Aidan Young Mortgage Loan Originator

10/03/2022

Looking to buy your first home? Here is a list of things to help you along the way. Have questions, give me a call, I can help.

Whether it's your first time in the real estate market or you're an experienced homeowner, this is everything you need to know about how to buy a house.

09/06/2022

Have questions about home ownership? Give me a call, I can help.

Homeownership builds a sense of pride and accomplishment and is an important step toward achieving long-term financial stability.

09/05/2022

Wishing you a Happy Labor Day!

President Grover Cleveland made it a national holiday in 1894, during a crisis over federal efforts to end a strike by railroad workers.

07/27/2022

"This might come as a surprise, but you don’t actually need to put down 20% on your home. In fact, for first-time homebuyers, the average down payment is just 6% — and it’s possible to put down even less. But how does the math shake out in your monthly mortgage payments?" Have questions about down payments? Give me a call, I can help.

See the numbers that explain how a smaller down payment affects your monthly mortgage.

07/05/2022

"Whether you are a homebuyer or homeowner, establishing and funding an escrow account will likely be part of your homeownership journey. Here’s what you should know about this piece of the mortgage process."

Whether you are a homebuyer or homeowner, here’s what you should know about escrow.

07/04/2022

Wishing you a happy and safe Independence Day!

06/23/2022

The Fed raised its benchmark interest rate last week to curb inflation. "The Fed's goal with the interest rate hikes, today and down the road, is bringing the inflation rate down to 2%, while keeping unemployment around 4%. " Only time will tell if this rate hike achieves the desired outcome. In the meantime read on to learn how this rate hike will impact your finances.

https://www.npr.org/2022/06/16/1105397522/who-are-the-winners-and-losers-of-the-fed-hiking-interest-rates

05/12/2022

Once your loan closes you will work with a mortgage loan servicer. Here's how loan servicing works. Have questions about mortgage loans or servicing? Give me a call, I can help.

Mortgage servicers are an essential part of homeownership. They help make sure that monthly payments are collected on time and are a key point of contact if any hardships arise.

04/11/2022

Your credit report is not the same as your credit score, but both are equally important. This article breaks down the difference between a credit score and credit report, and why you should check them both.

Select breaks down the differences between a credit score and a credit report and how you can check them both.

04/05/2022

It's possible to purchase a new home with less than 20% down, but you may need private mortgage insurance. Have questions about down payments or PMI? Give me a call, I can help.

In considering the total costs of buying and owning a home, don't forget to factor in private mortgage insurance (PMI).

03/29/2022

It's official! As of yesterday Pickleball is the state sport of Washington, where it was invented in Bainbridge Island in 1965.

"This is a sport for the multitudes, it’s one that everybody can play."

03/26/2022

"Equifax, TransUnion and Experian said in a joint statement they would remove nearly 70 percent of the debt after monthslong industry research showed roughly two-thirds of this type of debt is the result of either one-time or short-term medical expenses stemming from an "acute medical need."
Now, if only they would do the same for that one parking ticket no one ever knew they had!

Equifax, TransUnion and Experian said in a joint statement they would remove nearly 70 percent of this type of debt.