Advantage Partners Solutions

02/05/2026

https://www.scotsmanguide.com/news/fannie-freddie-leaders-resisted-vantagescore-approval-in-2022/

Previous Fannie and Freddie leadership had reservations about single-pull reports and VantageScore’s credit scoring model, documents reveal.

02/04/2026

Wondering why your borrowers credit isn't moving in the direction you hoped? Could be they're "Scorecard Hopping"..

Scorecard Hopping February 4, 2026 by Mindy Leisure Director of Credit Education Each credit score model consists of multiple Scorecards that assess distinct aspects of an individual’s credit profile. The points assigned by these Scorecards collectively determine the overall credit score. Typicall...

01/07/2026

Mortgage demand drops nearly 10% to end 2025, despite lower interest rates https://cnb.cx/3LiMAQs

The Mortgage Bankers Association's seasonally adjusted index reported a 9.7% decline in total mortgage applications despite decreased mortgage rates.

01/06/2026

Treasury Yield Curve Steepens as Long-Term Yields Rise After Fed Cuts

According to a new report, despite 2025’s interest-rate cuts, rising long-term Treasury yields and inflation concerns have sharply steepened the yield curve, complicating the outlook for borrowing costs.

01/05/2026

The A-Eye Test: AI- Generated Home Listing Photos Present Dilemma for Potential Buyers

AI-generated photos online of listed homes for sale can mislead potential homebuyers by showing them what is real and what is not, according to Yahoo! Finance.

01/02/2026

Innovations in reverse mortgage lending will drive growth in 2026

The reverse mortgage market is expected to grow in 2026 as lenders innovate with new offerings and adapt to the interest rate environment.

12/30/2025

Cooling home prices to drive affordability in 2026

Cooling home prices defined the housing market in 2025 — and are likely to help affordability further in 2026 as available inventory expands.

12/24/2025

12/19/2025

Experts Share 2026 Housing Market, Affordability Forecast

Matt Schulz, Chief Consumer Finance Analyst at LendingTree, shared his U.S. housing market predictions for the upcoming year, detailing the trajectory of home affordability, mortgage debt, delinquencies, potential rate drops, and more.

12/18/2025

CFPB Finalizes Five Rule Adjustment to Allowable Dollar Thresholds

The Consumer Financial Protection Bureau said the new thresholds, which impact Regulations Z, M, and V, including HOEPA, qualified mortgages, appraisal exemptions, and credit report disclosure fees, will take effect on Jan. 1.

12/17/2025

Gen Z Veterans Drive Sharp Rebound in VA Loan Activity

A new analysis from Veterans United Home Loans shows that the VA loan program rebounded nicely in Fiscal Year 2025, reversing last year's slowdown.

12/16/2025

Housing Market Forecast Hints at More Balance, Inventory Recovery in 2026

Realtor.com data anticipates a more stable housing market next year, with slowing price growth, rate relief providing more breathing room, and a bump in negotiating power for buyers.