Amy Malamut - Divorce Mortgage Specialist

Amy Malamut - Divorce Mortgage Specialist Former family law attorney turned loan officer, here to guide you through mortgages & fresh starts!

Individual NMLS #2463141; Equal Housing Opportunity, HMA Mortgage, NMLS #139164 The Malamut Mortgage Team | Amy Malamut Divorce Mortgage Specialist |

For the second year in a row, we will be co-sponsoring the Family Law Section Luncheon at the  Annual Meeting and Conven...
05/07/2026

For the second year in a row, we will be co-sponsoring the Family Law Section Luncheon at the Annual Meeting and Convention!

We look forward to seeing our family law friends at Old Homestead, making new connections, and enjoying a great afternoon together. See you there! 😋 🍽️

04/24/2026

and I had such a great time sponsoring and attending the April Sip & Shop! 🥂✨
We loved connecting with local ladies, talking mortgages and supporting small businesses. Our favorite part? Watching everyone line up to spin our wheel—definitely a crowd favorite! 🎉
Thank you to everyone who stopped by to chat, spin, and mingle with us. We can’t wait for the next one! supports the mommies!

THIS IS NOT ME!  PLEASE DO NOT ACCEPT A FRIEND REQUEST AND PLEASE REPORT IF YOU DO RECEIVE ONE thank you 😊 ☮️ ❤️
04/22/2026

THIS IS NOT ME! PLEASE DO NOT ACCEPT A FRIEND REQUEST AND PLEASE REPORT IF YOU DO RECEIVE ONE thank you 😊 ☮️ ❤️

04/22/2026

As home prices and interest rates rise, co-signers have become a lifeline for many people rebuilding after divorce. Parents, siblings and even adult children are stepping in to help.

But a co-signer isn’t just a helper, they’re legally tied to your loan.
If something goes wrong, their credit may go with it.
That’s why every co-signer setup needs a clear plan for the future, especially if you want to refinance later.

I help families structure co-signed loans safely, so they strengthen your start, not limit your independence in the future.

04/14/2026

Divorce may have changed the income, but not the dream of homeownership. Here’s how to bridge it.

Before applying for a new mortgage or refinance, take stock of:
- Current income (employment, child support, alimony)
- Existing debts and liabilities
- Credit score and history
- Savings available for down payment or reserves

A Divorce Mortgage Specialist can help you see the full picture, not just what a generic lender’s calculator says you can “afford,” but what’s truly sustainable for your life.

04/07/2026

When you work with a specialist, you’ll get more than a “yes” or “no.”

You’ll get a plan:

✅ Custom analysis of your post-divorce budget
✅ Review of alimony or child support income for lender acceptance
✅ Future-proof payment structure that fits real life
✅ Guidance on timing your refinance or home purchase

It’s all about balance, creating a payment that’s sustainable and empowering, not stressful.

04/01/2026

I had an incredible time at the 2026 Annual Family Law Retreat in Aruba. I was honored to speak at the Post-Judgment Hot Tips seminar - such a well-attended and engaging program.

From the thoughtfully curated CLE courses, connections with colleagues, sponsors, and friends in the family law community to the memorable dinners and well-earned time in the sun, it was truly a special experience! 🌴 ☀️ ⚖️

A heartfelt thank you to for planning such a seamless and memorable retreat. Looking forward to next year!

03/31/2026

Even if your client has lived in the marital home for years, if they aren't included on the title or mortgage, they may still qualify as a first time home-buyer. Let's talk to see if first time homebuyer perks may be available to you or your client!

03/24/2026

If your client is considering a job change even for a promotion - timing matters. A simple employment shift during mortgage processing can derail a closing, delay financing, or reduce buying power. Before your client hands in their notice, a quick chat could save them (and you) weeks of stress. Let’s stay proactive and protect the deal!

Less than a week until the NJSBA Annual Family Law Retreat! I am proud to be not only a sponsor but a speaker at the Pos...
03/20/2026

Less than a week until the NJSBA Annual Family Law Retreat! I am proud to be not only a sponsor but a speaker at the Post-Judgment Hot Tips Seminar (hint: Mortgages should not be a post-judgment issue 😉) Looking forward to catching up with the family law community and other sponsors! ☀️🌴🐚

Address

3153 Fire Road Suite 1b
Egg Harbor Township, NJ
08234

Alerts

Be the first to know and let us send you an email when Amy Malamut - Divorce Mortgage Specialist posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share