National Insurance Alliance

I am an insurance consultant that work with individuals, families, business owners, and retirees for comprehensive planning and insurance protection for needs now and the future. The earlier you start planning for the future, the better prepared you will be. Even if you have a plan in place, there could be gaps that you don’t realize. As life changes so do the needs of our future financial plan an

d strategy. Ongoing review of your future needs is imperative to help ensure that if an unforeseen situation occurs, you don’t find yourself in a situation that your plan hadn’t addressed. Examples might be:
• Do you know how to maximize your benefits with Medicare and social security? Do you understand what is there, and what may/may not be there when it is time for YOU to retire?
• Have circumstances changed in your life since you purchased your life insurance? o Married, remarried, divorced or widowed? o Have you had children? Do you have step-children? o Do you have a higher/lower income?
• Is it term life insurance? What happens when that term ends?
• What is your most important asset? Do you know?
• Have you ever thought what your family would do if you could not provide an income for a short or long period of time?
• What about your business, if you are a business owner? Can your plan sustain your business, if you are unable to work? Do you know an accurate value of your business for planning purposes?
• Is long-term care insurance important to you or your family? Do I expect my children to care for me, if I am unable to take care of myself? What can I do to prevent this?
• How do you keep your promises to care for your family if something should happen to you and/or your spouse?
• Is there a way to have a tax-free retirement? Is my current financial plan tax efficient? Is there something I can do to minimize tax impact?
• I’m scared of market volatility and want a guaranteed income that will rise with the cost of living….is that possible? Most individuals have never worked with someone that can review an entire financial picture (business, investments, insurance, gaps, catastrophic events, retirement, replacement of income and/or protection of retirement benefits). Let me help you. I appreciate the opportunity to assist you and your family. Consult with a professional tax and/or legal advisor before taking any action that may have tax or legal consequences.