Alexander Tielker - Mortgage Loan Originator

01/04/2025

Knowing what makes up a mortgage payment, can help you decide which mortgage program best suits your needs.
Have questions about mortgages? Give me a call, I can help.

Understanding the components that make up a mortgage payment can help you choose the mortgage option that is best for you.

01/01/2025

Wishing you a very Happy New Year!

07/19/2024

Mortgage Rates Continue to Fall!

"The 30-year fixed-rate mortgage fell to its lowest level since mid-March, dropping 12 basis points from last week. Mortgage rates are headed in the right direction and the economy remains resilient, two positive incremental signs for the housing market. However, homebuyers have yet to respond to lower rates, as purchase application demand is still roughly 5 percent below Spring, when rates were approximately the same. This is not uncommon: sometimes as rates decline, demand weakens, and the apparent paradox is driven by buyers making sure rates don’t decline further before they decide to purchase." Freddie Mac

07/04/2024

Wishing you a happy and safe Independence Day!

06/14/2024

Mortgage Rates Continue to Move Down

"Mortgage rates continued to fall back this week as incoming data suggests the economy is cooling to a more sustainable level of growth. Top-line inflation numbers were flat but shelter inflation, which measures rent and homeownership costs, increased showing that housing affordability continues to be an ongoing impediment for buyers on the house hunt." Freddie Mac, 6-13-2024

04/04/2024

🏡Ready to make your dream home a reality? Whether you're looking to buy your first home, upgrade to a bigger space, or refinance your current mortgage, we've got you covered! Our team of experts is here to guide you through every step of the process, making it easy and stress-free. Don't wait any longer – let's turn your homeownership dreams into a reality! Click this link for a free mortgage qualification; 5 mins or less, no SSN needed! 👉https://img-informa-mortgage-rate-quoter.secure-clix.com/

03/21/2024

💸Get The Cash You Need From the Comfort of Home🏠

Ready to tap into your home's equity for financial flexibility? Introducing our Standalone HELOC - the perfect solution to achieve your goals without the hassle. Click this link for a free HELOC qualification; 5 mins or less, no SSN needed! 👉https://img-heloc-qualifier.secure-clix.com

02/12/2024

Buying a home is a big decision! Is now the right time for you? If you have questions about financing, interest rates, or the market, give me a call. I'm here to help and answer any questions you may have.

Whether you are ready to buy a home depends on your personal financial situation. But you can become a more informed and prepared homebuyer by following these housing market conditions.

02/09/2024

I love working in beautiful downtown Edmonds! Looking forward to the Lunar New Year celebration on Saturday.

Lunar New Year Edmonds, WA celebrating the Lunar New Year.

01/19/2024

Mortgage rates decrease to lowest level since May of 2023.

"Mortgage rates decreased this week, reaching their lowest level since May of 2023,” said Sam Khater, Freddie Mac’s Chief Economist. “This is an encouraging development for the housing market and in particular first-time homebuyers who are sensitive to changes in housing affordability. However, as purchase demand continues to thaw, it will put more pressure on already depleted inventory for sale.” -Freddie Mac

01/12/2024

Depending on the number of monthly payments remaining, and whether your loan is in a state of forbearance or forgiveness, you may be able to exclude your student loan debt from your DTI ratio. Have questions regarding student loan debt? Give me a call, I can help.

Don’t let your student loan debt dissuade you from homeownership if you’re financially ready.

01/10/2024

Thank you, Pete! All the best for you next adventure!