Daniel Perreira NMLS 187369

Daniel Perreira NMLS 187369 Producing Branch Manager | NMLS #187369
Supreme Lending | NMLS #2129

09/03/2026

The most common complaint agents have about lenders isn't rates. It's silence. 🔇 Every agent I talk to has a story about a lender who went quiet mid-deal.

Fast preapprovals matter. A pre-underwritten letter carries real weight in a competitive offer. Weekly updates mean you're never standing in front of your client without an answer.
Your commission and your client's move date both depend on the closing date holding.

A good lender partnership protects your reputation, not just the transaction. 🤝

A redesigned appraisal report is coming.Beginning November 2, 2026, applicable appraisal reports submitted to Fannie Mae...
09/02/2026

A redesigned appraisal report is coming.

Beginning November 2, 2026, applicable appraisal reports submitted to Fannie Mae and Freddie Mac must use UAD 3.6 and the new Uniform Residential Appraisal Report.

The new format captures property, transaction, and market information in a more detailed and standardized way. It does not change the fundamental process used to develop an opinion of market value—but complete information will be more important than ever.

Real estate professionals can help prepare by providing:

• The complete contract and applicable addenda

• Full details about concessions, credits, and incentives

• Accurate renovation and property information

• Timely access to the property

• Applicable HOA or condominium documentation

Have questions about what these changes could mean for your next transaction? Reach out to learn more. 📲

UAD 3.6 requirements apply to applicable appraisal reports submitted to Fannie Mae and Freddie Mac. Requirements may vary by loan program, lender, property, and transaction. Information is for general educational purposes and is subject to change.

09/01/2026

Most agents have never heard of HECM for Purchase, and that's your edge.
It's an FHA insured program built specifically for buyers 62 and older.
A qualifying senior can purchase a home with no required monthly P&I payment.
So the buyer who said 'I can't afford it' may actually have a path.
You become the go to agent for senior buyers and every referral source around them.
That referral lane exists. Most agents just never looked for it.

08/31/2026

Home prices aren't actually high. They're just untested.

Investor Bob Elliott says sellers are locked in with a perception of high value. Home sales have dropped to levels not seen since post 2008 crisis lows. Nearly 6% of July listings were pulled by sellers without a single sale. Seattle, Texas, and Florida are already seeing prices actually fall.

Redfin's chief economist says we're five years post COVID spike, and sellers can't hold forever.
If you're waiting to buy, a wave of forced sellers could be your window.

High prices need a willing seller to be real. There aren't enough of them.

08/31/2026

If you live in Edmond and you're watching home prices, listen up. 🗣️

You saw that headline about prices dropping and now you're nervous. That 2.6% dip doesn't mean what you think it means. Edmond's median price is 💲389,000, and homes still average two offers. 549 homes sold in June alone, moving in under 30 days. For buyers, softer prices mean real negotiation room now.

This market isn't stalling. It's just breathing.
Know the real numbers before you decide anything.🔢

08/31/2026

Oklahoma County buyers, you now have 16.8% more homes to choose from.
The latest data puts Oklahoma County at 3,176 active listings right now.
That 16.8% rise happened in just three months.
More inventory means you're not racing against five other buyers on every home.
Days on market barely moved, 51 to 52. That's one day, not a trend.
The structural shift is supply. More homes listed means more negotiating room for you.
If you've been sitting out, Oklahoma County's inventory picture looks different now.
More options, same pace. That's the market.

08/30/2026

Your lender said the deal was dead. It wasn't.
Deals collapse late when a lender stops asking questions.
One buyer had strong assets but limited W 2 income. Told to wait.
A different lender knew asset based qualifying programs. The file moved.
That agent closed the deal and got two referrals the following year.
Dead deals need a better question, not a better buyer.

Barndominiums aren’t just a trend. They’re a lifestyle. From modern rustic finishes to open living spaces that truly ref...
08/28/2026

Barndominiums aren’t just a trend. They’re a lifestyle.

From modern rustic finishes to open living spaces that truly reflect your personality, a barndo lets you create a home that’s uniquely yours.

Whether this is your first home or your forever home, I can help you explore financing options that may make owning a barndominium possible. 🏡

👉 Send me a message, and let’s talk about how we can help you navigate your barndo financing options.

Loan program availability, rates, terms, and conditions are subject to change and may vary by property type, location, and borrower qualifications. Not all borrowers will qualify. Construction and purchase loans are subject to credit and property approval. This is not a commitment to lend.

A backyard, a pool, and plenty of room for your favorite four-legged family member. 🐾💦Whatever your version of home look...
08/26/2026

A backyard, a pool, and plenty of room for your favorite four-legged family member. 🐾💦

Whatever your version of home looks like, we’re here to help you explore the financing to get there. ☀️

A lot of people assume raw land means an all-cash deal. That's not necessarily true. Portfolio C offers financing for qu...
08/25/2026

A lot of people assume raw land means an all-cash deal. That's not necessarily true. Portfolio C offers financing for qualifying recreational and agricultural land - purchase, refinance, and even cash-out refinance options are available. If you've been sitting on the sidelines because you thought land couldn't be financed, it might be time for a different conversation. 📲

Subject to credit approval. Not all borrowers will qualify.

Address

2524 N Broadway Ste 342
Edmond, OK
73034

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