmortgage

Not only does our technology allow you to submit documents quickly and easily, but weโ€™ll also provide you with real-time...
04/05/2022

Not only does our technology allow you to submit documents quickly and easily, but weโ€™ll also provide you with real-time application and closing updates so you know where you are every step of the way.

Get . Choose

Give us a call now:
โ˜Ž๏ธ(916) 934-3457
๐Ÿ‘‰๐Ÿป linktr.ee/equipmortgage


Address

989 Governor Drive, Suite 101
El Dorado Hills, CA
95762

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