Metroplex Mortgage Services NMLS# 185264

Metroplex Mortgage Services NMLS# 185264 Locations:
8622 N Himes Ave. Tampa FL 33614 - FL, AL, TN NMLS # 185264
811 US Hwy 27 S Sebring, FL 33870 Branch NMLS # 2152298 At Metroplex Mortgage Services, Inc.

NMLS #185288 we have over 25 years of mortgage business experience, with a specialization in USDA, FHA, and VA Loans. Our number one priority is always you! Whether you are a first-time homebuyer, looking to purchase a second home, moving to a new neighborhood, or want to explore refinance options, we have the experience and expertise to help customize a loan that will suit your needs.

This Labor Day, we’re taking a moment to recognize the hard work, dedication, and determination that keep our communitie...
09/07/2026

This Labor Day, we’re taking a moment to recognize the hard work, dedication, and determination that keep our communities moving forward.

Whether you’re working toward a career milestone, building a business, raising a family, or working toward the goal of homeownership, your hard work matters.

At Metroplex Mortgage, we’re proud to help individuals and families turn those goals into reality, one step at a time.

Wishing you and your loved ones a safe and happy Labor Day! ❤️💙

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Did you know your non-taxable income could help you qualify for more home with a Florida USDA loan?If you receive income...
09/03/2026

Did you know your non-taxable income could help you qualify for more home with a Florida USDA loan?

If you receive income like Social Security benefits, VA disability, child support, or workers' compensation, USDA guidelines may allow eligible non-taxable income to be "grossed up" by 25% when calculating your qualifying income. That could increase your purchasing power and help you qualify for a higher home loan amount. 🏡

Many homebuyers don't realize this benefit exists, which is why working with a lender who understands the details of the USDA home loan program can make all the difference.

Whether you're buying your first home or exploring your financing options, understanding how your income is calculated could open more doors than you expected.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

📢 Good news for Florida homebuyers!If you've looked into a Florida USDA loan before, it may be time to take another look...
09/01/2026

📢 Good news for Florida homebuyers!

If you've looked into a Florida USDA loan before, it may be time to take another look.

The 2026–2027 USDA income limits have increased, which means more households may now qualify for a USDA home loan than under the previous guidelines. Even if you were told your income was too high in the past, the updated limits could change your eligibility.

One important thing to remember: USDA income limits vary based on your county and the number of people in your household, so there's no one-size-fits-all answer.

Before crossing a USDA loan off your list, it's worth reviewing the latest guidelines. You may have more homebuying opportunities than you realize.

Have questions about Florida USDA loan eligibility? Reach out today to see if the updated income limits work in your favor!

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

As we head into the fall home buying season, now is the perfect time to make sure your buyers know all of their financin...
08/27/2026

As we head into the fall home buying season, now is the perfect time to make sure your buyers know all of their financing options. 🍂

A USDA loan could be the opportunity they've been waiting for.

For eligible homebuyers purchasing in qualifying rural and suburban areas, USDA home loans offer 0% down payment options and competitive interest rates, making homeownership more attainable than many people realize.

The best part? Your clients don't have to navigate the process alone.

This fall, we're helping Realtors:
🍁 Identify buyers who may qualify for USDA financing
🍁 Navigate USDA loan guidelines with confidence
🍁 Keep transactions moving with clear communication from contract to closing

If you have buyers searching in USDA-eligible areas, let's connect. Together, we can help more families achieve homeownership while making your fall closings even stronger.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Buying a home with a USDA loan? 🏡 Here's what goes into your monthly mortgage payment.✔️ Principal & interest✔️ Property...
08/25/2026

Buying a home with a USDA loan? 🏡 Here's what goes into your monthly mortgage payment.

✔️ Principal & interest
✔️ Property taxes
✔️ Homeowners insurance
✔️ USDA guarantee fees

Knowing the full picture helps you budget with confidence before you start house hunting.

Use our USDA Mortgage Payment Calculator on our website to estimate your monthly payment and see what homeownership could look like for you.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Florida FHA Manufactured Home Loans: 2026 Requirements, Down Payment, and Property Standards http://ow.ly/PE9f106CtfR
08/21/2026

Florida FHA Manufactured Home Loans: 2026 Requirements, Down Payment, and Property Standards http://ow.ly/PE9f106CtfR

Self-employed in Florida? Your path to homeownership may be easier than you think. 🏡If you've been self-employed for at ...
08/20/2026

Self-employed in Florida? Your path to homeownership may be easier than you think. 🏡

If you've been self-employed for at least 2 years, a USDA loan could help you buy a home with 0% down in an eligible rural or suburban area.

While qualifying as a self-employed borrower does require additional income documentation, it doesn't have to be overwhelming. With the right guidance, you can confidently navigate the process and find the financing option that fits your goals.

If you're an entrepreneur, small business owner, freelancer, or independent contractor dreaming of owning a home in Florida, let's talk about your options.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Think USDA loans are only for farms? 🌾 Think again.One of the biggest mortgage myths is that USDA loans are only for far...
08/18/2026

Think USDA loans are only for farms? 🌾 Think again.

One of the biggest mortgage myths is that USDA loans are only for farmers. In reality, many homes in eligible rural and suburban areas throughout Florida qualify and you or your clients could purchase with 0% down if they meet the program requirements. 🏡

✨ USDA loans may be a great fit for:
✅ First-time buyers
✅Buyers searching in small towns or eligible rural communities
✅ Anyone looking for a low down payment option and affordable monthly payments

Reach out today to see if a USDA loan could be the key to homeownership.
—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

2026 Florida USDA Loan Requirements: Household Income Limits vs. Debt-to-Income Ratios http://ow.ly/9vht106Ceaz
08/15/2026

2026 Florida USDA Loan Requirements: Household Income Limits vs. Debt-to-Income Ratios http://ow.ly/9vht106Ceaz

Address

8622 N Himes Avenue
Egypt Lake-Leto, FL
33614

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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