Advantage Partners Solutions

06/03/2026

Vantage 4.0 and FICO 10T are shaping the future of mortgage lending, but what do these new scoring models really mean for lenders and borrowers?

Mindy Leisure, Director of Credit Education, breaks down the key distinctions between Vantage 4.0 and FICO 10T in our new article. Click the link below to read the full article.

https://lnkd.in/gRDW62nX

05/08/2026

Alternative data is continuing to reshape the future of credit reporting and lending.

In our latest article, Mindy Leisure, Director of Credit Education, breaks down how rent and utility reporting works within VantageScore 4.0, the challenges behind alternative credit data, and the opportunities it creates for underserved borrowers.

Read the full article using the link below to learn how these reporting tools could impact borrowers and the lending landscape.

https://advcredit.com/alternativecreditandvantage4-0/

02/05/2026

https://www.scotsmanguide.com/news/fannie-freddie-leaders-resisted-vantagescore-approval-in-2022/

Previous Fannie and Freddie leadership had reservations about single-pull reports and VantageScore’s credit scoring model, documents reveal.

02/04/2026

Wondering why your borrowers credit isn't moving in the direction you hoped? Could be they're "Scorecard Hopping"..

Scorecard Hopping February 4, 2026 by Mindy Leisure Director of Credit Education Each credit score model consists of multiple Scorecards that assess distinct aspects of an individual’s credit profile. The points assigned by these Scorecards collectively determine the overall credit score. Typicall...

01/07/2026

Mortgage demand drops nearly 10% to end 2025, despite lower interest rates https://cnb.cx/3LiMAQs

The Mortgage Bankers Association's seasonally adjusted index reported a 9.7% decline in total mortgage applications despite decreased mortgage rates.

01/06/2026

Treasury Yield Curve Steepens as Long-Term Yields Rise After Fed Cuts

According to a new report, despite 2025’s interest-rate cuts, rising long-term Treasury yields and inflation concerns have sharply steepened the yield curve, complicating the outlook for borrowing costs.

01/05/2026

The A-Eye Test: AI- Generated Home Listing Photos Present Dilemma for Potential Buyers

AI-generated photos online of listed homes for sale can mislead potential homebuyers by showing them what is real and what is not, according to Yahoo! Finance.

01/02/2026

Innovations in reverse mortgage lending will drive growth in 2026

The reverse mortgage market is expected to grow in 2026 as lenders innovate with new offerings and adapt to the interest rate environment.