Hortica So when you experience a loss, we can help get you back in business quickly. You get personalized treatment
Your business has unique risks.

Since 1887, Hortica®, a brand of the Sentry Insurance Group, has dedicated itself solely to helping protect horticultural and floral businesses, including garden centers, greenhouse growers, nurseries, landscapers, and retail/wholesale/event florists. Hortica®, a brand of the Sentry Insurance Group, is solely dedicated to helping protect businesses in the horticulture and floral industries, includ

ing:
• Garden centers
• Greenhouse growers
• Plant nurseries and sod farms
• Retail, wholesale, and event florists
• Landscapers

What sets us apart
Our commitment to the horticulture industry has allowed us to team up with supply manufacturers and contractors, empowering us to provide efficient service during claims and repairs. From commercial property and workers’ compensation to commercial auto and cyber liability, our custom coverages can help protect your business against losses today—with an eye toward the future. Our Loss Control and Safety Services team provides:
• On-site consultations
• Thermographic inspections
• Targeted safety presentations
• Webinars
• Annual claims analysis
• Training materials

You get peace of mind
We’re part of one of the most financially secure mutual insurance groups in the nation. Sentry carries an A+ (superior) rating from AM Best*, the industry’s leading rating authority. We’re ready to help care for your business.

*Hortica® brand property and casualty coverages are underwritten by a member of the Sentry Insurance Group, Stevens Point, WI. Life insurance and annuities are issued and administered by Sentry Life Insurance Company, Stevens Point, WI. In New York, life insurance and annuities are issued and administered by Sentry Life Insurance Company of New York, Syracuse, NY. For a complete listing of companies, visit sentry.com. Policies, coverages, benefits, and discounts are not available in all states. See policy for complete coverage details. The Sentry Insurance Group is one of the largest and most financially secure mutual insurance groups in the United States, holding an AM Best Financial Strength Rating (FSR) of A+ (superior), current as of June 2025.

Here are six risk management strategies to help protect greenhouses in higher-risk regions—from structural maintenance t...
06/23/2026

Here are six risk management strategies to help protect greenhouses in higher-risk regions—from structural maintenance to financial preparedness. Stay proactive and help secure your investment.

Help prolong the life of your greenhouse in areas more prone to severe weather events with proactive strategies, including maintenance and emergency planning.

To the dads who start early, stay late, and keep their horticulture operations growing season after season—Happy Father’...
06/21/2026

To the dads who start early, stay late, and keep their horticulture operations growing season after season—Happy Father’s Day!

Weddings can be a dream opportunity for florists—but they also come with unique risks. From property damage to last-minu...
06/18/2026

Weddings can be a dream opportunity for florists—but they also come with unique risks. From property damage to last-minute flower shortages, unexpected issues can impact your business. Make sure you're covered with florist insurance tailored to your business.

Weddings present unique risks for florists. Monitor these wedding hazards and consider customized insurance coverages to help protect your business.

Retirement benefits aren’t just an employee benefit discussion—they're increasingly a business continuity strategy. When...
06/17/2026

Retirement benefits aren’t just an employee benefit discussion—they're increasingly a business continuity strategy.

When employees are more financially prepared for retirement, workforce transitions can become more predictable, helping greenhouse growers strengthen workforce stability and operational continuity.

Read Cathy James in Greenhouse Grower: https://bit.ly/3Sadxcd

Hortica’s Cathy James shares how horticulture businesses can better plan for incoming and outgoing employees in a new working world.

A strong customer base is essential for your horticulture business. But are you prioritizing customer service? Here’s a ...
06/15/2026

A strong customer base is essential for your horticulture business. But are you prioritizing customer service? Here’s a list to remind you how impactful your customers’ opinions of your business are to your bottom line—and tips to refocus on the customer experience.

Make exceptional customer service a top priority at your horticulture business. Learn how to elevate experiences, boost repeat customers, and increase sales.

Red roses are more than just a symbol of love. They are also:• The national flower of the U.S.• Cultivated for perfume p...
06/12/2026

Red roses are more than just a symbol of love. They are also:
• The national flower of the U.S.
• Cultivated for perfume products due to their pleasing fragrance
• A key ingredient in brewing specific types of healing teas and other foods

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1800 North Point Drive
Edwardsville, IL
54481

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