Mortgage Protection with the Binns Financial Group

08/30/2023

Why do minorities not think about passing down generational wealth?

Why are they more likely to leave their loved ones worse off when a parent passes away?

With do other groups have "old school" money? Even the knucklehead great-grandkid is wealthy.

Why are we so different?

DM me to learn how.

07/07/2023

If you need life insurance and live in any state except NY, here you go. Ethos is 100% online, no med exam, instant approval.

07/06/2023

BlackRock has $7 Trillion of assets under management in the stock market. Still, they are some of the biggest advocates for Guaranteed Lifetime Income. In this whitepaper, they show how clients can have 29% more income in retirement with 33% more downside protection simply by using annuities properly!
https://www.blackrock.com/us/individual/literature/whitepaper/how-to-optimize-retirement-income.pdf?fbclid=IwAR2_lpOUL6tSYH2Qr9X6YRKBg1N_f7gE2LGKy0jJTrVYtpO4fRm1VyMBYoI

07/01/2023

y name is Philip and I am an independent life insurance agent in Southern California. If you live in AZ, CA or WA, ask yourself this. What do you have in place in case the worst thing happens, is it enough? How long after you stop coming home do your loved ones start struggling? What could you have done differently? Why did you wait too long?

How long has it been since you dusted it off and looked at it, is it enough, have there been major changes in your life since then? How long has it been since the agent that sold it to you performed an annual review. What is keeping you from solving this problem?

Text me at 6196931299 or go to my website to book a short call.

https://binnsfinancialgroup.com/

06/26/2023

I have a debt reduction plan and I am also a client, I bought my own product and now I am going to pay my mortgage off ten years early, pay off 5 figures of credit card debt, have more than $250K in life insurance and have 6 figures in cash when the process is over.

What's your plan to get out of debt?

Do you want to know how? If you live in AZ, CA or WA, text me at 6196931299 to schedule a short, no obligation phone call.

06/26/2023

An Indexed Universal Life (IUL) is a whole life insurance product that is tied to a stock market index, usually the S&P 500 or BNP Paribas.

How does that dry information help you?

Like all whole life insurance, it builds cash value. What makes an IUL different is that when the market goes up, it earns higher interest. When the market dips, the carrier's automatic rate guarantees that you earn a certain percentage.

If you live in AZ, CA, or WA please text me at 6196931299 to schedule a short, no-obligation phone call or if have any questions or want to see how an IUL can help you

04/22/2023

There's no need to talk to an agent, no blood tests or medical exams*, and many get same day coverage with an affordable price. It's that easy.
*a few health questions are asked online
https://agents.ethoslife.com/invite/7a81b

04/21/2023

7800 Americans won't wake up tomorrow.

Even people with significant assets can find they’re grateful to have the additional living benefits a life insurance policy can offer. For example, a standard terminal illness rider allows policyholders to access a portion of their policy’s death benefit if they become terminally ill.

Ethos is the best way to go.
People really believe they don’t need life insurance. You may believe that you have sufficient assets to protect your family. That may be unrealistic. Consider that 42% of Americans would face financial hardship within six months if the primary wage-earner were to die unexpectedly, according to LIMRA.
Ethos is a complete site where you can get a quote and fill out the application without talking to another human. If you have been on social media, you've seen an Ethos commercial.
The professionals at the Binns Financial Group are standing by to help the residents of AZ, CA and WA with life insurance, just in case.

04/04/2023

Takes me back to a time when "trippin' on shrooms" was a much more common phrase.

“I just thought it was funny to see the Pope in a funny jacket,” he told BuzzFeed News.

04/04/2023

Death and taxes are inevitable, final expense insurance provides a tax free payment to pay for burial. See what I did there. This is the last gift that you will give your kids and grandkids. Get quotes for what you want done. Full service or a viewing, cremation or burial, scattering on land or the water? Come to an agreement with a funeral home, they will take care of everything. Then tell your kids what you want and what the plan is. Then get insurance to pay for it and rest easy. Your kids won't have to become experts on internet fundraising or sign holding, BBQing or fishfrying at the worst time of their life. If you live in AZ, CA, or WA, call or text me at 6196931299 for more information or to schedule a short phone call.