Metroplex Mortgage Services NMLS# 185264

Metroplex Mortgage Services NMLS# 185264 Locations:
8622 N Himes Ave. Tampa FL 33614 - FL, AL, TN NMLS # 185264
811 US Hwy 27 S Sebring, FL 33870 Branch NMLS # 2152298 At Metroplex Mortgage Services, Inc.

NMLS #185288 we have over 25 years of mortgage business experience, with a specialization in USDA, FHA, and VA Loans. Our number one priority is always you! Whether you are a first-time homebuyer, looking to purchase a second home, moving to a new neighborhood, or want to explore refinance options, we have the experience and expertise to help customize a loan that will suit your needs.

Florida USDA Income Guidelines in 2026: USDA Income Eligibility Requirements Explained http://ow.ly/GWBE106zqjA
06/06/2026

Florida USDA Income Guidelines in 2026: USDA Income Eligibility Requirements Explained http://ow.ly/GWBE106zqjA

Your mortgage should evolve as your life does. 🏡If it’s been a while since you reviewed your home loan, now may be the p...
06/04/2026

Your mortgage should evolve as your life does. 🏡

If it’s been a while since you reviewed your home loan, now may be the perfect time to take another look. Interest rates, home values, financial goals, and life circumstances can all change over time, and your mortgage strategy should keep up.

That’s why I offer complimentary annual mortgage reviews for past clients.

Whether you’re curious about lowering your monthly payment, exploring ways to use your home equity, planning renovations, or simply making sure your loan still fits your long-term goals, a quick review can help uncover opportunities you may not even realize are available.

The Metroplex Difference doesn’t stop after closing. It’s about helping you make informed financial decisions long after you get the keys.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Summer is one of the busiest seasons for homebuyers, and a lot of clients who think they’re priced out may actually qual...
06/02/2026

Summer is one of the busiest seasons for homebuyers, and a lot of clients who think they’re priced out may actually qualify for a USDA Loan. 🏡

The problem is that USDA financing can feel confusing if you don’t work with the right lending team. Between eligibility requirements, income guidelines, and property qualifications, it’s easy for buyers to miss opportunities they didn’t even know they had.

That’s why we work closely with Realtors to help make the process smooth, simple, and stress-free from application to closing.

With USDA Loans offering 100% financing in many eligible rural and suburban areas, more buyers may be able to purchase a home this summer than they realize.

If you have clients looking for creative financing options or struggling with down payment concerns, let’s connect and explore what may be possible for them.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Florida USDA Manufactured Home Loans FAQ (2026): Singlewide, Doublewide, Age Limits, Land, and Refinance Questions http:...
05/29/2026

Florida USDA Manufactured Home Loans FAQ (2026): Singlewide, Doublewide, Age Limits, Land, and Refinance Questions http://ow.ly/shw7106z5rS

Did you know? Many buyers don’t realize that not every manufactured home is eligible for USDA financing. 👀Here are some ...
05/28/2026

Did you know? Many buyers don’t realize that not every manufactured home is eligible for USDA financing. 👀

Here are some key USDA manufactured home requirements in Florida:
✅ HUD Tags & Data Plate must be present (or verified)
✅ Home usually must be built within the last 20 years
✅ Minimum 400 sq. ft. requirement
✅ Permanent foundation required
✅ Must be in an eligible USDA area
✅ Previously moved homes typically do not qualify

The good news? With the right lender, you can avoid costly mistakes before you go under contract. That’s where Metroplex Mortgage Services, Inc. can help.

We specialize in USDA manufactured home loans and help buyers + Realtors catch issues early so deals stay on track.

📲 Want a free second opinion or pre-qualification review? Call/Text 863-593-2001 today.

🔗 Read the full blog, "Florida USDA Manufactured Home Property Requirements" by visiting our website.
—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Happy Memorial Day from Metroplex Mortgage. Today, we honor and remember the brave men and women who gave their lives in...
05/25/2026

Happy Memorial Day from Metroplex Mortgage. Today, we honor and remember the brave men and women who gave their lives in service to our country. Their sacrifice will never be forgotten. Wishing everyone a meaningful and safe Memorial Day as we reflect on the true meaning of this national holiday.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Thinking about buying a manufactured home in 2026? 🏡 A USDA loan could be one of the most affordable paths to homeowners...
05/21/2026

Thinking about buying a manufactured home in 2026? 🏡 A USDA loan could be one of the most affordable paths to homeownership... but many buyers don’t realize these loans have unique requirements.

That’s where Metroplex Mortgage comes in.

Here’s what you need to know about USDA loans for manufactured homes:
✅ Proper pre-qualification matters – Not every lender understands manufactured home financing. We help you review credit, income, property eligibility, and upfront costs before you start shopping.
✅ Appraisal comes first – Once you’re under contract, ordering the appraisal early helps confirm value before spending money on additional inspections.
✅ Foundation requirements are strict – USDA financing often requires an engineer-certified permanent foundation. If updates or retrofitting are needed, we’ll help you understand your options.
✅ Budget planning is key – Knowing the full picture upfront can save you time, money, and stress during the mortgage process.

The truth is, buying a manufactured home with a USDA loan doesn’t have to feel confusing when you have the right mortgage team guiding you every step of the way.

📲 Ready to see if you qualify for a USDA manufactured home loan? Call or text 863-593-2001 today and discover the Metroplex Difference.

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Client Review Spotlight ⭐️⭐️⭐️⭐️⭐️ Thank you, Jillie P., for your thoughtful review of my team and I. Providing a profes...
05/19/2026

Client Review Spotlight ⭐️⭐️⭐️⭐️⭐️
Thank you, Jillie P., for your thoughtful review of my team and I. Providing a professional, organized, and responsive mortgage experience is always the priority.

From the initial consultation to closing day, we are committed to guiding clients through each step of the home loan process with clear communication, trusted advice, and dependable support. Our goal is to ensure every client feels informed and confident throughout the journey.

We appreciate the opportunity to serve our clients and help make the mortgage process as smooth and stress-free as possible.

If you are considering buying a home, refinancing, or exploring your mortgage options, my team and I are here to help. Contact us today to get started!

—
Sean A. Stephens, CMB® | NMLS 185288
Metroplex Mortgage Services, Inc. | NMLS 185264
Equal Housing Lender | Call/Text 863-593-2001

Florida USDA Manufactured Home Loan Myths : Moved Homes, Down Payment and Property Eligibility http://ow.ly/khUS106yx0V
05/16/2026

Florida USDA Manufactured Home Loan Myths : Moved Homes, Down Payment and Property Eligibility http://ow.ly/khUS106yx0V

Address

8622 N Himes Avenue
Egypt Lake-Leto, FL
33614

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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